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Side-by-side financial comparison of COMMERCE BANCSHARES INC (CBSH) and Xenia Hotels & Resorts, Inc. (XHR). Click either name above to swap in a different company.

COMMERCE BANCSHARES INC is the larger business by last-quarter revenue ($475.7M vs $295.4M, roughly 1.6× Xenia Hotels & Resorts, Inc.). COMMERCE BANCSHARES INC runs the higher net margin — 29.8% vs 6.7%, a 23.1% gap on every dollar of revenue. On growth, COMMERCE BANCSHARES INC posted the faster year-over-year revenue change (11.1% vs 2.2%). Over the past eight quarters, COMMERCE BANCSHARES INC's revenue compounded faster (7.1% CAGR vs 4.0%).

Commerce Bancshares, Inc. is a regional bank holding company headquartered in Missouri, with principal offices in Kansas City and St. Louis. It is the corporate parent of Commerce Bank, which offers a diversified line of financial services, including business and personal banking, wealth management and investments through its affiliated companies.

Xenia Hotels & Resorts, Inc. is a real estate investment trust that invests in hotels. As of December 31, 2024, it owned 31 hotels comprising 9,408 rooms.

CBSH vs XHR — Head-to-Head

Bigger by revenue
CBSH
CBSH
1.6× larger
CBSH
$475.7M
$295.4M
XHR
Growing faster (revenue YoY)
CBSH
CBSH
+8.9% gap
CBSH
11.1%
2.2%
XHR
Higher net margin
CBSH
CBSH
23.1% more per $
CBSH
29.8%
6.7%
XHR
Faster 2-yr revenue CAGR
CBSH
CBSH
Annualised
CBSH
7.1%
4.0%
XHR

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
CBSH
CBSH
XHR
XHR
Revenue
$475.7M
$295.4M
Net Profit
$141.6M
$19.8M
Gross Margin
Operating Margin
14.1%
Net Margin
29.8%
6.7%
Revenue YoY
11.1%
2.2%
Net Profit YoY
10.5%
26.9%
EPS (diluted)
$0.96
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CBSH
CBSH
XHR
XHR
Q1 26
$475.7M
$295.4M
Q4 25
$449.4M
$265.6M
Q3 25
$441.0M
$236.4M
Q2 25
$445.8M
$287.6M
Q1 25
$428.1M
$288.9M
Q4 24
$422.1M
$261.8M
Q3 24
$421.4M
$236.8M
Q2 24
$414.5M
$272.9M
Net Profit
CBSH
CBSH
XHR
XHR
Q1 26
$141.6M
$19.8M
Q4 25
$140.7M
$6.1M
Q3 25
$141.5M
$-13.7M
Q2 25
$152.5M
$55.2M
Q1 25
$131.6M
$15.6M
Q4 24
$136.1M
$-638.0K
Q3 24
$138.0M
$-7.1M
Q2 24
$139.6M
$15.3M
Gross Margin
CBSH
CBSH
XHR
XHR
Q1 26
Q4 25
30.4%
Q3 25
25.1%
Q2 25
33.6%
Q1 25
32.3%
Q4 24
29.0%
Q3 24
25.8%
Q2 24
31.9%
Operating Margin
CBSH
CBSH
XHR
XHR
Q1 26
14.1%
Q4 25
40.8%
10.1%
Q3 25
41.9%
2.0%
Q2 25
44.0%
14.0%
Q1 25
39.2%
12.4%
Q4 24
41.2%
8.2%
Q3 24
42.4%
3.2%
Q2 24
43.4%
11.1%
Net Margin
CBSH
CBSH
XHR
XHR
Q1 26
29.8%
6.7%
Q4 25
31.3%
2.3%
Q3 25
32.1%
-5.8%
Q2 25
34.2%
19.2%
Q1 25
30.7%
5.4%
Q4 24
32.2%
-0.2%
Q3 24
32.8%
-3.0%
Q2 24
33.7%
5.6%
EPS (diluted)
CBSH
CBSH
XHR
XHR
Q1 26
$0.96
$0.21
Q4 25
$0.86
$0.07
Q3 25
$1.06
$-0.14
Q2 25
$1.14
$0.56
Q1 25
$0.98
$0.15
Q4 24
$0.83
$-0.01
Q3 24
$1.01
$-0.07
Q2 24
$1.03
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CBSH
CBSH
XHR
XHR
Cash + ST InvestmentsLiquidity on hand
$101.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$4.3B
$1.2B
Total Assets
$35.7B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CBSH
CBSH
XHR
XHR
Q1 26
$101.1M
Q4 25
$140.4M
Q3 25
$188.2M
Q2 25
$172.6M
Q1 25
$112.6M
Q4 24
$78.2M
Q3 24
$161.5M
Q2 24
$143.6M
Total Debt
CBSH
CBSH
XHR
XHR
Q1 26
Q4 25
$1.4B
Q3 25
$1.4B
Q2 25
$1.4B
Q1 25
$1.4B
Q4 24
$1.3B
Q3 24
$1.4B
Q2 24
$1.4B
Stockholders' Equity
CBSH
CBSH
XHR
XHR
Q1 26
$4.3B
$1.2B
Q4 25
$3.8B
$1.1B
Q3 25
$3.8B
$1.2B
Q2 25
$3.6B
$1.2B
Q1 25
$3.5B
$1.2B
Q4 24
$3.3B
$1.2B
Q3 24
$3.4B
$1.3B
Q2 24
$3.1B
$1.3B
Total Assets
CBSH
CBSH
XHR
XHR
Q1 26
$35.7B
$2.8B
Q4 25
$32.9B
$2.8B
Q3 25
$32.3B
$2.9B
Q2 25
$32.3B
$2.9B
Q1 25
$32.4B
$2.9B
Q4 24
$32.0B
$2.8B
Q3 24
$31.5B
$2.9B
Q2 24
$30.6B
$2.9B
Debt / Equity
CBSH
CBSH
XHR
XHR
Q1 26
Q4 25
1.25×
Q3 25
1.21×
Q2 25
1.17×
Q1 25
1.18×
Q4 24
1.07×
Q3 24
1.11×
Q2 24
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CBSH
CBSH

Segment breakdown not available.

XHR
XHR

Rooms revenues$164.4M56%
Food and beverage revenues$105.0M36%
Other revenues$26.0M9%

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