vs
Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $75.2M, roughly 1.8× NPK International Inc.). On growth, NPK International Inc. posted the faster year-over-year revenue change (30.7% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $5.8M). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
CCB vs NPKI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $75.2M |
| Net Profit | — | — |
| Gross Margin | — | 37.7% |
| Operating Margin | 12.4% | 16.7% |
| Net Margin | — | — |
| Revenue YoY | -5.8% | 30.7% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.84 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $75.2M | ||
| Q3 25 | $144.7M | $68.8M | ||
| Q2 25 | $119.4M | $68.2M | ||
| Q1 25 | $139.5M | $64.8M | ||
| Q4 24 | $146.5M | $57.5M | ||
| Q3 24 | $151.1M | $44.2M | ||
| Q2 24 | $135.3M | $66.8M | ||
| Q1 24 | $148.4M | $49.0M |
| Q4 25 | — | — | ||
| Q3 25 | $13.6M | $5.7M | ||
| Q2 25 | $11.0M | $8.7M | ||
| Q1 25 | $9.7M | $10.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | $13.5M | $-174.3M | ||
| Q2 24 | $11.6M | $8.0M | ||
| Q1 24 | $6.8M | $7.3M |
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 27.5% | ||
| Q2 24 | — | 37.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | 12.4% | 16.7% | ||
| Q3 25 | 12.4% | 13.2% | ||
| Q2 25 | 12.0% | 17.0% | ||
| Q1 25 | 8.4% | 20.9% | ||
| Q4 24 | 11.7% | 20.2% | ||
| Q3 24 | 10.8% | 2.8% | ||
| Q2 24 | 11.1% | 18.7% | ||
| Q1 24 | 5.9% | 14.2% |
| Q4 25 | — | — | ||
| Q3 25 | 9.4% | 8.2% | ||
| Q2 25 | 9.2% | 12.7% | ||
| Q1 25 | 7.0% | 15.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.9% | -394.3% | ||
| Q2 24 | 8.6% | 12.0% | ||
| Q1 24 | 4.6% | 14.9% |
| Q4 25 | $0.84 | $0.17 | ||
| Q3 25 | $0.88 | $0.07 | ||
| Q2 25 | $0.71 | $0.10 | ||
| Q1 25 | $0.63 | $0.11 | ||
| Q4 24 | $0.95 | $0.10 | ||
| Q3 24 | $0.97 | $-1.99 | ||
| Q2 24 | $0.84 | $0.09 | ||
| Q1 24 | $0.50 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.1M |
| Total DebtLower is stronger | — | $16.9M |
| Stockholders' EquityBook value | $491.0M | $351.2M |
| Total Assets | $4.7B | $441.8M |
| Debt / EquityLower = less leverage | — | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $5.1M | ||
| Q3 25 | — | $35.6M | ||
| Q2 25 | — | $26.0M | ||
| Q1 25 | — | $20.8M | ||
| Q4 24 | — | $17.8M | ||
| Q3 24 | — | $42.9M | ||
| Q2 24 | — | $35.1M | ||
| Q1 24 | — | $37.7M |
| Q4 25 | — | $16.9M | ||
| Q3 25 | — | $9.5M | ||
| Q2 25 | — | $9.3M | ||
| Q1 25 | — | $8.1M | ||
| Q4 24 | — | $7.7M | ||
| Q3 24 | — | $14.0M | ||
| Q2 24 | — | $58.0M | ||
| Q1 24 | — | $77.4M |
| Q4 25 | $491.0M | $351.2M | ||
| Q3 25 | $475.3M | $333.9M | ||
| Q2 25 | $461.7M | $328.8M | ||
| Q1 25 | $449.9M | $326.9M | ||
| Q4 24 | $438.7M | $326.5M | ||
| Q3 24 | $331.9M | $316.5M | ||
| Q2 24 | $316.7M | $426.6M | ||
| Q1 24 | $303.7M | $421.6M |
| Q4 25 | $4.7B | $441.8M | ||
| Q3 25 | $4.6B | $404.5M | ||
| Q2 25 | $4.5B | $393.7M | ||
| Q1 25 | $4.3B | $390.0M | ||
| Q4 24 | $4.1B | $393.7M | ||
| Q3 24 | $4.1B | $389.6M | ||
| Q2 24 | $4.0B | $624.8M | ||
| Q1 24 | $3.9B | $640.8M |
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 0.03× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $18.0M |
| Free Cash FlowOCF − Capex | $246.1M | $5.8M |
| FCF MarginFCF / Revenue | 178.3% | 7.6% |
| Capex IntensityCapex / Revenue | 6.1% | 16.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $18.0M | ||
| Q3 25 | $59.0M | $24.7M | ||
| Q2 25 | $66.0M | $21.4M | ||
| Q1 25 | $71.7M | $8.8M | ||
| Q4 24 | $259.8M | $-4.1M | ||
| Q3 24 | $62.6M | $2.8M | ||
| Q2 24 | $72.1M | $27.6M | ||
| Q1 24 | $56.8M | $11.9M |
| Q4 25 | $246.1M | $5.8M | ||
| Q3 25 | $57.4M | $12.0M | ||
| Q2 25 | $64.0M | $9.7M | ||
| Q1 25 | $68.9M | $-1.2M | ||
| Q4 24 | $249.9M | $-17.7M | ||
| Q3 24 | $60.2M | $-6.7M | ||
| Q2 24 | $69.5M | $21.0M | ||
| Q1 24 | $55.0M | $-1.9M |
| Q4 25 | 178.3% | 7.6% | ||
| Q3 25 | 39.7% | 17.4% | ||
| Q2 25 | 53.6% | 14.3% | ||
| Q1 25 | 49.4% | -1.8% | ||
| Q4 24 | 170.6% | -30.8% | ||
| Q3 24 | 39.8% | -15.2% | ||
| Q2 24 | 51.3% | 31.4% | ||
| Q1 24 | 37.1% | -3.9% |
| Q4 25 | 6.1% | 16.3% | ||
| Q3 25 | 1.2% | 18.5% | ||
| Q2 25 | 1.7% | 17.1% | ||
| Q1 25 | 2.0% | 15.5% | ||
| Q4 24 | 6.8% | 23.6% | ||
| Q3 24 | 1.6% | 21.4% | ||
| Q2 24 | 1.9% | 9.9% | ||
| Q1 24 | 1.2% | 28.3% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | 4.37× | ||
| Q2 25 | 5.99× | 2.47× | ||
| Q1 25 | 7.37× | 0.88× | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | 3.43× | ||
| Q1 24 | 8.35× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
