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Side-by-side financial comparison of CB Financial Services, Inc. (CBFV) and EVERSPIN TECHNOLOGIES INC. (MRAM). Click either name above to swap in a different company.

EVERSPIN TECHNOLOGIES INC. is the larger business by last-quarter revenue ($14.9M vs $13.8M, roughly 1.1× CB Financial Services, Inc.). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs 13.2%). Over the past eight quarters, EVERSPIN TECHNOLOGIES INC.'s revenue compounded faster (18.2% CAGR vs 1.2%).

CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.

Everspin Technologies, Inc. is a publicly traded semiconductor company headquartered in Chandler, Arizona, United States. It develops and manufactures discrete magnetoresistive RAM or magnetoresistive random-access memory (MRAM) products, including Toggle MRAM and Spin-Transfer Torque MRAM (STT-MRAM) product families. It also licenses its technology for use in embedded MRAM (eMRAM) applications, magnetic sensor applications as well as performs backend foundry services for eMRAM.

CBFV vs MRAM — Head-to-Head

Bigger by revenue
MRAM
MRAM
1.1× larger
MRAM
$14.9M
$13.8M
CBFV
Growing faster (revenue YoY)
CBFV
CBFV
+6.7% gap
CBFV
19.9%
13.2%
MRAM
Faster 2-yr revenue CAGR
MRAM
MRAM
Annualised
MRAM
18.2%
1.2%
CBFV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
CBFV
CBFV
MRAM
MRAM
Revenue
$13.8M
$14.9M
Net Profit
$-296.0K
Gross Margin
52.7%
Operating Margin
38.1%
29.0%
Net Margin
-2.0%
Revenue YoY
19.9%
13.2%
Net Profit YoY
EPS (diluted)
$0.90
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBFV
CBFV
MRAM
MRAM
Q1 26
$14.9M
Q4 25
$13.8M
$14.8M
Q3 25
$2.4M
$14.1M
Q2 25
$13.5M
$13.2M
Q1 25
$12.1M
$13.1M
Q4 24
$13.2M
$13.2M
Q3 24
$12.7M
$12.1M
Q2 24
$12.2M
$10.6M
Net Profit
CBFV
CBFV
MRAM
MRAM
Q1 26
$-296.0K
Q4 25
$1.2M
Q3 25
$-5.7M
$54.0K
Q2 25
$3.9M
$-670.0K
Q1 25
$1.9M
$-1.2M
Q4 24
$1.2M
Q3 24
$3.2M
$2.3M
Q2 24
$2.6M
$-2.5M
Gross Margin
CBFV
CBFV
MRAM
MRAM
Q1 26
52.7%
Q4 25
50.8%
Q3 25
51.3%
Q2 25
51.3%
Q1 25
51.4%
Q4 24
51.3%
Q3 24
49.2%
Q2 24
49.0%
Operating Margin
CBFV
CBFV
MRAM
MRAM
Q1 26
29.0%
Q4 25
38.1%
-7.2%
Q3 25
-289.8%
-11.0%
Q2 25
35.0%
-14.9%
Q1 25
19.3%
-14.7%
Q4 24
23.1%
-11.8%
Q3 24
31.2%
-17.5%
Q2 24
26.4%
-26.5%
Net Margin
CBFV
CBFV
MRAM
MRAM
Q1 26
-2.0%
Q4 25
8.1%
Q3 25
-235.2%
0.4%
Q2 25
29.3%
-5.1%
Q1 25
15.8%
-8.9%
Q4 24
9.2%
Q3 24
25.3%
18.8%
Q2 24
21.8%
-23.5%
EPS (diluted)
CBFV
CBFV
MRAM
MRAM
Q1 26
$-0.01
Q4 25
$0.90
$0.05
Q3 25
$-1.07
$0.00
Q2 25
$0.74
$-0.03
Q1 25
$0.35
$-0.05
Q4 24
$0.45
$0.07
Q3 24
$0.60
$0.10
Q2 24
$0.51
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBFV
CBFV
MRAM
MRAM
Cash + ST InvestmentsLiquidity on hand
$31.7M
$40.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$157.5M
$70.2M
Total Assets
$1.5B
$83.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBFV
CBFV
MRAM
MRAM
Q1 26
$40.5M
Q4 25
$31.7M
$44.5M
Q3 25
$55.9M
$45.3M
Q2 25
$64.5M
$45.0M
Q1 25
$61.3M
$42.2M
Q4 24
$49.6M
$42.1M
Q3 24
$147.3M
$39.6M
Q2 24
$142.6M
$36.8M
Stockholders' Equity
CBFV
CBFV
MRAM
MRAM
Q1 26
$70.2M
Q4 25
$157.5M
$68.9M
Q3 25
$152.5M
$65.8M
Q2 25
$148.4M
$64.1M
Q1 25
$148.3M
$63.0M
Q4 24
$147.4M
$62.6M
Q3 24
$149.1M
$59.3M
Q2 24
$142.9M
$55.4M
Total Assets
CBFV
CBFV
MRAM
MRAM
Q1 26
$83.2M
Q4 25
$1.5B
$84.6M
Q3 25
$1.5B
$80.3M
Q2 25
$1.5B
$78.9M
Q1 25
$1.5B
$80.2M
Q4 24
$1.5B
$77.8M
Q3 24
$1.6B
$72.6M
Q2 24
$1.6B
$64.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBFV
CBFV
MRAM
MRAM
Operating Cash FlowLast quarter
$17.8M
$570.0K
Free Cash FlowOCF − Capex
$17.2M
FCF MarginFCF / Revenue
124.1%
Capex IntensityCapex / Revenue
4.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$29.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBFV
CBFV
MRAM
MRAM
Q1 26
$570.0K
Q4 25
$17.8M
$2.6M
Q3 25
$4.6M
$881.0K
Q2 25
$4.1M
$5.0M
Q1 25
$4.0M
$1.4M
Q4 24
$6.8M
$3.8M
Q3 24
$3.1M
$2.8M
Q2 24
$-1.2M
$1.7M
Free Cash Flow
CBFV
CBFV
MRAM
MRAM
Q1 26
Q4 25
$17.2M
$-975.0K
Q3 25
$4.5M
$543.0K
Q2 25
$3.9M
$3.0M
Q1 25
$3.9M
$527.0K
Q4 24
$3.4M
$2.1M
Q3 24
$2.2M
$2.8M
Q2 24
$-2.4M
$1.7M
FCF Margin
CBFV
CBFV
MRAM
MRAM
Q1 26
Q4 25
124.1%
-6.6%
Q3 25
186.5%
3.9%
Q2 25
28.8%
22.9%
Q1 25
32.5%
4.0%
Q4 24
26.0%
15.8%
Q3 24
17.4%
22.9%
Q2 24
-19.6%
15.9%
Capex Intensity
CBFV
CBFV
MRAM
MRAM
Q1 26
Q4 25
4.7%
24.3%
Q3 25
4.3%
2.4%
Q2 25
1.9%
15.1%
Q1 25
0.8%
6.9%
Q4 24
25.1%
13.2%
Q3 24
6.7%
0.5%
Q2 24
10.0%
0.3%
Cash Conversion
CBFV
CBFV
MRAM
MRAM
Q1 26
Q4 25
2.19×
Q3 25
16.31×
Q2 25
1.05×
Q1 25
2.11×
Q4 24
3.16×
Q3 24
0.95×
1.25×
Q2 24
-0.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBFV
CBFV

Segment breakdown not available.

MRAM
MRAM

Product sales$14.1M95%
Licensing, royalty, patent, engineering services and other revenue$772.0K5%

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