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Side-by-side financial comparison of CATHAY GENERAL BANCORP (CATY) and NOODLES & Co (NDLS). Click either name above to swap in a different company.
CATHAY GENERAL BANCORP is the larger business by last-quarter revenue ($222.8M vs $122.1M, roughly 1.8× NOODLES & Co). CATHAY GENERAL BANCORP runs the higher net margin — 653.4% vs -7.5%, a 660.9% gap on every dollar of revenue. On growth, CATHAY GENERAL BANCORP posted the faster year-over-year revenue change (19.5% vs -4.1%). CATHAY GENERAL BANCORP produced more free cash flow last quarter ($363.7M vs $-2.8M). Over the past eight quarters, CATHAY GENERAL BANCORP's revenue compounded faster (12.8% CAGR vs -1.2%).
Cathay General Bancorp is a U.S.-headquartered bank holding company that operates Cathay Bank, offering full-spectrum commercial and personal banking services. It primarily serves Asian American communities and small-to-medium enterprises across major U.S. states including California, New York and Texas, as well as select Asian markets, with products covering deposits, loans, and wealth management solutions.
Noodles & Company is an American fast-casual restaurant that offers international and American noodle dishes in addition to soups and salads. Noodles & Company was founded in 1995 by Aaron Kennedy and is headquartered in Broomfield, Colorado. The company went public in 2013 and recorded a $457 million revenue in 2017. In mid-2022, there were 458 Noodles & Company locations across 31 states.
CATY vs NDLS — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $222.8M | $122.1M |
| Net Profit | $90.5M | $-9.2M |
| Gross Margin | — | — |
| Operating Margin | 50.9% | -5.2% |
| Net Margin | 653.4% | -7.5% |
| Revenue YoY | 19.5% | -4.1% |
| Net Profit YoY | 12.9% | 32.8% |
| EPS (diluted) | $1.33 | $-0.20 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $222.8M | — | ||
| Q3 25 | $210.6M | $122.1M | ||
| Q2 25 | $196.6M | $123.8M | ||
| Q1 25 | $187.8M | — | ||
| Q4 24 | $186.5M | $122.8M | ||
| Q3 24 | $189.5M | $127.4M | ||
| Q2 24 | $178.5M | $121.4M | ||
| Q1 24 | $175.2M | $124.3M |
| Q4 25 | $90.5M | — | ||
| Q3 25 | $77.7M | $-9.2M | ||
| Q2 25 | $77.5M | $-9.1M | ||
| Q1 25 | $69.5M | — | ||
| Q4 24 | $80.2M | $-6.8M | ||
| Q3 24 | $67.5M | $-13.6M | ||
| Q2 24 | $66.8M | $-6.1M | ||
| Q1 24 | $71.4M | $-6.1M |
| Q4 25 | 50.9% | — | ||
| Q3 25 | 44.5% | -5.2% | ||
| Q2 25 | 49.0% | -5.2% | ||
| Q1 25 | 46.1% | — | ||
| Q4 24 | 46.5% | -3.9% | ||
| Q3 24 | 41.2% | -9.0% | ||
| Q2 24 | 40.7% | -3.4% | ||
| Q1 24 | 45.7% | -3.7% |
| Q4 25 | 653.4% | — | ||
| Q3 25 | 36.9% | -7.5% | ||
| Q2 25 | 39.4% | -7.3% | ||
| Q1 25 | 37.0% | — | ||
| Q4 24 | 587.9% | -5.5% | ||
| Q3 24 | 35.6% | -10.7% | ||
| Q2 24 | 37.4% | -5.1% | ||
| Q1 24 | 40.8% | -4.9% |
| Q4 25 | $1.33 | — | ||
| Q3 25 | $1.13 | $-0.20 | ||
| Q2 25 | $1.10 | $-0.20 | ||
