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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and INTERFACE INC (TILE). Click either name above to swap in a different company.
COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $349.4M, roughly 1.4× INTERFACE INC). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 7.0%, a 22.8% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 4.3%). Over the past eight quarters, INTERFACE INC's revenue compounded faster (9.8% CAGR vs 7.1%).
Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
CBSH vs TILE — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $475.7M | $349.4M |
| Net Profit | $141.6M | $24.4M |
| Gross Margin | — | 38.6% |
| Operating Margin | — | 10.1% |
| Net Margin | 29.8% | 7.0% |
| Revenue YoY | 11.1% | 4.3% |
| Net Profit YoY | 10.5% | 12.1% |
| EPS (diluted) | $0.96 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $475.7M | — | ||
| Q4 25 | $449.4M | $349.4M | ||
| Q3 25 | $441.0M | $364.5M | ||
| Q2 25 | $445.8M | $375.5M | ||
| Q1 25 | $428.1M | $297.4M | ||
| Q4 24 | $422.1M | $335.0M | ||
| Q3 24 | $421.4M | $344.3M | ||
| Q2 24 | $414.5M | $346.6M |
| Q1 26 | $141.6M | — | ||
| Q4 25 | $140.7M | $24.4M | ||
| Q3 25 | $141.5M | $46.1M | ||
| Q2 25 | $152.5M | $32.6M | ||
| Q1 25 | $131.6M | $13.0M | ||
| Q4 24 | $136.1M | $21.8M | ||
| Q3 24 | $138.0M | $28.4M | ||
| Q2 24 | $139.6M | $22.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 35.4% |
| Q1 26 | — | — | ||
| Q4 25 | 40.8% | 10.1% | ||
| Q3 25 | 41.9% | 14.6% | ||
| Q2 25 | 44.0% | 13.9% | ||
| Q1 25 | 39.2% | 7.8% | ||
| Q4 24 | 41.2% | 8.8% | ||
| Q3 24 | 42.4% | 12.3% | ||
| Q2 24 | 43.4% | 11.0% |
| Q1 26 | 29.8% | — | ||
| Q4 25 | 31.3% | 7.0% | ||
| Q3 25 | 32.1% | 12.7% | ||
| Q2 25 | 34.2% | 8.7% | ||
| Q1 25 | 30.7% | 4.4% | ||
| Q4 24 | 32.2% | 6.5% | ||
| Q3 24 | 32.8% | 8.3% | ||
| Q2 24 | 33.7% | 6.5% |
| Q1 26 | $0.96 | — | ||
| Q4 25 | $0.86 | $0.41 | ||
| Q3 25 | $1.06 | $0.78 | ||
| Q2 25 | $1.14 | $0.55 | ||
| Q1 25 | $0.98 | $0.22 | ||
| Q4 24 | $0.83 | $0.38 | ||
| Q3 24 | $1.01 | $0.48 | ||
| Q2 24 | $1.03 | $0.38 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $71.3M |
| Total DebtLower is stronger | — | $181.6M |
| Stockholders' EquityBook value | $4.3B | $640.7M |
| Total Assets | $35.7B | $1.2B |
| Debt / EquityLower = less leverage | — | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $71.3M | ||
| Q3 25 | — | $187.4M | ||
| Q2 25 | — | $121.7M | ||
| Q1 25 | — | $97.8M | ||
| Q4 24 | — | $99.2M | ||
| Q3 24 | — | $115.6M | ||
| Q2 24 | — | $94.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $181.6M | ||
| Q3 25 | — | $307.8M | ||
| Q2 25 | — | $304.4M | ||
| Q1 25 | — | $302.9M | ||
| Q4 24 | — | $302.8M | ||
| Q3 24 | — | $337.9M | ||
| Q2 24 | — | $387.6M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $3.8B | $640.7M | ||
| Q3 25 | $3.8B | $621.0M | ||
| Q2 25 | $3.6B | $575.0M | ||
| Q1 25 | $3.5B | $513.1M | ||
| Q4 24 | $3.3B | $489.1M | ||
| Q3 24 | $3.4B | $501.6M | ||
| Q2 24 | $3.1B | $451.2M |
| Q1 26 | $35.7B | — | ||
| Q4 25 | $32.9B | $1.2B | ||
| Q3 25 | $32.3B | $1.3B | ||
| Q2 25 | $32.3B | $1.3B | ||
| Q1 25 | $32.4B | $1.2B | ||
| Q4 24 | $32.0B | $1.2B | ||
| Q3 24 | $31.5B | $1.2B | ||
| Q2 24 | $30.6B | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | — | 0.53× | ||
| Q1 25 | — | 0.59× | ||
| Q4 24 | — | 0.62× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.86× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $49.3M |
| Free Cash FlowOCF − Capex | — | $28.6M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 5.9% |
| Cash ConversionOCF / Net Profit | — | 2.02× |
| TTM Free Cash FlowTrailing 4 quarters | — | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $645.1M | $49.3M | ||
| Q3 25 | $129.0M | $76.7M | ||
| Q2 25 | $111.2M | $30.1M | ||
| Q1 25 | $138.6M | $11.7M | ||
| Q4 24 | $577.9M | $38.0M | ||
| Q3 24 | $431.7M | $76.2M | ||
| Q2 24 | $147.4M | $21.5M |
| Q1 26 | — | — | ||
| Q4 25 | $592.4M | $28.6M | ||
| Q3 25 | $113.3M | $66.1M | ||
| Q2 25 | $100.5M | $22.8M | ||
| Q1 25 | $126.0M | $4.3M | ||
| Q4 24 | $531.7M | $24.4M | ||
| Q3 24 | $419.1M | $69.7M | ||
| Q2 24 | $138.9M | $12.0M |
| Q1 26 | — | — | ||
| Q4 25 | 131.8% | 8.2% | ||
| Q3 25 | 25.7% | 18.1% | ||
| Q2 25 | 22.5% | 6.1% | ||
| Q1 25 | 29.4% | 1.4% | ||
| Q4 24 | 126.0% | 7.3% | ||
| Q3 24 | 99.5% | 20.3% | ||
| Q2 24 | 33.5% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 5.9% | ||
| Q3 25 | 3.6% | 2.9% | ||
| Q2 25 | 2.4% | 2.0% | ||
| Q1 25 | 2.9% | 2.5% | ||
| Q4 24 | 10.9% | 4.1% | ||
| Q3 24 | 3.0% | 1.9% | ||
| Q2 24 | 2.1% | 2.8% |
| Q1 26 | — | — | ||
| Q4 25 | 4.59× | 2.02× | ||
| Q3 25 | 0.91× | 1.66× | ||
| Q2 25 | 0.73× | 0.93× | ||
| Q1 25 | 1.05× | 0.90× | ||
| Q4 24 | 4.25× | 1.75× | ||
| Q3 24 | 3.13× | 2.68× | ||
| Q2 24 | 1.06× | 0.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CBSH
Segment breakdown not available.
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
