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Side-by-side financial comparison of COLONY BANKCORP INC (CBAN) and SolarMax Technology, Inc. (SMXT). Click either name above to swap in a different company.

SolarMax Technology, Inc. is the larger business by last-quarter revenue ($46.6M vs $39.9M, roughly 1.2× COLONY BANKCORP INC). COLONY BANKCORP INC runs the higher net margin — 20.6% vs -1.9%, a 22.4% gap on every dollar of revenue.

Colony Bankcorp Inc is a US-based bank holding company that operates Colony Bank. It provides a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving retail customers and small-to-medium enterprises across the state of Georgia.

SolarMax Technology, Inc. develops, manufactures and sells high-efficiency solar PV modules and clean energy systems. It serves residential, commercial and industrial clients in North America and key Asia-Pacific markets, offering installation and after-sales support to boost low-carbon energy use.

CBAN vs SMXT — Head-to-Head

Bigger by revenue
SMXT
SMXT
1.2× larger
SMXT
$46.6M
$39.9M
CBAN
Higher net margin
CBAN
CBAN
22.4% more per $
CBAN
20.6%
-1.9%
SMXT

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CBAN
CBAN
SMXT
SMXT
Revenue
$39.9M
$46.6M
Net Profit
$8.2M
$-872.2K
Gross Margin
2.7%
Operating Margin
-2.7%
Net Margin
20.6%
-1.9%
Revenue YoY
623.5%
Net Profit YoY
24.1%
77.7%
EPS (diluted)
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBAN
CBAN
SMXT
SMXT
Q1 26
$39.9M
Q4 25
$36.9M
$46.6M
Q3 25
$32.8M
$30.6M
Q2 25
$32.5M
$6.9M
Q1 25
$30.0M
$6.9M
Q4 24
$30.8M
$6.4M
Q3 24
$28.6M
$6.3M
Q2 24
$27.9M
Net Profit
CBAN
CBAN
SMXT
SMXT
Q1 26
$8.2M
Q4 25
$-872.2K
Q3 25
$5.8M
$-2.3M
Q2 25
$8.0M
$-1.9M
Q1 25
$6.6M
$-1.3M
Q4 24
$-3.9M
Q3 24
$5.6M
$-9.6M
Q2 24
$5.5M
Gross Margin
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
2.7%
Q3 25
3.1%
Q2 25
8.8%
Q1 25
20.5%
Q4 24
14.5%
Q3 24
19.9%
Q2 24
Operating Margin
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
25.9%
-2.7%
Q3 25
22.2%
-6.9%
Q2 25
30.9%
-25.7%
Q1 25
27.6%
-16.7%
Q4 24
28.8%
-27.9%
Q3 24
24.6%
-158.4%
Q2 24
24.8%
Net Margin
CBAN
CBAN
SMXT
SMXT
Q1 26
20.6%
Q4 25
-1.9%
Q3 25
17.7%
-7.4%
Q2 25
24.6%
-27.6%
Q1 25
22.0%
-18.7%
Q4 24
-60.6%
Q3 24
19.7%
-152.0%
Q2 24
19.6%
EPS (diluted)
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
$0.42
$-0.02
Q3 25
$0.33
$-0.04
Q2 25
$0.46
$-0.04
Q1 25
$0.38
$-0.03
Q4 24
$0.43
$-0.07
Q3 24
$0.32
$-0.21
Q2 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBAN
CBAN
SMXT
SMXT
Cash + ST InvestmentsLiquidity on hand
$295.8M
$8.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$380.4M
$-12.2M
Total Assets
$3.7B
$91.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBAN
CBAN
SMXT
SMXT
Q1 26
$295.8M
Q4 25
$8.0M
Q3 25
$5.7M
Q2 25
$1.9M
Q1 25
$6.8M
Q4 24
$7.1M
Q3 24
$8.6M
Q2 24
Total Debt
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
$258.1M
Q3 25
Q2 25
Q1 25
Q4 24
$248.0M
Q3 24
Q2 24
Stockholders' Equity
CBAN
CBAN
SMXT
SMXT
Q1 26
$380.4M
Q4 25
$375.9M
$-12.2M
Q3 25
$302.3M
$-11.8M
Q2 25
$293.9M
$-15.1M
Q1 25
$286.9M
$-15.9M
Q4 24
$278.7M
$-15.1M
Q3 24
$276.1M
$-10.9M
Q2 24
$264.7M
Total Assets
CBAN
CBAN
SMXT
SMXT
Q1 26
$3.7B
Q4 25
$3.7B
$91.3M
Q3 25
$3.2B
$58.7M
Q2 25
$3.1B
$38.2M
Q1 25
$3.2B
$38.6M
Q4 24
$3.1B
$38.6M
Q3 24
$3.1B
$43.0M
Q2 24
$3.0B
Debt / Equity
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
0.69×
Q3 25
Q2 25
Q1 25
Q4 24
0.89×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBAN
CBAN
SMXT
SMXT
Operating Cash FlowLast quarter
$-2.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
$-5.5M
$-2.5M
Q3 25
$14.4M
$3.4M
Q2 25
$15.8M
$220.7K
Q1 25
$17.9M
$-601.1K
Q4 24
$23.4M
$-1.3M
Q3 24
$20.5M
$203.6K
Q2 24
$1.1M
Free Cash Flow
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
$-6.9M
Q3 25
$14.1M
Q2 25
$15.8M
Q1 25
$17.6M
Q4 24
$22.3M
Q3 24
$20.2M
Q2 24
$990.0K
FCF Margin
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
-18.7%
Q3 25
42.9%
Q2 25
48.5%
Q1 25
58.7%
Q4 24
72.5%
Q3 24
70.6%
Q2 24
3.5%
Capex Intensity
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
3.7%
Q3 25
1.1%
Q2 25
0.3%
Q1 25
1.2%
Q4 24
3.5%
Q3 24
1.0%
0.0%
Q2 24
0.5%
Cash Conversion
CBAN
CBAN
SMXT
SMXT
Q1 26
Q4 25
Q3 25
2.48×
Q2 25
1.99×
Q1 25
2.71×
Q4 24
Q3 24
3.64×
Q2 24
0.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBAN
CBAN

Net Interest Income$29.2M73%
Noninterest Income$10.7M27%

SMXT
SMXT

Yabucoa$35.9M77%
Other$10.7M23%

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