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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and OLAPLEX HOLDINGS, INC. (OLPX). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $105.1M, roughly 1.3× OLAPLEX HOLDINGS, INC.). On growth, OLAPLEX HOLDINGS, INC. posted the faster year-over-year revenue change (4.3% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $32.6M). Over the past eight quarters, OLAPLEX HOLDINGS, INC.'s revenue compounded faster (3.1% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Olaplex Holdings, Inc. is a specialty beauty company developing and selling patented bond-repair hair care products. It runs three core segments: professional salon distribution, direct-to-consumer sales, and third-party retail, serving customers across North America, Europe, and Asia-Pacific with products that repair and protect damaged hair.
CCB vs OLPX — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $105.1M |
| Net Profit | — | $-13.1M |
| Gross Margin | — | 68.0% |
| Operating Margin | 12.4% | -4.3% |
| Net Margin | — | -12.5% |
| Revenue YoY | -5.8% | 4.3% |
| Net Profit YoY | — | -48.9% |
| EPS (diluted) | $0.84 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $105.1M | ||
| Q3 25 | $144.7M | $114.6M | ||
| Q2 25 | $119.4M | $106.3M | ||
| Q1 25 | $139.5M | $97.0M | ||
| Q4 24 | $146.5M | $100.7M | ||
| Q3 24 | $151.1M | $119.1M | ||
| Q2 24 | $135.3M | $103.9M | ||
| Q1 24 | $148.4M | $98.9M |
| Q4 25 | — | $-13.1M | ||
| Q3 25 | $13.6M | $11.1M | ||
| Q2 25 | $11.0M | $-7.7M | ||
| Q1 25 | $9.7M | $465.0K | ||
| Q4 24 | — | $-8.8M | ||
| Q3 24 | $13.5M | $14.8M | ||
| Q2 24 | $11.6M | $5.8M | ||
| Q1 24 | $6.8M | $7.7M |
| Q4 25 | — | 68.0% | ||
| Q3 25 | — | 69.1% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 69.5% | ||
| Q4 24 | — | 66.3% | ||
| Q3 24 | — | 68.6% | ||
| Q2 24 | — | 69.7% | ||
| Q1 24 | — | 72.1% |
| Q4 25 | 12.4% | -4.3% | ||
| Q3 25 | 12.4% | 3.7% | ||
| Q2 25 | 12.0% | -1.1% | ||
| Q1 25 | 8.4% | 8.7% | ||
| Q4 24 | 11.7% | 3.0% | ||
| Q3 24 | 10.8% | 23.5% | ||
| Q2 24 | 11.1% | 15.7% | ||
| Q1 24 | 5.9% | 19.8% |
| Q4 25 | — | -12.5% | ||
| Q3 25 | 9.4% | 9.7% | ||
| Q2 25 | 9.2% | -7.3% | ||
| Q1 25 | 7.0% | 0.5% | ||
| Q4 24 | — | -8.7% | ||
| Q3 24 | 8.9% | 12.4% | ||
| Q2 24 | 8.6% | 5.6% | ||
| Q1 24 | 4.6% | 7.8% |
| Q4 25 | $0.84 | $-0.02 | ||
| Q3 25 | $0.88 | $0.02 | ||
| Q2 25 | $0.71 | $-0.01 | ||
| Q1 25 | $0.63 | $0.00 | ||
| Q4 24 | $0.95 | $-0.01 | ||
| Q3 24 | $0.97 | $0.02 | ||
| Q2 24 | $0.84 | $0.01 | ||
| Q1 24 | $0.50 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $318.7M |
| Total DebtLower is stronger | — | $352.3M |
| Stockholders' EquityBook value | $491.0M | $879.4M |
| Total Assets | $4.7B | $1.5B |
| Debt / EquityLower = less leverage | — | 0.40× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $318.7M | ||
