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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and Grand Canyon Education, Inc. (LOPE). Click either name above to swap in a different company.
COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $308.1M, roughly 1.5× Grand Canyon Education, Inc.). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 28.1%, a 1.6% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 5.3%). Over the past eight quarters, COMMERCE BANCSHARES INC's revenue compounded faster (7.1% CAGR vs 5.9%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
Grand Canyon Education, Inc. (GCE) is an American for-profit corporation that provides services to universities, specializing in program development, online education, and operational support. Formerly affiliated with Grand Canyon University (GCU), a Christian university in Arizona, GCE became a separate publicly traded company in 2008.
CBSH vs LOPE — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $308.1M |
| Net Profit | $141.6M | $86.7M |
| Gross Margin | — | — |
| Operating Margin | — | 35.1% |
| Net Margin | 29.8% | 28.1% |
| Revenue YoY | 11.1% | 5.3% |
| Net Profit YoY | 10.5% | 5.9% |
| EPS (diluted) | $0.96 | $3.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $308.1M | ||
| Q3 25 | $441.0M | $261.1M | ||
| Q2 25 | $445.8M | $247.5M | ||
| Q1 25 | $428.1M | $289.3M | ||
| Q4 24 | $422.1M | $292.6M | ||
| Q3 24 | $421.4M | $238.3M | ||
| Q2 24 | $414.5M | $227.5M |
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $86.7M | ||
| Q3 25 | $141.5M | $16.3M | ||
| Q2 25 | $152.5M | $41.5M | ||
| Q1 25 | $131.6M | $71.6M | ||
| Q4 24 | $136.1M | $81.9M | ||
| Q3 24 | $138.0M | $41.5M | ||
| Q2 24 | $139.6M | $34.9M |
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 35.1% | ||
| Q3 25 | 41.9% | 6.9% | ||
| Q2 25 | 44.0% | 20.9% | ||
| Q1 25 | 39.2% | 30.4% | ||
| Q4 24 | 41.2% | 34.2% | ||
| Q3 24 | 42.4% | 20.2% | ||
| Q2 24 | 43.4% | 18.8% |
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 28.1% | ||
| Q3 25 | 32.1% | 6.2% | ||
| Q2 25 | 34.2% | 16.8% | ||
| Q1 25 | 30.7% | 24.8% | ||
| Q4 24 | 32.2% | 28.0% | ||
| Q3 24 | 32.8% | 17.4% | ||
| Q2 24 | 33.7% | 15.3% |
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $3.13 | ||
| Q3 25 | $1.06 | $0.58 | ||
| Q2 25 | $1.14 | $1.48 | ||
| Q1 25 | $0.98 | $2.52 | ||
| Q4 24 | $0.83 | $2.83 | ||
| Q3 24 | $1.01 | $1.42 | ||
| Q2 24 | $1.03 | $1.19 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $111.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $4.3B | $746.9M |
| Total Assets | $35.7B | $992.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $111.8M | ||
| Q3 25 | — | $97.3M | ||
| Q2 25 | — | $192.3M | ||
| Q1 25 | — | $144.5M | ||
| Q4 24 | — | $324.6M | ||
| Q3 24 | — | $263.6M | ||
| Q2 24 | — | $241.3M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $746.9M | ||
| Q3 25 | $3.8B | $758.0M | ||
| Q2 25 | $3.6B | $778.0M | ||
| Q1 25 | $3.5B | $780.7M | ||
| Q4 24 | $3.3B | $783.9M | ||
| Q3 24 | $3.4B | $764.1M | ||
| Q2 24 | $3.1B | $759.2M |
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $992.3M | ||
| Q3 25 | $32.3B | $1.0B | ||
| Q2 25 | $32.3B | $1.0B | ||
| Q1 25 | $32.4B | $1.0B | ||
| Q4 24 | $32.0B | $1.0B | ||
| Q3 24 | $31.5B | $992.9M | ||
| Q2 24 | $30.6B | $992.7M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $130.5M |
| Free Cash FlowOCF − Capex | — | $122.9M |
| FCF MarginFCF / Revenue | — | 39.9% |
| Capex IntensityCapex / Revenue | — | 2.5% |
| Cash ConversionOCF / Net Profit | — | 1.50× |
| TTM Free Cash FlowTrailing 4 quarters | — | $238.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $130.5M | ||
| Q3 25 | $129.0M | $-48.6M | ||
| Q2 25 | $111.2M | $124.0M | ||
| Q1 25 | $138.6M | $67.6M | ||
| Q4 24 | $577.9M | $135.8M | ||
| Q3 24 | $431.7M | $-29.4M | ||
| Q2 24 | $147.4M | $98.6M |
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $122.9M | ||
| Q3 25 | $113.3M | $-58.3M | ||
| Q2 25 | $100.5M | $115.4M | ||
| Q1 25 | $126.0M | $58.7M | ||
| Q4 24 | $531.7M | $126.1M | ||
| Q3 24 | $419.1M | $-39.0M | ||
| Q2 24 | $138.9M | $89.6M |
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 39.9% | ||
| Q3 25 | 25.7% | -22.3% | ||
| Q2 25 | 22.5% | 46.6% | ||
| Q1 25 | 29.4% | 20.3% | ||
| Q4 24 | 126.0% | 43.1% | ||
| Q3 24 | 99.5% | -16.3% | ||
| Q2 24 | 33.5% | 39.4% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 2.5% | ||
| Q3 25 | 3.6% | 3.7% | ||
| Q2 25 | 2.4% | 3.5% | ||
| Q1 25 | 2.9% | 3.1% | ||
| Q4 24 | 10.9% | 3.3% | ||
| Q3 24 | 3.0% | 4.0% | ||
| Q2 24 | 2.1% | 3.9% |
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 1.50× | ||
| Q3 25 | 0.91× | -2.99× | ||
| Q2 25 | 0.73× | 2.98× | ||
| Q1 25 | 1.05× | 0.94× | ||
| Q4 24 | 4.25× | 1.66× | ||
| Q3 24 | 3.13× | -0.71× | ||
| Q2 24 | 1.06× | 2.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
