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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $106.2M, roughly 1.3× GRID DYNAMICS HOLDINGS, INC.). On growth, GRID DYNAMICS HOLDINGS, INC. posted the faster year-over-year revenue change (5.9% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $6.1M). Over the past eight quarters, GRID DYNAMICS HOLDINGS, INC.'s revenue compounded faster (15.3% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.
CCB vs GDYN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $106.2M |
| Net Profit | — | $306.0K |
| Gross Margin | — | 34.0% |
| Operating Margin | 12.4% | 0.5% |
| Net Margin | — | 0.3% |
| Revenue YoY | -5.8% | 5.9% |
| Net Profit YoY | — | -93.2% |
| EPS (diluted) | $0.84 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $106.2M | ||
| Q3 25 | $144.7M | $104.2M | ||
| Q2 25 | $119.4M | $101.1M | ||
| Q1 25 | $139.5M | $100.4M | ||
| Q4 24 | $146.5M | $100.3M | ||
| Q3 24 | $151.1M | $87.4M | ||
| Q2 24 | $135.3M | $83.0M | ||
| Q1 24 | $148.4M | $79.8M |
| Q4 25 | — | $306.0K | ||
| Q3 25 | $13.6M | $1.2M | ||
| Q2 25 | $11.0M | $5.3M | ||
| Q1 25 | $9.7M | $2.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | $13.5M | $4.3M | ||
| Q2 24 | $11.6M | $-817.0K | ||
| Q1 24 | $6.8M | $-3.9M |
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.1% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 35.6% | ||
| Q1 24 | — | 34.7% |
| Q4 25 | 12.4% | 0.5% | ||
| Q3 25 | 12.4% | -0.2% | ||
| Q2 25 | 12.0% | -0.1% | ||
| Q1 25 | 8.4% | -2.0% | ||
| Q4 24 | 11.7% | 1.3% | ||
| Q3 24 | 10.8% | 2.4% | ||
| Q2 24 | 11.1% | 0.0% | ||
| Q1 24 | 5.9% | -6.9% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | 9.4% | 1.1% | ||
| Q2 25 | 9.2% | 5.2% | ||
| Q1 25 | 7.0% | 2.9% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | 8.9% | 4.9% | ||
| Q2 24 | 8.6% | -1.0% | ||
| Q1 24 | 4.6% | -4.9% |
| Q4 25 | $0.84 | $0.01 | ||
| Q3 25 | $0.88 | $0.01 | ||
| Q2 25 | $0.71 | $0.06 | ||
| Q1 25 | $0.63 | $0.03 | ||
| Q4 24 | $0.95 | $0.06 | ||
| Q3 24 | $0.97 | $0.05 | ||
| Q2 24 | $0.84 | $-0.01 | ||
| Q1 24 | $0.50 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $342.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $542.1M |
| Total Assets | $4.7B | $612.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $338.6M | ||
| Q2 25 | — | $336.8M | ||
| Q1 25 | — | $325.5M | ||
| Q4 24 | — | $334.7M | ||
| Q3 24 | — | $231.3M | ||
| Q2 24 | — | $256.0M | ||
| Q1 24 | — | $249.4M |
| Q4 25 | $491.0M | $542.1M | ||
| Q3 25 | $475.3M | $537.7M | ||
| Q2 25 | $461.7M | $532.2M | ||
| Q1 25 | $449.9M | $517.4M | ||
| Q4 24 | $438.7M | $517.8M | ||
| Q3 24 | $331.9M | $400.2M | ||
| Q2 24 | $316.7M | $388.4M | ||
| Q1 24 | $303.7M | $382.8M |
| Q4 25 | $4.7B | $612.9M | ||
| Q3 25 | $4.6B | $613.2M | ||
| Q2 25 | $4.5B | $608.9M | ||
| Q1 25 | $4.3B | $590.9M | ||
| Q4 24 | $4.1B | $592.2M | ||
| Q3 24 | $4.1B | $477.3M | ||
| Q2 24 | $4.0B | $443.6M | ||
| Q1 24 | $3.9B | $435.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $9.9M |
| Free Cash FlowOCF − Capex | $246.1M | $6.1M |
| FCF MarginFCF / Revenue | 178.3% | 5.7% |
| Capex IntensityCapex / Revenue | 6.1% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 32.34× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $25.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $9.9M | ||
| Q3 25 | $59.0M | $7.0M | ||
| Q2 25 | $66.0M | $14.4M | ||
| Q1 25 | $71.7M | $9.4M | ||
| Q4 24 | $259.8M | $7.1M | ||
| Q3 24 | $62.6M | $9.2M | ||
| Q2 24 | $72.1M | $10.7M | ||
| Q1 24 | $56.8M | $3.2M |
| Q4 25 | $246.1M | $6.1M | ||
| Q3 25 | $57.4M | $2.9M | ||
| Q2 25 | $64.0M | $10.2M | ||
| Q1 25 | $68.9M | $6.0M | ||
| Q4 24 | $249.9M | $4.4M | ||
| Q3 24 | $60.2M | $5.9M | ||
| Q2 24 | $69.5M | $8.0M | ||
| Q1 24 | $55.0M | $43.0K |
| Q4 25 | 178.3% | 5.7% | ||
| Q3 25 | 39.7% | 2.8% | ||
| Q2 25 | 53.6% | 10.1% | ||
| Q1 25 | 49.4% | 6.0% | ||
| Q4 24 | 170.6% | 4.4% | ||
| Q3 24 | 39.8% | 6.8% | ||
| Q2 24 | 51.3% | 9.7% | ||
| Q1 24 | 37.1% | 0.1% |
| Q4 25 | 6.1% | 3.6% | ||
| Q3 25 | 1.2% | 3.9% | ||
| Q2 25 | 1.7% | 4.1% | ||
| Q1 25 | 2.0% | 3.3% | ||
| Q4 24 | 6.8% | 2.6% | ||
| Q3 24 | 1.6% | 3.7% | ||
| Q2 24 | 1.9% | 3.2% | ||
| Q1 24 | 1.2% | 4.0% |
| Q4 25 | — | 32.34× | ||
| Q3 25 | 4.34× | 5.92× | ||
| Q2 25 | 5.99× | 2.73× | ||
| Q1 25 | 7.37× | 3.21× | ||
| Q4 24 | — | 1.56× | ||
| Q3 24 | 4.65× | 2.15× | ||
| Q2 24 | 6.22× | — | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
GDYN
| Other | $30.6M | 29% |
| Technology Media And Telecom | $30.1M | 28% |
| Financial Service | $24.3M | 23% |
| Manufactured Product Other | $10.8M | 10% |
| Related Party | $7.6M | 7% |
| Health Care | $2.8M | 3% |
