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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and Priority Technology Holdings, Inc. (PRTH). Click either name above to swap in a different company.

COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $247.1M, roughly 1.9× Priority Technology Holdings, Inc.). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 3.6%, a 26.2% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 8.8%). Over the past eight quarters, Priority Technology Holdings, Inc.'s revenue compounded faster (9.6% CAGR vs 7.1%).

Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.

Information technology (IT) is the study or use of computers, telecommunication systems and other devices to create, process, store, retrieve and transmit information. While the term is commonly used to refer to computers and computer networks, it also encompasses other information distribution technologies such as television and telephones. Information technology is an application of computer science and computer engineering.

CBSH vs PRTH — Head-to-Head

Bigger by revenue
CBSH
CBSH
1.9× larger
CBSH
$475.7M
$247.1M
PRTH
Growing faster (revenue YoY)
CBSH
CBSH
+2.3% gap
CBSH
11.1%
8.8%
PRTH
Higher net margin
CBSH
CBSH
26.2% more per $
CBSH
29.8%
3.6%
PRTH
Faster 2-yr revenue CAGR
PRTH
PRTH
Annualised
PRTH
9.6%
7.1%
CBSH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CBSH
CBSH
PRTH
PRTH
Revenue
$475.7M
$247.1M
Net Profit
$141.6M
$8.9M
Gross Margin
Operating Margin
13.6%
Net Margin
29.8%
3.6%
Revenue YoY
11.1%
8.8%
Net Profit YoY
10.5%
23.9%
EPS (diluted)
$0.96
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBSH
CBSH
PRTH
PRTH
Q1 26
$475.7M
Q4 25
$449.4M
$247.1M
Q3 25
$441.0M
$241.4M
Q2 25
$445.8M
$239.8M
Q1 25
$428.1M
$224.6M
Q4 24
$422.1M
$227.1M
Q3 24
$421.4M
$227.0M
Q2 24
$414.5M
$219.9M
Net Profit
CBSH
CBSH
PRTH
PRTH
Q1 26
$141.6M
Q4 25
$140.7M
$8.9M
Q3 25
$141.5M
$27.6M
Q2 25
$152.5M
$10.9M
Q1 25
$131.6M
$8.3M
Q4 24
$136.1M
$7.2M
Q3 24
$138.0M
$10.6M
Q2 24
$139.6M
$994.0K
Operating Margin
CBSH
CBSH
PRTH
PRTH
Q1 26
Q4 25
40.8%
13.6%
Q3 25
41.9%
15.6%
Q2 25
44.0%
15.6%
Q1 25
39.2%
14.5%
Q4 24
41.2%
15.0%
Q3 24
42.4%
16.8%
Q2 24
43.4%
15.1%
Net Margin
CBSH
CBSH
PRTH
PRTH
Q1 26
29.8%
Q4 25
31.3%
3.6%
Q3 25
32.1%
11.4%
Q2 25
34.2%
4.5%
Q1 25
30.7%
3.7%
Q4 24
32.2%
3.2%
Q3 24
32.8%
4.7%
Q2 24
33.7%
0.5%
EPS (diluted)
CBSH
CBSH
PRTH
PRTH
Q1 26
$0.96
Q4 25
$0.86
$0.10
Q3 25
$1.06
$0.34
Q2 25
$1.14
$0.14
Q1 25
$0.98
$0.10
Q4 24
$0.83
$-0.05
Q3 24
$1.01
$0.07
Q2 24
$1.03
$-0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBSH
CBSH
PRTH
PRTH
Cash + ST InvestmentsLiquidity on hand
$77.2M
Total DebtLower is stronger
$1.0B
Stockholders' EquityBook value
$4.3B
$-100.4M
Total Assets
$35.7B
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBSH
CBSH
PRTH
PRTH
Q1 26
Q4 25
$77.2M
Q3 25
$57.0M
Q2 25
$50.6M
Q1 25
$47.6M
Q4 24
$58.6M
Q3 24
$41.1M
Q2 24
$34.6M
Total Debt
CBSH
CBSH
PRTH
PRTH
Q1 26
Q4 25
$1.0B
Q3 25
$997.5M
Q2 25
$917.0M
Q1 25
$918.9M
Q4 24
$920.9M
Q3 24
$808.1M
Q2 24
$809.0M
Stockholders' Equity
CBSH
CBSH
PRTH
PRTH
Q1 26
$4.3B
Q4 25
$3.8B
$-100.4M
Q3 25
$3.8B
$-110.3M
Q2 25
$3.6B
$-146.1M
Q1 25
$3.5B
$-158.3M
Q4 24
$3.3B
$-166.8M
Q3 24
$3.4B
$-165.8M
Q2 24
$3.1B
$-172.1M
Total Assets
CBSH
CBSH
PRTH
PRTH
Q1 26
$35.7B
Q4 25
$32.9B
$2.4B
Q3 25
$32.3B
$2.2B
Q2 25
$32.3B
$2.0B
Q1 25
$32.4B
$1.9B
Q4 24
$32.0B
$1.8B
Q3 24
$31.5B
$1.8B
Q2 24
$30.6B
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CBSH
CBSH
PRTH
PRTH
Operating Cash FlowLast quarter
$36.8M
Free Cash FlowOCF − Capex
$30.9M
FCF MarginFCF / Revenue
12.5%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$75.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CBSH
CBSH
PRTH
PRTH
Q1 26
Q4 25
$645.1M
$36.8M
Q3 25
$129.0M
$36.1M
Q2 25
$111.2M
$17.1M
Q1 25
$138.6M
$10.0M
Q4 24
$577.9M
$23.8M
Q3 24
$431.7M
$19.8M
Q2 24
$147.4M
$28.7M
Free Cash Flow
CBSH
CBSH
PRTH
PRTH
Q1 26
Q4 25
$592.4M
$30.9M
Q3 25
$113.3M
$30.1M
Q2 25
$100.5M
$9.2M
Q1 25
$126.0M
$4.9M
Q4 24
$531.7M
$19.1M
Q3 24
$419.1M
$14.5M
Q2 24
$138.9M
$23.6M
FCF Margin
CBSH
CBSH
PRTH
PRTH
Q1 26
Q4 25
131.8%
12.5%
Q3 25
25.7%
12.5%
Q2 25
22.5%
3.8%
Q1 25
29.4%
2.2%
Q4 24
126.0%
8.4%
Q3 24
99.5%
6.4%
Q2 24
33.5%
10.7%
Capex Intensity
CBSH
CBSH
PRTH
PRTH
Q1 26
Q4 25
11.7%
2.4%
Q3 25
3.6%
2.5%
Q2 25
2.4%
3.3%
Q1 25
2.9%
2.3%
Q4 24
10.9%
2.0%
Q3 24
3.0%
2.3%
Q2 24
2.1%
2.3%
Cash Conversion
CBSH
CBSH
PRTH
PRTH
Q1 26
Q4 25
4.59×
4.12×
Q3 25
0.91×
1.31×
Q2 25
0.73×
1.57×
Q1 25
1.05×
1.20×
Q4 24
4.25×
3.29×
Q3 24
3.13×
1.87×
Q2 24
1.06×
28.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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