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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Ranpak Holdings Corp. (PACK). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $93.7M, roughly 1.5× Ranpak Holdings Corp.). On growth, Ranpak Holdings Corp. posted the faster year-over-year revenue change (2.3% vs -5.8%). Over the past eight quarters, Ranpak Holdings Corp.'s revenue compounded faster (13.7% CAGR vs -3.6%).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Ranpak Holdings Corp. manufactures machines and paper products used in protective paper-based packing for shipping goods and merchandise for e-commerce and industry, along with automation solutions. The company is based in Concord, Ohio, and has production facilities and offices in Reno, Nevada; Kansas City, Missouri; the Netherlands; Czech Republic; Shanghai and Singapore. The paper packaging material can be used for multiple applications like wrapping, cushioning, void fill and cold chain p...

CCB vs PACK — Head-to-Head

Bigger by revenue
CCB
CCB
1.5× larger
CCB
$138.0M
$93.7M
PACK
Growing faster (revenue YoY)
PACK
PACK
+8.1% gap
PACK
2.3%
-5.8%
CCB
Faster 2-yr revenue CAGR
PACK
PACK
Annualised
PACK
13.7%
-3.6%
CCB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCB
CCB
PACK
PACK
Revenue
$138.0M
$93.7M
Net Profit
Gross Margin
39.0%
Operating Margin
12.4%
-1.0%
Net Margin
Revenue YoY
-5.8%
2.3%
Net Profit YoY
EPS (diluted)
$0.84
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
PACK
PACK
Q4 25
$138.0M
$93.7M
Q3 25
$144.7M
$83.6M
Q2 25
$119.4M
$77.8M
Q1 25
$139.5M
$77.6M
Q4 24
$146.5M
$91.6M
Q3 24
$151.1M
$78.6M
Q2 24
$135.3M
$72.8M
Q1 24
$148.4M
$72.5M
Net Profit
CCB
CCB
PACK
PACK
Q4 25
Q3 25
$13.6M
$-10.4M
Q2 25
$11.0M
$-7.5M
Q1 25
$9.7M
$-10.9M
Q4 24
Q3 24
$13.5M
$-8.1M
Q2 24
$11.6M
$5.5M
Q1 24
$6.8M
$-8.1M
Gross Margin
CCB
CCB
PACK
PACK
Q4 25
39.0%
Q3 25
41.1%
Q2 25
37.1%
Q1 25
39.8%
Q4 24
45.2%
Q3 24
43.8%
Q2 24
43.5%
Q1 24
44.6%
Operating Margin
CCB
CCB
PACK
PACK
Q4 25
12.4%
-1.0%
Q3 25
12.4%
-6.8%
Q2 25
12.0%
-12.5%
Q1 25
8.4%
-10.3%
Q4 24
11.7%
1.5%
Q3 24
10.8%
-5.3%
Q2 24
11.1%
-7.1%
Q1 24
5.9%
-6.6%
Net Margin
CCB
CCB
PACK
PACK
Q4 25
Q3 25
9.4%
-12.4%
Q2 25
9.2%
-9.6%
Q1 25
7.0%
-14.0%
Q4 24
Q3 24
8.9%
-10.3%
Q2 24
8.6%
7.6%
Q1 24
4.6%
-11.2%
EPS (diluted)
CCB
CCB
PACK
PACK
Q4 25
$0.84
$-0.11
Q3 25
$0.88
$-0.12
Q2 25
$0.71
$-0.09
Q1 25
$0.63
$-0.13
Q4 24
$0.95
$-0.13
Q3 24
$0.97
$-0.10
Q2 24
$0.84
$0.07
Q1 24
$0.50
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
PACK
PACK
Cash + ST InvestmentsLiquidity on hand
$63.0M
Total DebtLower is stronger
$401.9M
Stockholders' EquityBook value
$491.0M
$534.9M
Total Assets
$4.7B
$1.1B
Debt / EquityLower = less leverage
0.75×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
PACK
PACK
Q4 25
$63.0M
Q3 25
$49.9M
Q2 25
$49.2M
Q1 25
$65.5M
Q4 24
$76.1M
Q3 24
$69.5M
Q2 24
$65.1M
Q1 24
$55.1M
Total Debt
CCB
CCB
PACK
PACK
Q4 25
$401.9M
Q3 25
$403.1M
Q2 25
$403.1M
Q1 25
$405.2M
Q4 24
$406.4M
Q3 24
$403.2M
Q2 24
$396.1M
Q1 24
$396.7M
Stockholders' Equity
CCB
CCB
PACK
PACK
Q4 25
$491.0M
$534.9M
Q3 25
$475.3M
$537.8M
Q2 25
$461.7M
$539.0M
Q1 25
$449.9M
$544.1M
Q4 24
$438.7M
$548.1M
Q3 24
$331.9M
$564.3M
Q2 24
$316.7M
$566.2M
Q1 24
$303.7M
$560.0M
Total Assets
CCB
CCB
PACK
PACK
Q4 25
$4.7B
$1.1B
Q3 25
$4.6B
$1.1B
Q2 25
$4.5B
$1.1B
Q1 25
$4.3B
$1.1B
Q4 24
$4.1B
$1.1B
Q3 24
$4.1B
$1.1B
Q2 24
$4.0B
$1.1B
Q1 24
$3.9B
$1.1B
Debt / Equity
CCB
CCB
PACK
PACK
Q4 25
0.75×
Q3 25
0.75×
Q2 25
0.75×
Q1 25
0.74×
Q4 24
0.74×
Q3 24
0.71×
Q2 24
0.70×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
PACK
PACK
Operating Cash FlowLast quarter
$254.6M
$19.5M
Free Cash FlowOCF − Capex
$246.1M
FCF MarginFCF / Revenue
178.3%
Capex IntensityCapex / Revenue
6.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$436.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
PACK
PACK
Q4 25
$254.6M
$19.5M
Q3 25
$59.0M
$8.5M
Q2 25
$66.0M
$-3.6M
Q1 25
$71.7M
$-1.3M
Q4 24
$259.8M
$6.5M
Q3 24
$62.6M
$10.1M
Q2 24
$72.1M
$19.6M
Q1 24
$56.8M
$5.2M
Free Cash Flow
CCB
CCB
PACK
PACK
Q4 25
$246.1M
Q3 25
$57.4M
Q2 25
$64.0M
Q1 25
$68.9M
Q4 24
$249.9M
Q3 24
$60.2M
Q2 24
$69.5M
Q1 24
$55.0M
FCF Margin
CCB
CCB
PACK
PACK
Q4 25
178.3%
Q3 25
39.7%
Q2 25
53.6%
Q1 25
49.4%
Q4 24
170.6%
Q3 24
39.8%
Q2 24
51.3%
Q1 24
37.1%
Capex Intensity
CCB
CCB
PACK
PACK
Q4 25
6.1%
Q3 25
1.2%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
6.8%
Q3 24
1.6%
Q2 24
1.9%
Q1 24
1.2%
Cash Conversion
CCB
CCB
PACK
PACK
Q4 25
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×
3.56×
Q1 24
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

PACK
PACK

Other$47.9M51%
Europe And Asia Segment$45.8M49%

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