| Q1 25 | $0.98 | — | ||
| Q4 24 | $1.11 | $-0.15 | ||
| Q3 24 | $0.94 | $-0.30 | ||
| Q2 24 | $0.92 | $-0.14 | ||
| Q1 24 | $0.98 | $-1.64 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $4.7M |
| Total DebtLower is stronger | $119.1M | — |
| Stockholders' EquityBook value | $2.9B | $-38.9M |
| Total Assets | $24.2B | $280.6M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $4.7M | ||
| Q2 25 | — | $1.4M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $3.3M | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $1.3M | ||
| Q1 24 | — | $3.0M |
| Q4 25 | $119.1M | — | ||
| Q3 25 | $119.1M | — | ||
| Q2 25 | $119.1M | — | ||
| Q1 25 | $119.1M | — | ||
| Q4 24 | $119.1M | — | ||
| Q3 24 | $119.1M | — | ||
| Q2 24 | $119.1M | — | ||
| Q1 24 | $119.1M | — |
| Q4 25 | $2.9B | — | ||
| Q3 25 | $2.9B | $-38.9M | ||
| Q2 25 | $2.9B | $-13.9M | ||
| Q1 25 | $2.9B | — | ||
| Q4 24 | $2.8B | $3.7M | ||
| Q3 24 | $2.8B | $9.6M | ||
| Q2 24 | $2.8B | $21.9M | ||
| Q1 24 | $2.8B | $27.2M |
| Q4 25 | $24.2B | — | ||
| Q3 25 | $24.1B | $280.6M | ||
| Q2 25 | $23.7B | $319.4M | ||
| Q1 25 | $23.2B | — | ||
| Q4 24 | $23.1B | $340.5M | ||
| Q3 24 | $23.3B | $346.3M | ||
| Q2 24 | $23.2B | $360.4M | ||
| Q1 24 | $23.4B | $368.1M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $368.6M | $4.3M |
| Free Cash FlowOCF − Capex | $363.7M | $-2.8M |
| FCF MarginFCF / Revenue | 163.2% | -2.3% |
| Capex IntensityCapex / Revenue | 2.2% | 5.8% |
| Cash ConversionOCF / Net Profit | 4.07× | — |
| TTM Free Cash FlowTrailing 4 quarters | $672.7M | $-7.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $368.6M | — | ||
| Q3 25 | $150.6M | $4.3M | ||
| Q2 25 | $64.0M | $4.0M | ||
| Q1 25 | $99.0M | — | ||
| Q4 24 | $329.2M | $5.8M | ||
| Q3 24 | $81.2M | $4.7M | ||
| Q2 24 | $72.9M | $7.0M | ||
| Q1 24 | $88.2M | $164.0K |
| Q4 25 | $363.7M | — | ||
| Q3 25 | $150.1M | $-2.8M | ||
| Q2 25 | $62.7M | $1.1M | ||
| Q1 25 | $96.3M | — | ||
| Q4 24 | $325.5M | $-1.3M | ||
| Q3 24 | $80.0M | $-4.5M | ||
| Q2 24 | $72.4M | $-1.6M | ||
| Q1 24 | $87.3M | $-15.2M |
| Q4 25 | 163.2% | — | ||
| Q3 25 | 71.3% | -2.3% | ||
| Q2 25 | 31.9% | 0.9% | ||
| Q1 25 | 51.2% | — | ||
| Q4 24 | 174.6% | -1.1% | ||
| Q3 24 | 42.2% | -3.5% | ||
| Q2 24 | 40.5% | -1.4% | ||
| Q1 24 | 49.8% | -12.2% |
| Q4 25 | 2.2% | — | ||
| Q3 25 | 0.2% | 5.8% | ||
| Q2 25 | 0.6% | 2.4% | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 1.9% | 5.8% | ||
| Q3 24 | 0.6% | 7.2% | ||
| Q2 24 | 0.3% | 7.1% | ||
| Q1 24 | 0.5% | 12.3% |
| Q4 25 | 4.07× | — | ||
| Q3 25 | 1.94× | — | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 1.42× | — | ||
| Q4 24 | 4.10× | — | ||
| Q3 24 | 1.20× | — | ||
| Q2 24 | 1.09× | — | ||
| Q1 24 | 1.23× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CATY
Segment breakdown not available.
NDLS
| Food And Beverage | $119.6M | 98% |
| Franchise | $2.5M | 2% |
