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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Ramaco Resources, Inc. (METC). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $121.0M, roughly 1.1× Ramaco Resources, Inc.). On growth, COASTAL FINANCIAL CORP posted the faster year-over-year revenue change (-5.8% vs -27.7%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $-17.5M). Over the past eight quarters, COASTAL FINANCIAL CORP's revenue compounded faster (-3.6% CAGR vs -22.7%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Ramaco Resources, Inc. is a U.S.-based mining company focused on high-grade metallurgical coal production. It operates mining assets across the Appalachian region, supplying products to global steel manufacturing and industrial clients, with core operations centered on sustainable low-cost metallurgical coal extraction and distribution.
CCB vs METC — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $121.0M |
| Net Profit | — | $-13.3M |
| Gross Margin | — | 15.8% |
| Operating Margin | 12.4% | -12.0% |
| Net Margin | — | -11.0% |
| Revenue YoY | -5.8% | -27.7% |
| Net Profit YoY | — | -5468.2% |
| EPS (diluted) | $0.84 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | — | ||
| Q3 25 | $144.7M | $121.0M | ||
| Q2 25 | $119.4M | $153.0M | ||
| Q1 25 | $139.5M | $134.7M | ||
| Q4 24 | $146.5M | $170.9M | ||
| Q3 24 | $151.1M | $167.4M | ||
| Q2 24 | $135.3M | $155.3M | ||
| Q1 24 | $148.4M | $172.7M |
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $-13.3M | ||
| Q2 25 | $11.0M | $-14.0M | ||
| Q1 25 | $9.7M | $-9.5M | ||
| Q4 24 | — | $3.9M | ||
| Q3 24 | $13.5M | $-239.0K | ||
| Q2 24 | $11.6M | $5.5M | ||
| Q1 24 | $6.8M | $2.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 15.8% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 15.2% | ||
| Q4 24 | — | 20.4% | ||
| Q3 24 | — | 19.5% | ||
| Q2 24 | — | 21.0% | ||
| Q1 24 | — | 19.1% |
| Q4 25 | 12.4% | — | ||
| Q3 25 | 12.4% | -12.0% | ||
| Q2 25 | 12.0% | -9.1% | ||
| Q1 25 | 8.4% | -8.9% | ||
| Q4 24 | 11.7% | 3.7% | ||
| Q3 24 | 10.8% | 1.0% | ||
| Q2 24 | 11.1% | 3.5% | ||
| Q1 24 | 5.9% | 1.9% |
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | -11.0% | ||
| Q2 25 | 9.2% | -9.1% | ||
| Q1 25 | 7.0% | -7.0% | ||
| Q4 24 | — | 2.3% | ||
| Q3 24 | 8.9% | -0.1% | ||
| Q2 24 | 8.6% | 3.6% | ||
| Q1 24 | 4.6% | 1.2% |
| Q4 25 | $0.84 | — | ||
| Q3 25 | $0.88 | — | ||
| Q2 25 | $0.71 | — | ||
| Q1 25 | $0.63 | — | ||
| Q4 24 | $0.95 | $0.06 | ||
| Q3 24 | $0.97 | $-0.03 | ||
| Q2 24 | $0.84 | $0.08 | ||
| Q1 24 | $0.50 | $0.00 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $193.8M |
| Total DebtLower is stronger | — | $116.3M |
| Stockholders' EquityBook value | $491.0M | $526.9M |
| Total Assets | $4.7B | $849.7M |
| Debt / EquityLower = less leverage | — | 0.22× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | $193.8M | ||
| Q2 25 | — | $28.1M | ||
| Q1 25 | — | $43.5M | ||
| Q4 24 | — | $33.0M | ||
| Q3 24 | — | $22.9M | ||
| Q2 24 | — | $27.6M | ||
| Q1 24 | — | $30.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | $116.3M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $88.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $491.0M | — | ||
| Q3 25 | $475.3M | $526.9M | ||
| Q2 25 | $461.7M | $347.4M | ||
| Q1 25 | $449.9M | $355.2M | ||
| Q4 24 | $438.7M | $362.8M | ||
| Q3 24 | $331.9M | $361.8M | ||
| Q2 24 | $316.7M | $366.1M | ||
| Q1 24 | $303.7M | $372.3M |
| Q4 25 | $4.7B | — | ||
| Q3 25 | $4.6B | $849.7M | ||
| Q2 25 | $4.5B | $674.6M | ||
| Q1 25 | $4.3B | $685.7M | ||
| Q4 24 | $4.1B | $674.7M | ||
| Q3 24 | $4.1B | $645.4M | ||
| Q2 24 | $4.0B | $659.2M | ||
| Q1 24 | $3.9B | $674.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | 0.22× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.24× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $-1.4M |
| Free Cash FlowOCF − Capex | $246.1M | $-17.5M |
| FCF MarginFCF / Revenue | 178.3% | -14.5% |
| Capex IntensityCapex / Revenue | 6.1% | 13.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $-24.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | — | ||
| Q3 25 | $59.0M | $-1.4M | ||
| Q2 25 | $66.0M | $-4.3M | ||
| Q1 25 | $71.7M | $26.0M | ||
| Q4 24 | $259.8M | $15.7M | ||
| Q3 24 | $62.6M | $37.4M | ||
| Q2 24 | $72.1M | $34.4M | ||
| Q1 24 | $56.8M | $25.2M |
| Q4 25 | $246.1M | — | ||
| Q3 25 | $57.4M | $-17.5M | ||
| Q2 25 | $64.0M | $-19.8M | ||
| Q1 25 | $68.9M | $7.6M | ||
| Q4 24 | $249.9M | $5.1M | ||
| Q3 24 | $60.2M | $25.6M | ||
| Q2 24 | $69.5M | $20.3M | ||
| Q1 24 | $55.0M | $6.5M |
| Q4 25 | 178.3% | — | ||
| Q3 25 | 39.7% | -14.5% | ||
| Q2 25 | 53.6% | -13.0% | ||
| Q1 25 | 49.4% | 5.6% | ||
| Q4 24 | 170.6% | 3.0% | ||
| Q3 24 | 39.8% | 15.3% | ||
| Q2 24 | 51.3% | 13.1% | ||
| Q1 24 | 37.1% | 3.7% |
| Q4 25 | 6.1% | — | ||
| Q3 25 | 1.2% | 13.3% | ||
| Q2 25 | 1.7% | 10.2% | ||
| Q1 25 | 2.0% | 13.7% | ||
| Q4 24 | 6.8% | 6.2% | ||
| Q3 24 | 1.6% | 7.0% | ||
| Q2 24 | 1.9% | 9.1% | ||
| Q1 24 | 1.2% | 10.8% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | 4.06× | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | 6.21× | ||
| Q1 24 | 8.35× | 12.40× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
METC
| Export Coal Revenues | $73.0M | 60% |
| Domestic Coal Revenues | $48.0M | 40% |
