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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and WARRIOR MET COAL, INC. (HCC). Click either name above to swap in a different company.

COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $458.6M, roughly 1.0× WARRIOR MET COAL, INC.). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 15.8%, a 14.0% gap on every dollar of revenue. On growth, WARRIOR MET COAL, INC. posted the faster year-over-year revenue change (52.1% vs 11.1%). Over the past eight quarters, WARRIOR MET COAL, INC.'s revenue compounded faster (7.5% CAGR vs 7.1%).

Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.

Warrior Met Coal, Inc. (ticker HCC) is a U.S.-headquartered mining enterprise that produces and distributes high-grade metallurgical coal, a key raw material for steel production. It serves steel manufacturers and industrial clients across core markets including North America, Europe, and Asia.

CBSH vs HCC — Head-to-Head

Bigger by revenue
CBSH
CBSH
1.0× larger
CBSH
$475.7M
$458.6M
HCC
Growing faster (revenue YoY)
HCC
HCC
+40.9% gap
HCC
52.1%
11.1%
CBSH
Higher net margin
CBSH
CBSH
14.0% more per $
CBSH
29.8%
15.8%
HCC
Faster 2-yr revenue CAGR
HCC
HCC
Annualised
HCC
7.5%
7.1%
CBSH

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CBSH
CBSH
HCC
HCC
Revenue
$475.7M
$458.6M
Net Profit
$141.6M
$72.3M
Gross Margin
36.7%
Operating Margin
17.3%
Net Margin
29.8%
15.8%
Revenue YoY
11.1%
52.1%
Net Profit YoY
10.5%
EPS (diluted)
$0.96
$1.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBSH
CBSH
HCC
HCC
Q1 26
$475.7M
$458.6M
Q4 25
$449.4M
$384.0M
Q3 25
$441.0M
$328.6M
Q2 25
$445.8M
$297.5M
Q1 25
$428.1M
$299.9M
Q4 24
$422.1M
$297.5M
Q3 24
$421.4M
$327.7M
Q2 24
$414.5M
$396.5M
Net Profit
CBSH
CBSH
HCC
HCC
Q1 26
$141.6M
$72.3M
Q4 25
$140.7M
$23.0M
Q3 25
$141.5M
$36.6M
Q2 25
$152.5M
$5.6M
Q1 25
$131.6M
$-8.2M
Q4 24
$136.1M
$1.1M
Q3 24
$138.0M
$41.8M
Q2 24
$139.6M
$70.7M
Gross Margin
CBSH
CBSH
HCC
HCC
Q1 26
36.7%
Q4 25
29.5%
Q3 25
27.1%
Q2 25
23.9%
Q1 25
18.1%
Q4 24
23.1%
Q3 24
29.3%
Q2 24
34.1%
Operating Margin
CBSH
CBSH
HCC
HCC
Q1 26
17.3%
Q4 25
40.8%
9.0%
Q3 25
41.9%
6.3%
Q2 25
44.0%
2.6%
Q1 25
39.2%
-5.8%
Q4 24
41.2%
-1.4%
Q3 24
42.4%
11.9%
Q2 24
43.4%
17.9%
Net Margin
CBSH
CBSH
HCC
HCC
Q1 26
29.8%
15.8%
Q4 25
31.3%
6.0%
Q3 25
32.1%
11.1%
Q2 25
34.2%
1.9%
Q1 25
30.7%
-2.7%
Q4 24
32.2%
0.4%
Q3 24
32.8%
12.7%
Q2 24
33.7%
17.8%
EPS (diluted)
CBSH
CBSH
HCC
HCC
Q1 26
$0.96
$1.37
Q4 25
$0.86
$0.43
Q3 25
$1.06
$0.70
Q2 25
$1.14
$0.11
Q1 25
$0.98
$-0.16
Q4 24
$0.83
$0.02
Q3 24
$1.01
$0.80
Q2 24
$1.03
$1.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBSH
CBSH
HCC
HCC
Cash + ST InvestmentsLiquidity on hand
$233.2M
Total DebtLower is stronger
$154.4M
Stockholders' EquityBook value
$4.3B
Total Assets
$35.7B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBSH
CBSH
HCC
HCC
Q1 26
$233.2M
Q4 25
$300.0M
Q3 25
$336.3M
Q2 25
$383.3M
Q1 25
$454.9M
Q4 24
$491.5M
Q3 24
$583.2M
Q2 24
$709.0M
Total Debt
CBSH
CBSH
HCC
HCC
Q1 26
$154.4M
Q4 25
$154.3M
Q3 25
$154.1M
Q2 25
$153.9M
Q1 25
$153.8M
Q4 24
$153.6M
Q3 24
$153.5M
Q2 24
$153.3M
Stockholders' Equity
CBSH
CBSH
HCC
HCC
Q1 26
$4.3B
Q4 25
$3.8B
$2.1B
Q3 25
$3.8B
$2.1B
Q2 25
$3.6B
$2.1B
Q1 25
$3.5B
$2.1B
Q4 24
$3.3B
$2.1B
Q3 24
$3.4B
$2.1B
Q2 24
$3.1B
$2.0B
Total Assets
CBSH
CBSH
HCC
HCC
Q1 26
$35.7B
$2.8B
Q4 25
$32.9B
$2.8B
Q3 25
$32.3B
$2.7B
Q2 25
$32.3B
$2.6B
Q1 25
$32.4B
$2.6B
Q4 24
$32.0B
$2.6B
Q3 24
$31.5B
$2.6B
Q2 24
$30.6B
$2.6B
Debt / Equity
CBSH
CBSH
HCC
HCC
Q1 26
Q4 25
0.07×
Q3 25
0.07×
Q2 25
0.07×
Q1 25
0.07×
Q4 24
0.07×
Q3 24
0.07×
Q2 24
0.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBSH
CBSH

Segment breakdown not available.

HCC
HCC

Sales$448.5M98%
Other revenues$10.1M2%

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