vs
Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Pangaea Logistics Solutions Ltd. (PANL). Click either name above to swap in a different company.
Pangaea Logistics Solutions Ltd. is the larger business by last-quarter revenue ($183.9M vs $138.0M, roughly 1.3× COASTAL FINANCIAL CORP). On growth, Pangaea Logistics Solutions Ltd. posted the faster year-over-year revenue change (24.9% vs -5.8%). Over the past eight quarters, Pangaea Logistics Solutions Ltd.'s revenue compounded faster (32.5% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Pangaea Logistics Solutions Ltd. is a global dry bulk logistics and shipping service provider. It operates a modern fleet of dry bulk vessels to transport a wide range of commodities including grains, minerals, construction materials, and energy-related raw materials, serving industrial, agricultural, and energy sector clients across North America, Europe, and Asia with tailored end-to-end bulk cargo supply chain solutions.
CCB vs PANL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $183.9M |
| Net Profit | — | $11.9M |
| Gross Margin | — | — |
| Operating Margin | 12.4% | 9.5% |
| Net Margin | — | 6.5% |
| Revenue YoY | -5.8% | 24.9% |
| Net Profit YoY | — | 40.9% |
| EPS (diluted) | $0.84 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $183.9M | ||
| Q3 25 | $144.7M | $168.7M | ||
| Q2 25 | $119.4M | $156.7M | ||
| Q1 25 | $139.5M | $122.8M | ||
| Q4 24 | $146.5M | $147.2M | ||
| Q3 24 | $151.1M | $153.1M | ||
| Q2 24 | $135.3M | $131.5M | ||
| Q1 24 | $148.4M | $104.7M |
| Q4 25 | — | $11.9M | ||
| Q3 25 | $13.6M | $12.2M | ||
| Q2 25 | $11.0M | $-2.7M | ||
| Q1 25 | $9.7M | $-2.0M | ||
| Q4 24 | — | $8.4M | ||
| Q3 24 | $13.5M | $5.1M | ||
| Q2 24 | $11.6M | $3.7M | ||
| Q1 24 | $6.8M | $11.7M |
| Q4 25 | 12.4% | 9.5% | ||
| Q3 25 | 12.4% | 10.0% | ||
| Q2 25 | 12.0% | 2.3% | ||
| Q1 25 | 8.4% | 2.4% | ||
| Q4 24 | 11.7% | 10.1% | ||
| Q3 24 | 10.8% | 9.8% | ||
| Q2 24 | 11.1% | 5.8% | ||
| Q1 24 | 5.9% | 10.5% |
| Q4 25 | — | 6.5% | ||
| Q3 25 | 9.4% | 7.2% | ||
| Q2 25 | 9.2% | -1.8% | ||
| Q1 25 | 7.0% | -1.6% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 8.9% | 3.3% | ||
| Q2 24 | 8.6% | 2.8% | ||
| Q1 24 | 4.6% | 11.1% |
| Q4 25 | $0.84 | $0.18 | ||
| Q3 25 | $0.88 | $0.19 | ||
| Q2 25 | $0.71 | $-0.04 | ||
| Q1 25 | $0.63 | $-0.03 | ||
| Q4 24 | $0.95 | $0.19 | ||
| Q3 24 | $0.97 | $0.11 | ||
| Q2 24 | $0.84 | $0.08 | ||
| Q1 24 | $0.50 | $0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $103.1M |
| Total DebtLower is stronger | — | $249.6M |
| Stockholders' EquityBook value | $491.0M | $429.3M |
| Total Assets | $4.7B | $928.1M |
| Debt / EquityLower = less leverage | — | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $103.1M | ||
| Q3 25 | — | $94.0M | ||
| Q2 25 | — | $59.3M | ||
| Q1 25 | — | $63.9M | ||
| Q4 24 | — | $86.8M | ||
| Q3 24 | — | $93.1M | ||
| Q2 24 | — | $77.9M | ||
| Q1 24 | — | $95.9M |
| Q4 25 | — | $249.6M | ||
| Q3 25 | — | $256.2M | ||
| Q2 25 | — | $244.7M | ||
| Q1 25 | — | $251.0M | ||
| Q4 24 | — | $257.2M | ||
| Q3 24 | — | $133.6M | ||
| Q2 24 | — | $90.5M | ||
| Q1 24 | — | $95.9M |
| Q4 25 | $491.0M | $429.3M | ||
| Q3 25 | $475.3M | $420.3M | ||
| Q2 25 | $461.7M | $414.4M | ||
| Q1 25 | $449.9M | $420.8M | ||
| Q4 24 | $438.7M | $427.8M | ||
| Q3 24 | $331.9M | $332.6M | ||
| Q2 24 | $316.7M | $331.5M | ||
| Q1 24 | $303.7M | $332.0M |
| Q4 25 | $4.7B | $928.1M | ||
| Q3 25 | $4.6B | $932.1M | ||
| Q2 25 | $4.5B | $916.0M | ||
| Q1 25 | $4.3B | $918.0M | ||
| Q4 24 | $4.1B | $936.5M | ||
| Q3 24 | $4.1B | $749.2M | ||
| Q2 24 | $4.0B | $692.9M | ||
| Q1 24 | $3.9B | $703.3M |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.61× | ||
| Q2 25 | — | 0.59× | ||
| Q1 25 | — | 0.60× | ||
| Q4 24 | — | 0.60× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.27× | ||
| Q1 24 | — | 0.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $15.1M |
| Free Cash FlowOCF − Capex | $246.1M | — |
| FCF MarginFCF / Revenue | 178.3% | — |
| Capex IntensityCapex / Revenue | 6.1% | — |
| Cash ConversionOCF / Net Profit | — | 1.27× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $15.1M | ||
| Q3 25 | $59.0M | $28.6M | ||
| Q2 25 | $66.0M | $14.4M | ||
| Q1 25 | $71.7M | $-4.4M | ||
| Q4 24 | $259.8M | $19.3M | ||
| Q3 24 | $62.6M | $28.5M | ||
| Q2 24 | $72.1M | $9.0M | ||
| Q1 24 | $56.8M | $9.0M |
| Q4 25 | $246.1M | — | ||
| Q3 25 | $57.4M | — | ||
| Q2 25 | $64.0M | — | ||
| Q1 25 | $68.9M | — | ||
| Q4 24 | $249.9M | — | ||
| Q3 24 | $60.2M | — | ||
| Q2 24 | $69.5M | — | ||
| Q1 24 | $55.0M | — |
| Q4 25 | 178.3% | — | ||
| Q3 25 | 39.7% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 49.4% | — | ||
| Q4 24 | 170.6% | — | ||
| Q3 24 | 39.8% | — | ||
| Q2 24 | 51.3% | — | ||
| Q1 24 | 37.1% | — |
| Q4 25 | 6.1% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 6.8% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.9% | — | ||
| Q1 24 | 1.2% | — |
| Q4 25 | — | 1.27× | ||
| Q3 25 | 4.34× | 2.34× | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | 2.29× | ||
| Q3 24 | 4.65× | 5.57× | ||
| Q2 24 | 6.22× | 2.43× | ||
| Q1 24 | 8.35× | 0.77× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
PANL
| Voyage | $166.3M | 90% |
| Charter | $13.1M | 7% |
| Terminal Stevedore Revenue | $4.4M | 2% |
