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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and HEALTHY CHOICE WELLNESS CORP. (HCWC). Click either name above to swap in a different company.
HEALTHY CHOICE WELLNESS CORP. is the larger business by last-quarter revenue ($18.7M vs $13.8M, roughly 1.4× CB Financial Services, Inc.). CB Financial Services, Inc. produced more free cash flow last quarter ($17.2M vs $-927.1K).
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
CBFV vs HCWC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.8M | $18.7M |
| Net Profit | — | $-1.7M |
| Gross Margin | — | 39.1% |
| Operating Margin | 38.1% | -7.6% |
| Net Margin | — | -8.9% |
| Revenue YoY | 19.9% | — |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.90 | $-0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.8M | $18.7M | ||
| Q3 25 | $2.4M | $19.0M | ||
| Q2 25 | $13.5M | $20.2M | ||
| Q1 25 | $12.1M | $20.3M | ||
| Q4 24 | $13.2M | — | ||
| Q3 24 | $12.7M | $18.2M | ||
| Q2 24 | $12.2M | — | ||
| Q1 24 | $13.5M | — |
| Q4 25 | — | $-1.7M | ||
| Q3 25 | $-5.7M | $-1.2M | ||
| Q2 25 | $3.9M | $-339.4K | ||
| Q1 25 | $1.9M | $-712.4K | ||
| Q4 24 | — | — | ||
| Q3 24 | $3.2M | $-2.7M | ||
| Q2 24 | $2.6M | — | ||
| Q1 24 | $4.2M | — |
| Q4 25 | — | 39.1% | ||
| Q3 25 | — | 38.8% | ||
| Q2 25 | — | 40.1% | ||
| Q1 25 | — | 38.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 38.4% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 38.1% | -7.6% | ||
| Q3 25 | -289.8% | -3.2% | ||
| Q2 25 | 35.0% | -0.2% | ||
| Q1 25 | 19.3% | -2.0% | ||
| Q4 24 | 23.1% | — | ||
| Q3 24 | 31.2% | -2.0% | ||
| Q2 24 | 26.4% | — | ||
| Q1 24 | 37.9% | — |
| Q4 25 | — | -8.9% | ||
| Q3 25 | -235.2% | -6.4% | ||
| Q2 25 | 29.3% | -1.7% | ||
| Q1 25 | 15.8% | -3.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | 25.3% | -14.6% | ||
| Q2 24 | 21.8% | — | ||
| Q1 24 | 31.1% | — |
| Q4 25 | $0.90 | $-0.05 | ||
| Q3 25 | $-1.07 | $-0.09 | ||
| Q2 25 | $0.74 | $-0.03 | ||
| Q1 25 | $0.35 | $-0.07 | ||
| Q4 24 | $0.45 | — | ||
| Q3 24 | $0.60 | $-0.29 | ||
| Q2 24 | $0.51 | — | ||
| Q1 24 | $0.82 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $31.7M | $3.0M |
| Total DebtLower is stronger | — | $7.3M |
| Stockholders' EquityBook value | $157.5M | $7.3M |
| Total Assets | $1.5B | $33.5M |
| Debt / EquityLower = less leverage | — | 1.00× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $31.7M | $3.0M | ||
| Q3 25 | $55.9M | $3.0M | ||
| Q2 25 | $64.5M | $4.7M | ||
| Q1 25 | $61.3M | $1.8M | ||
| Q4 24 | $49.6M | — | ||
| Q3 24 | $147.3M | $1.8M | ||
| Q2 24 | $142.6M | — | ||
| Q1 24 | $73.7M | — |
| Q4 25 | — | $7.3M | ||
| Q3 25 | — | $8.5M | ||
| Q2 25 | — | $9.7M | ||
| Q1 25 | — | $10.6M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $11.6M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $157.5M | $7.3M | ||
| Q3 25 | $152.5M | $5.9M | ||
| Q2 25 | $148.4M | $5.8M | ||
| Q1 25 | $148.3M | $2.1M | ||
| Q4 24 | $147.4M | — | ||
| Q3 24 | $149.1M | $2.9M | ||
| Q2 24 | $142.9M | — | ||
| Q1 24 | $141.6M | — |
| Q4 25 | $1.5B | $33.5M | ||
| Q3 25 | $1.5B | $33.7M | ||
| Q2 25 | $1.5B | $36.4M | ||
| Q1 25 | $1.5B | $34.1M | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.6B | $33.2M | ||
| Q2 24 | $1.6B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | — | 1.00× | ||
| Q3 25 | — | 1.43× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 5.01× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.95× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.8M | $-855.1K |
| Free Cash FlowOCF − Capex | $17.2M | $-927.1K |
| FCF MarginFCF / Revenue | 124.1% | -5.0% |
| Capex IntensityCapex / Revenue | 4.7% | 0.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $29.5M | $675.4K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $17.8M | $-855.1K | ||
| Q3 25 | $4.6M | $-308.7K | ||
| Q2 25 | $4.1M | $1.1M | ||
| Q1 25 | $4.0M | $1.1M | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $3.1M | — | ||
| Q2 24 | $-1.2M | — | ||
| Q1 24 | $3.3M | — |
| Q4 25 | $17.2M | $-927.1K | ||
| Q3 25 | $4.5M | $-351.3K | ||
| Q2 25 | $3.9M | $988.6K | ||
| Q1 25 | $3.9M | $965.3K | ||
| Q4 24 | $3.4M | — | ||
| Q3 24 | $2.2M | — | ||
| Q2 24 | $-2.4M | — | ||
| Q1 24 | $2.3M | — |
| Q4 25 | 124.1% | -5.0% | ||
| Q3 25 | 186.5% | -1.8% | ||
| Q2 25 | 28.8% | 4.9% | ||
| Q1 25 | 32.5% | 4.8% | ||
| Q4 24 | 26.0% | — | ||
| Q3 24 | 17.4% | — | ||
| Q2 24 | -19.6% | — | ||
| Q1 24 | 17.0% | — |
| Q4 25 | 4.7% | 0.4% | ||
| Q3 25 | 4.3% | 0.2% | ||
| Q2 25 | 1.9% | 0.4% | ||
| Q1 25 | 0.8% | 0.6% | ||
| Q4 24 | 25.1% | — | ||
| Q3 24 | 6.7% | — | ||
| Q2 24 | 10.0% | — | ||
| Q1 24 | 7.2% | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 1.05× | — | ||
| Q1 25 | 2.11× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.95× | — | ||
| Q2 24 | -0.44× | — | ||
| Q1 24 | 0.78× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBFV
Segment breakdown not available.
HCWC
| Retail Grocery | $17.1M | 91% |
| Food Service Restaurant | $1.7M | 9% |
