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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Loar Holdings Inc. (LOAR). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $131.8M, roughly 1.0× Loar Holdings Inc.). On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs -5.8%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
CCB vs LOAR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $131.8M |
| Net Profit | — | $12.5M |
| Gross Margin | — | 52.1% |
| Operating Margin | 12.4% | 18.0% |
| Net Margin | — | 9.5% |
| Revenue YoY | -5.8% | 19.3% |
| Net Profit YoY | — | 239.5% |
| EPS (diluted) | $0.84 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $131.8M | ||
| Q3 25 | $144.7M | $126.8M | ||
| Q2 25 | $119.4M | $123.1M | ||
| Q1 25 | $139.5M | $114.7M | ||
| Q4 24 | $146.5M | $110.4M | ||
| Q3 24 | $151.1M | $103.5M | ||
| Q2 24 | $135.3M | $97.0M | ||
| Q1 24 | $148.4M | $91.8M |
| Q4 25 | — | $12.5M | ||
| Q3 25 | $13.6M | $27.6M | ||
| Q2 25 | $11.0M | $16.7M | ||
| Q1 25 | $9.7M | $15.3M | ||
| Q4 24 | — | $3.7M | ||
| Q3 24 | $13.5M | $8.7M | ||
| Q2 24 | $11.6M | $7.6M | ||
| Q1 24 | $6.8M | $2.2M |
| Q4 25 | — | 52.1% | ||
| Q3 25 | — | 52.7% | ||
| Q2 25 | — | 53.8% | ||
| Q1 25 | — | 52.1% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 49.0% | ||
| Q1 24 | — | 48.4% |
| Q4 25 | 12.4% | 18.0% | ||
| Q3 25 | 12.4% | 22.9% | ||
| Q2 25 | 12.0% | 22.2% | ||
| Q1 25 | 8.4% | 22.8% | ||
| Q4 24 | 11.7% | 19.2% | ||
| Q3 24 | 10.8% | 22.1% | ||
| Q2 24 | 11.1% | 22.9% | ||
| Q1 24 | 5.9% | 23.3% |
| Q4 25 | — | 9.5% | ||
| Q3 25 | 9.4% | 21.8% | ||
| Q2 25 | 9.2% | 13.6% | ||
| Q1 25 | 7.0% | 13.4% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | 8.9% | 8.4% | ||
| Q2 24 | 8.6% | 7.9% | ||
| Q1 24 | 4.6% | 2.4% |
| Q4 25 | $0.84 | $0.13 | ||
| Q3 25 | $0.88 | $0.29 | ||
| Q2 25 | $0.71 | $0.17 | ||
| Q1 25 | $0.63 | $0.16 | ||
| Q4 24 | $0.95 | $-11023.48 | ||
| Q3 24 | $0.97 | $0.09 | ||
| Q2 24 | $0.84 | $0.09 | ||
| Q1 24 | $0.50 | $11023.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $84.8M |
| Total DebtLower is stronger | — | $715.7M |
| Stockholders' EquityBook value | $491.0M | $1.2B |
| Total Assets | $4.7B | $2.0B |
| Debt / EquityLower = less leverage | — | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $84.8M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $103.3M | ||
| Q1 25 | — | $80.5M | ||
| Q4 24 | — | $54.1M | ||
| Q3 24 | — | $55.2M | ||
| Q2 24 | — | $73.2M | ||
| Q1 24 | — | $28.2M |
| Q4 25 | — | $715.7M | ||
| Q3 25 | — | $279.4M | ||
| Q2 25 | — | $277.7M | ||
| Q1 25 | — | $277.5M | ||
| Q4 24 | — | $277.3M | ||
| Q3 24 | — | $602.1M | ||
| Q2 24 | — | $250.7M | ||
| Q1 24 | — | $534.2M |
| Q4 25 | $491.0M | $1.2B | ||
| Q3 25 | $475.3M | $1.2B | ||
| Q2 25 | $461.7M | $1.1B | ||
| Q1 25 | $449.9M | $1.1B | ||
| Q4 24 | $438.7M | $1.1B | ||
| Q3 24 | $331.9M | $769.8M | ||
| Q2 24 | $316.7M | $758.4M | ||
| Q1 24 | $303.7M | $420.6M |
| Q4 25 | $4.7B | $2.0B | ||
| Q3 25 | $4.6B | $1.5B | ||
| Q2 25 | $4.5B | $1.5B | ||
| Q1 25 | $4.3B | $1.5B | ||
| Q4 24 | $4.1B | $1.5B | ||
| Q3 24 | $4.1B | $1.5B | ||
| Q2 24 | $4.0B | $1.1B | ||
| Q1 24 | $3.9B | $1.1B |
| Q4 25 | — | 0.61× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.25× | ||
| Q1 25 | — | 0.25× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.78× | ||
| Q2 24 | — | 0.33× | ||
| Q1 24 | — | 1.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $30.4M |
| Free Cash FlowOCF − Capex | $246.1M | — |
| FCF MarginFCF / Revenue | 178.3% | — |
| Capex IntensityCapex / Revenue | 6.1% | — |
| Cash ConversionOCF / Net Profit | — | 2.43× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $30.4M | ||
| Q3 25 | $59.0M | $29.7M | ||
| Q2 25 | $66.0M | $23.8M | ||
| Q1 25 | $71.7M | $28.4M | ||
| Q4 24 | $259.8M | $20.7M | ||
| Q3 24 | $62.6M | $16.3M | ||
| Q2 24 | $72.1M | $7.1M | ||
| Q1 24 | $56.8M | $10.8M |
| Q4 25 | $246.1M | — | ||
| Q3 25 | $57.4M | — | ||
| Q2 25 | $64.0M | — | ||
| Q1 25 | $68.9M | — | ||
| Q4 24 | $249.9M | — | ||
| Q3 24 | $60.2M | — | ||
| Q2 24 | $69.5M | — | ||
| Q1 24 | $55.0M | — |
| Q4 25 | 178.3% | — | ||
| Q3 25 | 39.7% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 49.4% | — | ||
| Q4 24 | 170.6% | — | ||
| Q3 24 | 39.8% | — | ||
| Q2 24 | 51.3% | — | ||
| Q1 24 | 37.1% | — |
| Q4 25 | 6.1% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 6.8% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.9% | — | ||
| Q1 24 | 1.2% | — |
| Q4 25 | — | 2.43× | ||
| Q3 25 | 4.34× | 1.08× | ||
| Q2 25 | 5.99× | 1.42× | ||
| Q1 25 | 7.37× | 1.85× | ||
| Q4 24 | — | 5.62× | ||
| Q3 24 | 4.65× | 1.89× | ||
| Q2 24 | 6.22× | 0.93× | ||
| Q1 24 | 8.35× | 4.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
