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Side-by-side financial comparison of COLONY BANKCORP INC (CBAN) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.
COLONY BANKCORP INC is the larger business by last-quarter revenue ($39.9M vs $22.7M, roughly 1.8× R F INDUSTRIES LTD). COLONY BANKCORP INC runs the higher net margin — 20.6% vs 0.8%, a 19.8% gap on every dollar of revenue. Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 19.6%).
Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.
Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.
CBAN vs RFIL — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $39.9M | $22.7M |
| Net Profit | $8.2M | $173.0K |
| Gross Margin | — | 36.8% |
| Operating Margin | — | 4.0% |
| Net Margin | 20.6% | 0.8% |
| Revenue YoY | — | 22.9% |
| Net Profit YoY | 24.1% | 172.7% |
| EPS (diluted) | — | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $39.9M | — | ||
| Q4 25 | $36.9M | $22.7M | ||
| Q3 25 | $32.8M | $19.8M | ||
| Q2 25 | $32.5M | $18.9M | ||
| Q1 25 | $30.0M | $19.2M | ||
| Q4 24 | $30.8M | $18.5M | ||
| Q3 24 | $28.6M | $16.8M | ||
| Q2 24 | $27.9M | $16.1M |
| Q1 26 | $8.2M | — | ||
| Q4 25 | — | $173.0K | ||
| Q3 25 | $5.8M | $392.0K | ||
| Q2 25 | $8.0M | $-245.0K | ||
| Q1 25 | $6.6M | $-245.0K | ||
| Q4 24 | — | $-238.0K | ||
| Q3 24 | $5.6M | $-705.0K | ||
| Q2 24 | $5.5M | $-4.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 31.5% | ||
| Q1 25 | — | 29.8% | ||
| Q4 24 | — | 31.3% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 29.9% |
| Q1 26 | — | — | ||
| Q4 25 | 25.9% | 4.0% | ||
| Q3 25 | 22.2% | 3.6% | ||
| Q2 25 | 30.9% | 0.6% | ||
| Q1 25 | 27.6% | 0.3% | ||
| Q4 24 | 28.8% | 0.5% | ||
| Q3 24 | 24.6% | -2.5% | ||
| Q2 24 | 24.8% | -2.6% |
| Q1 26 | 20.6% | — | ||
| Q4 25 | — | 0.8% | ||
| Q3 25 | 17.7% | 2.0% | ||
| Q2 25 | 24.6% | -1.3% | ||
| Q1 25 | 22.0% | -1.3% | ||
| Q4 24 | — | -1.3% | ||
| Q3 24 | 19.7% | -4.2% | ||
| Q2 24 | 19.6% | -26.7% |
| Q1 26 | — | — | ||
| Q4 25 | $0.42 | $0.01 | ||
| Q3 25 | $0.33 | $0.04 | ||
| Q2 25 | $0.46 | $-0.02 | ||
| Q1 25 | $0.38 | $-0.02 | ||
| Q4 24 | $0.43 | $-0.02 | ||
| Q3 24 | $0.32 | $-0.07 | ||
| Q2 24 | $0.31 | $-0.41 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $295.8M | $5.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $380.4M | $35.2M |
| Total Assets | $3.7B | $73.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $295.8M | — | ||
| Q4 25 | — | $5.1M | ||
| Q3 25 | — | $3.0M | ||
| Q2 25 | — | $3.6M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $839.0K | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $1.4M |
| Q1 26 | — | — | ||
| Q4 25 | $258.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $248.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $380.4M | — | ||
| Q4 25 | $375.9M | $35.2M | ||
| Q3 25 | $302.3M | $34.8M | ||
| Q2 25 | $293.9M | $34.2M | ||
| Q1 25 | $286.9M | $34.2M | ||
| Q4 24 | $278.7M | $34.1M | ||
| Q3 24 | $276.1M | $34.1M | ||
| Q2 24 | $264.7M | $34.6M |
| Q1 26 | $3.7B | — | ||
| Q4 25 | $3.7B | $73.0M | ||
| Q3 25 | $3.2B | $73.2M | ||
| Q2 25 | $3.1B | $72.7M | ||
| Q1 25 | $3.2B | $70.4M | ||
| Q4 24 | $3.1B | $71.0M | ||
| Q3 24 | $3.1B | $71.9M | ||
| Q2 24 | $3.0B | $72.8M |
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.89× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $2.1M |
| Free Cash FlowOCF − Capex | — | $2.0M |
| FCF MarginFCF / Revenue | — | 9.0% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | — | 12.13× |
| TTM Free Cash FlowTrailing 4 quarters | — | $4.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-5.5M | $2.1M | ||
| Q3 25 | $14.4M | $-311.0K | ||
| Q2 25 | $15.8M | $2.2M | ||
| Q1 25 | $17.9M | $601.0K | ||
| Q4 24 | $23.4M | $-244.0K | ||
| Q3 24 | $20.5M | $2.4M | ||
| Q2 24 | $1.1M | $197.0K |
| Q1 26 | — | — | ||
| Q4 25 | $-6.9M | $2.0M | ||
| Q3 25 | $14.1M | $-419.0K | ||
| Q2 25 | $15.8M | $2.2M | ||
| Q1 25 | $17.6M | $574.0K | ||
| Q4 24 | $22.3M | $-418.0K | ||
| Q3 24 | $20.2M | $2.1M | ||
| Q2 24 | $990.0K | $28.0K |
| Q1 26 | — | — | ||
| Q4 25 | -18.7% | 9.0% | ||
| Q3 25 | 42.9% | -2.1% | ||
| Q2 25 | 48.5% | 11.4% | ||
| Q1 25 | 58.7% | 3.0% | ||
| Q4 24 | 72.5% | -2.3% | ||
| Q3 24 | 70.6% | 12.6% | ||
| Q2 24 | 3.5% | 0.2% |
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | 0.3% | ||
| Q3 25 | 1.1% | 0.5% | ||
| Q2 25 | 0.3% | 0.2% | ||
| Q1 25 | 1.2% | 0.1% | ||
| Q4 24 | 3.5% | 0.9% | ||
| Q3 24 | 1.0% | 1.5% | ||
| Q2 24 | 0.5% | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 12.13× | ||
| Q3 25 | 2.48× | -0.79× | ||
| Q2 25 | 1.99× | — | ||
| Q1 25 | 2.71× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 0.20× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