| Q3 25 | — | $286.4M | ||
| Q2 25 | — | $289.3M | ||
| Q1 25 | — | $580.9M | ||
| Q4 24 | — | $586.0M | ||
| Q3 24 | — | $538.8M | ||
| Q2 24 | — | $507.9M | ||
| Q1 24 | — | $507.5M |
| Q4 25 | — | $352.3M | ||
| Q3 25 | — | $352.1M | ||
| Q2 25 | — | $351.9M | ||
| Q1 25 | — | $649.1M | ||
| Q4 24 | — | $650.5M | ||
| Q3 24 | — | $651.8M | ||
| Q2 24 | — | $653.1M | ||
| Q1 24 | — | $654.4M |
| Q4 25 | $491.0M | $879.4M | ||
| Q3 25 | $475.3M | $888.7M | ||
| Q2 25 | $461.7M | $874.2M | ||
| Q1 25 | $449.9M | $878.3M | ||
| Q4 24 | $438.7M | $874.4M | ||
| Q3 24 | $331.9M | $879.7M | ||
| Q2 24 | $316.7M | $863.3M | ||
| Q1 24 | $303.7M | $855.7M |
| Q4 25 | $4.7B | $1.5B | ||
| Q3 25 | $4.6B | $1.5B | ||
| Q2 25 | $4.5B | $1.5B | ||
| Q1 25 | $4.3B | $1.8B | ||
| Q4 24 | $4.1B | $1.8B | ||
| Q3 24 | $4.1B | $1.8B | ||
| Q2 24 | $4.0B | $1.8B | ||
| Q1 24 | $3.9B | $1.8B |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 0.40× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.74× | ||
| Q4 24 | — | 0.74× | ||
| Q3 24 | — | 0.74× | ||
| Q2 24 | — | 0.76× | ||
| Q1 24 | — | 0.76× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $32.7M |
| Free Cash FlowOCF − Capex | $246.1M | $32.6M |
| FCF MarginFCF / Revenue | 178.3% | 31.0% |
| Capex IntensityCapex / Revenue | 6.1% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $58.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $32.7M | ||
| Q3 25 | $59.0M | $8.0M | ||
| Q2 25 | $66.0M | $20.9M | ||
| Q1 25 | $71.7M | $-2.9M | ||
| Q4 24 | $259.8M | $49.7M | ||
| Q3 24 | $62.6M | $33.5M | ||
| Q2 24 | $72.1M | $16.2M | ||
| Q1 24 | $56.8M | $43.7M |
| Q4 25 | $246.1M | $32.6M | ||
| Q3 25 | $57.4M | $7.9M | ||
| Q2 25 | $64.0M | $20.8M | ||
| Q1 25 | $68.9M | $-3.0M | ||
| Q4 24 | $249.9M | $49.2M | ||
| Q3 24 | $60.2M | $33.3M | ||
| Q2 24 | $69.5M | $16.1M | ||
| Q1 24 | $55.0M | $43.3M |
| Q4 25 | 178.3% | 31.0% | ||
| Q3 25 | 39.7% | 6.9% | ||
| Q2 25 | 53.6% | 19.6% | ||
| Q1 25 | 49.4% | -3.1% | ||
| Q4 24 | 170.6% | 48.9% | ||
| Q3 24 | 39.8% | 28.0% | ||
| Q2 24 | 51.3% | 15.5% | ||
| Q1 24 | 37.1% | 43.7% |
| Q4 25 | 6.1% | 0.1% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 1.7% | 0.1% | ||
| Q1 25 | 2.0% | 0.0% | ||
| Q4 24 | 6.8% | 0.4% | ||
| Q3 24 | 1.6% | 0.1% | ||
| Q2 24 | 1.9% | 0.1% | ||
| Q1 24 | 1.2% | 0.5% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | 0.72× | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | -6.27× | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | 2.26× | ||
| Q2 24 | 6.22× | 2.81× | ||
| Q1 24 | 8.35× | 5.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
OLPX
| Sales Channel Directly To Consumer | $43.6M | 42% |
| Sales Channel Through Intermediary Professional | $36.8M | 35% |
| Sales Channel Through Intermediary Specialty Retail | $24.7M | 23% |
