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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and HEALTHSTREAM INC (HSTM). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $79.7M, roughly 1.7× HEALTHSTREAM INC). On growth, HEALTHSTREAM INC posted the faster year-over-year revenue change (7.4% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $13.0M). Over the past eight quarters, HEALTHSTREAM INC's revenue compounded faster (4.7% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
HealthStream Inc is a leading U.S.-based provider of workforce development, compliance, and training solutions tailored for the healthcare industry. It offers cloud-based platforms covering clinical skill training, talent management, patient safety education, and regulatory adherence tools, serving over 4,000 healthcare organizations including hospitals, clinics, and long-term care facilities nationwide.
CCB vs HSTM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $79.7M |
| Net Profit | — | — |
| Gross Margin | — | — |
| Operating Margin | 12.4% | 3.0% |
| Net Margin | — | — |
| Revenue YoY | -5.8% | 7.4% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.84 | $0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $79.7M | ||
| Q3 25 | $144.7M | $76.5M | ||
| Q2 25 | $119.4M | $74.4M | ||
| Q1 25 | $139.5M | $73.5M | ||
| Q4 24 | $146.5M | $74.2M | ||
| Q3 24 | $151.1M | $73.1M | ||
| Q2 24 | $135.3M | $71.6M | ||
| Q1 24 | $148.4M | $72.8M |
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $6.1M | ||
| Q2 25 | $11.0M | $5.4M | ||
| Q1 25 | $9.7M | $4.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $13.5M | $5.7M | ||
| Q2 24 | $11.6M | $4.2M | ||
| Q1 24 | $6.8M | $5.2M |
| Q4 25 | 12.4% | 3.0% | ||
| Q3 25 | 12.4% | 9.9% | ||
| Q2 25 | 12.0% | 7.9% | ||
| Q1 25 | 8.4% | 6.0% | ||
| Q4 24 | 11.7% | 6.3% | ||
| Q3 24 | 10.8% | 8.9% | ||
| Q2 24 | 11.1% | 6.2% | ||
| Q1 24 | 5.9% | 7.8% |
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | 8.0% | ||
| Q2 25 | 9.2% | 7.2% | ||
| Q1 25 | 7.0% | 5.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.9% | 7.8% | ||
| Q2 24 | 8.6% | 5.8% | ||
| Q1 24 | 4.6% | 7.2% |
| Q4 25 | $0.84 | $0.09 | ||
| Q3 25 | $0.88 | $0.20 | ||
| Q2 25 | $0.71 | $0.18 | ||
| Q1 25 | $0.63 | $0.14 | ||
| Q4 24 | $0.95 | $0.16 | ||
| Q3 24 | $0.97 | $0.19 | ||
| Q2 24 | $0.84 | $0.14 | ||
| Q1 24 | $0.50 | $0.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $36.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $354.0M |
| Total Assets | $4.7B | $520.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $36.2M | ||
| Q3 25 | — | $53.5M | ||
| Q2 25 | — | $52.1M | ||
| Q1 25 | — | $77.3M | ||
| Q4 24 | — | $59.5M | ||
| Q3 24 | — | $57.5M | ||
| Q2 24 | — | $46.1M | ||
| Q1 24 | — | $52.4M |
| Q4 25 | $491.0M | $354.0M | ||
| Q3 25 | $475.3M | $349.2M | ||
| Q2 25 | $461.7M | $350.6M | ||
| Q1 25 | $449.9M | $362.8M | ||
| Q4 24 | $438.7M | $359.4M | ||
| Q3 24 | $331.9M | $355.5M | ||
| Q2 24 | $316.7M | $349.2M | ||
| Q1 24 | $303.7M | $344.9M |
| Q4 25 | $4.7B | $520.4M | ||
| Q3 25 | $4.6B | $499.9M | ||
| Q2 25 | $4.5B | $500.1M | ||
| Q1 25 | $4.3B | $524.0M | ||
| Q4 24 | $4.1B | $510.8M | ||
| Q3 24 | $4.1B | $502.8M | ||
| Q2 24 | $4.0B | $499.6M | ||
| Q1 24 | $3.9B | $511.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $13.2M |
| Free Cash FlowOCF − Capex | $246.1M | $13.0M |
| FCF MarginFCF / Revenue | 178.3% | 16.3% |
| Capex IntensityCapex / Revenue | 6.1% | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $59.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $13.2M | ||
| Q3 25 | $59.0M | $18.0M | ||
| Q2 25 | $66.0M | $5.0M | ||
| Q1 25 | $71.7M | $27.1M | ||
| Q4 24 | $259.8M | $11.2M | ||
| Q3 24 | $62.6M | $19.1M | ||
| Q2 24 | $72.1M | $6.5M | ||
| Q1 24 | $56.8M | $20.9M |
| Q4 25 | $246.1M | $13.0M | ||
| Q3 25 | $57.4M | $17.9M | ||
| Q2 25 | $64.0M | $2.7M | ||
| Q1 25 | $68.9M | $26.0M | ||
| Q4 24 | $249.9M | $11.0M | ||
| Q3 24 | $60.2M | $18.8M | ||
| Q2 24 | $69.5M | $6.3M | ||
| Q1 24 | $55.0M | $20.2M |
| Q4 25 | 178.3% | 16.3% | ||
| Q3 25 | 39.7% | 23.4% | ||
| Q2 25 | 53.6% | 3.6% | ||
| Q1 25 | 49.4% | 35.4% | ||
| Q4 24 | 170.6% | 14.8% | ||
| Q3 24 | 39.8% | 25.8% | ||
| Q2 24 | 51.3% | 8.8% | ||
| Q1 24 | 37.1% | 27.8% |
| Q4 25 | 6.1% | 0.3% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 1.7% | 3.1% | ||
| Q1 25 | 2.0% | 1.4% | ||
| Q4 24 | 6.8% | 0.3% | ||
| Q3 24 | 1.6% | 0.4% | ||
| Q2 24 | 1.9% | 0.2% | ||
| Q1 24 | 1.2% | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | 2.96× | ||
| Q2 25 | 5.99× | 0.93× | ||
| Q1 25 | 7.37× | 6.25× | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | 3.34× | ||
| Q2 24 | 6.22× | 1.55× | ||
| Q1 24 | 8.35× | 4.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
HSTM
| Subscription Services | $77.0M | 97% |
| Professional Services | $2.7M | 3% |
