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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Dine Brands Global, Inc. (DIN). Click either name above to swap in a different company.

Dine Brands Global, Inc. is the larger business by last-quarter revenue ($217.6M vs $138.0M, roughly 1.6× COASTAL FINANCIAL CORP). On growth, Dine Brands Global, Inc. posted the faster year-over-year revenue change (6.3% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-8.6M). Over the past eight quarters, Dine Brands Global, Inc.'s revenue compounded faster (2.7% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Dine Brands Global Inc. is a publicly traded food and beverage company based in Pasadena, California. Founded in 1958 as IHOP, it operates franchised and corporate owned full-service restaurants including three restaurant concepts, Applebee's Neighborhood Grill & Bar, International House of Pancakes (IHOP), and Fuzzy's Taco Shop.

CCB vs DIN — Head-to-Head

Bigger by revenue
DIN
DIN
1.6× larger
DIN
$217.6M
$138.0M
CCB
Growing faster (revenue YoY)
DIN
DIN
+12.0% gap
DIN
6.3%
-5.8%
CCB
More free cash flow
CCB
CCB
$254.7M more FCF
CCB
$246.1M
$-8.6M
DIN
Faster 2-yr revenue CAGR
DIN
DIN
Annualised
DIN
2.7%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
DIN
DIN
Revenue
$138.0M
$217.6M
Net Profit
$-12.2M
Gross Margin
42.4%
Operating Margin
12.4%
-7.6%
Net Margin
-5.6%
Revenue YoY
-5.8%
6.3%
Net Profit YoY
-336.1%
EPS (diluted)
$0.84
$-0.79

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
DIN
DIN
Q4 25
$138.0M
$217.6M
Q3 25
$144.7M
$216.2M
Q2 25
$119.4M
$230.8M
Q1 25
$139.5M
$214.8M
Q4 24
$146.5M
$204.8M
Q3 24
$151.1M
$195.0M
Q2 24
$135.3M
$206.3M
Q1 24
$148.4M
$206.2M
Net Profit
CCB
CCB
DIN
DIN
Q4 25
$-12.2M
Q3 25
$13.6M
$7.3M
Q2 25
$11.0M
$13.8M
Q1 25
$9.7M
$8.2M
Q4 24
$5.2M
Q3 24
$13.5M
$19.1M
Q2 24
$11.6M
$23.2M
Q1 24
$6.8M
$17.5M
Gross Margin
CCB
CCB
DIN
DIN
Q4 25
42.4%
Q3 25
39.1%
Q2 25
40.0%
Q1 25
42.0%
Q4 24
41.7%
Q3 24
47.8%
Q2 24
48.1%
Q1 24
47.2%
Operating Margin
CCB
CCB
DIN
DIN
Q4 25
12.4%
-7.6%
Q3 25
12.4%
4.7%
Q2 25
12.0%
8.2%
Q1 25
8.4%
6.0%
Q4 24
11.7%
3.8%
Q3 24
10.8%
13.6%
Q2 24
11.1%
15.1%
Q1 24
5.9%
11.7%
Net Margin
CCB
CCB
DIN
DIN
Q4 25
-5.6%
Q3 25
9.4%
3.4%
Q2 25
9.2%
6.0%
Q1 25
7.0%
3.8%
Q4 24
2.5%
Q3 24
8.9%
9.8%
Q2 24
8.6%
11.2%
Q1 24
4.6%
8.5%
EPS (diluted)
CCB
CCB
DIN
DIN
Q4 25
$0.84
$-0.79
Q3 25
$0.88
$0.48
Q2 25
$0.71
$0.89
Q1 25
$0.63
$0.53
Q4 24
$0.95
$0.35
Q3 24
$0.97
$1.24
Q2 24
$0.84
$1.50
Q1 24
$0.50
$1.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
DIN
DIN
Cash + ST InvestmentsLiquidity on hand
$128.2M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$491.0M
$-273.9M
Total Assets
$4.7B
$1.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
DIN
DIN
Q4 25
$128.2M
Q3 25
$167.9M
Q2 25
$194.2M
Q1 25
$186.5M
Q4 24
$186.7M
Q3 24
$169.6M
Q2 24
$153.5M
Q1 24
$145.0M
Total Debt
CCB
CCB
DIN
DIN
Q4 25
$1.2B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.2B
Q2 24
$1.2B
Q1 24
$1.2B
Stockholders' Equity
CCB
CCB
DIN
DIN
Q4 25
$491.0M
$-273.9M
Q3 25
$475.3M
$-231.9M
Q2 25
$461.7M
$-212.5M
Q1 25
$449.9M
$-215.7M
Q4 24
$438.7M
$-216.0M
Q3 24
$331.9M
$-216.7M
Q2 24
$316.7M
$-231.7M
Q1 24
$303.7M
$-244.8M
Total Assets
CCB
CCB
DIN
DIN
Q4 25
$4.7B
$1.7B
Q3 25
$4.6B
$1.8B
Q2 25
$4.5B
$1.8B
Q1 25
$4.3B
$1.8B
Q4 24
$4.1B
$1.8B
Q3 24
$4.1B
$1.7B
Q2 24
$4.0B
$1.7B
Q1 24
$3.9B
$1.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
DIN
DIN
Operating Cash FlowLast quarter
$254.6M
$5.7M
Free Cash FlowOCF − Capex
$246.1M
$-8.6M
FCF MarginFCF / Revenue
178.3%
-3.9%
Capex IntensityCapex / Revenue
6.1%
6.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$436.4M
$53.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
DIN
DIN
Q4 25
$254.6M
$5.7M
Q3 25
$59.0M
$30.2M
Q2 25
$66.0M
$37.0M
Q1 25
$71.7M
$16.1M
Q4 24
$259.8M
$30.5M
Q3 24
$62.6M
$25.5M
Q2 24
$72.1M
$21.6M
Q1 24
$56.8M
$30.6M
Free Cash Flow
CCB
CCB
DIN
DIN
Q4 25
$246.1M
$-8.6M
Q3 25
$57.4M
$18.1M
Q2 25
$64.0M
$31.0M
Q1 25
$68.9M
$12.8M
Q4 24
$249.9M
$26.7M
Q3 24
$60.2M
$22.0M
Q2 24
$69.5M
$18.2M
Q1 24
$55.0M
$27.2M
FCF Margin
CCB
CCB
DIN
DIN
Q4 25
178.3%
-3.9%
Q3 25
39.7%
8.4%
Q2 25
53.6%
13.4%
Q1 25
49.4%
6.0%
Q4 24
170.6%
13.0%
Q3 24
39.8%
11.3%
Q2 24
51.3%
8.8%
Q1 24
37.1%
13.2%
Capex Intensity
CCB
CCB
DIN
DIN
Q4 25
6.1%
6.6%
Q3 25
1.2%
5.6%
Q2 25
1.7%
2.6%
Q1 25
2.0%
1.5%
Q4 24
6.8%
1.9%
Q3 24
1.6%
1.8%
Q2 24
1.9%
1.7%
Q1 24
1.2%
1.6%
Cash Conversion
CCB
CCB
DIN
DIN
Q4 25
Q3 25
4.34×
4.12×
Q2 25
5.99×
2.68×
Q1 25
7.37×
1.97×
Q4 24
5.88×
Q3 24
4.65×
1.34×
Q2 24
6.22×
0.93×
Q1 24
8.35×
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

DIN
DIN

Franchisor$163.2M75%
Food And Beverage$27.3M13%
Proprietary Product Sales And Other$17.0M8%
Other$8.1M4%
Franchise And Development Fees$2.0M1%

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