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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
Smith Douglas Homes Corp. is the larger business by last-quarter revenue ($260.4M vs $138.0M, roughly 1.9× COASTAL FINANCIAL CORP). On growth, COASTAL FINANCIAL CORP posted the faster year-over-year revenue change (-5.8% vs -9.4%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $8.7M). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
CCB vs SDHC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $260.4M |
| Net Profit | — | $3.5M |
| Gross Margin | — | 19.9% |
| Operating Margin | 12.4% | 6.5% |
| Net Margin | — | 1.4% |
| Revenue YoY | -5.8% | -9.4% |
| Net Profit YoY | — | -14.3% |
| EPS (diluted) | $0.84 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $260.4M | ||
| Q3 25 | $144.7M | $262.0M | ||
| Q2 25 | $119.4M | $223.9M | ||
| Q1 25 | $139.5M | $224.7M | ||
| Q4 24 | $146.5M | $287.5M | ||
| Q3 24 | $151.1M | $277.8M | ||
| Q2 24 | $135.3M | $220.9M | ||
| Q1 24 | $148.4M | $189.2M |
| Q4 25 | — | $3.5M | ||
| Q3 25 | $13.6M | $2.1M | ||
| Q2 25 | $11.0M | $2.4M | ||
| Q1 25 | $9.7M | $2.7M | ||
| Q4 24 | — | $4.1M | ||
| Q3 24 | $13.5M | $5.3M | ||
| Q2 24 | $11.6M | $3.6M | ||
| Q1 24 | $6.8M | $3.0M |
| Q4 25 | — | 19.9% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 26.1% |
| Q4 25 | 12.4% | 6.5% | ||
| Q3 25 | 12.4% | 6.6% | ||
| Q2 25 | 12.0% | 7.7% | ||
| Q1 25 | 8.4% | 8.7% | ||
| Q4 24 | 11.7% | 10.4% | ||
| Q3 24 | 10.8% | 14.2% | ||
| Q2 24 | 11.1% | 11.7% | ||
| Q1 24 | 5.9% | 11.3% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | 9.4% | 0.8% | ||
| Q2 25 | 9.2% | 1.1% | ||
| Q1 25 | 7.0% | 1.2% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | 8.9% | 1.9% | ||
| Q2 24 | 8.6% | 1.7% | ||
| Q1 24 | 4.6% | 1.6% |
| Q4 25 | $0.84 | $0.39 | ||
| Q3 25 | $0.88 | $0.24 | ||
| Q2 25 | $0.71 | $0.26 | ||
| Q1 25 | $0.63 | $0.30 | ||
| Q4 24 | $0.95 | $0.50 | ||
| Q3 24 | $0.97 | $0.58 | ||
| Q2 24 | $0.84 | $0.40 | ||
| Q1 24 | $0.50 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $12.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $86.7M |
| Total Assets | $4.7B | $557.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $12.7M | ||
| Q3 25 | — | $14.8M | ||
| Q2 25 | — | $16.8M | ||
| Q1 25 | — | $12.7M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $23.7M | ||
| Q2 24 | — | $17.3M | ||
| Q1 24 | — | $32.8M |
| Q4 25 | $491.0M | $86.7M | ||
| Q3 25 | $475.3M | $82.2M | ||
| Q2 25 | $461.7M | $80.0M | ||
| Q1 25 | $449.9M | $76.9M | ||
| Q4 24 | $438.7M | $73.6M | ||
| Q3 24 | $331.9M | $68.4M | ||
| Q2 24 | $316.7M | $62.1M | ||
| Q1 24 | $303.7M | $59.7M |
| Q4 25 | $4.7B | $557.6M | ||
| Q3 25 | $4.6B | $571.6M | ||
| Q2 25 | $4.5B | $570.2M | ||
| Q1 25 | $4.3B | $513.9M | ||
| Q4 24 | $4.1B | $475.9M | ||
| Q3 24 | $4.1B | $460.1M | ||
| Q2 24 | $4.0B | $429.3M | ||
| Q1 24 | $3.9B | $401.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $9.8M |
| Free Cash FlowOCF − Capex | $246.1M | $8.7M |
| FCF MarginFCF / Revenue | 178.3% | 3.4% |
| Capex IntensityCapex / Revenue | 6.1% | 0.4% |
| Cash ConversionOCF / Net Profit | — | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $9.8M | ||
| Q3 25 | $59.0M | $22.8M | ||
| Q2 25 | $66.0M | $-28.9M | ||
| Q1 25 | $71.7M | $-34.9M | ||
| Q4 24 | $259.8M | $5.5M | ||
| Q3 24 | $62.6M | $22.9M | ||
| Q2 24 | $72.1M | $39.0K | ||
| Q1 24 | $56.8M | $-9.3M |
| Q4 25 | $246.1M | $8.7M | ||
| Q3 25 | $57.4M | $21.4M | ||
| Q2 25 | $64.0M | $-31.1M | ||
| Q1 25 | $68.9M | $-35.9M | ||
| Q4 24 | $249.9M | $4.8M | ||
| Q3 24 | $60.2M | $22.3M | ||
| Q2 24 | $69.5M | $-2.1M | ||
| Q1 24 | $55.0M | $-9.7M |
| Q4 25 | 178.3% | 3.4% | ||
| Q3 25 | 39.7% | 8.2% | ||
| Q2 25 | 53.6% | -13.9% | ||
| Q1 25 | 49.4% | -16.0% | ||
| Q4 24 | 170.6% | 1.7% | ||
| Q3 24 | 39.8% | 8.0% | ||
| Q2 24 | 51.3% | -1.0% | ||
| Q1 24 | 37.1% | -5.1% |
| Q4 25 | 6.1% | 0.4% | ||
| Q3 25 | 1.2% | 0.5% | ||
| Q2 25 | 1.7% | 0.9% | ||
| Q1 25 | 2.0% | 0.5% | ||
| Q4 24 | 6.8% | 0.2% | ||
| Q3 24 | 1.6% | 0.2% | ||
| Q2 24 | 1.9% | 1.0% | ||
| Q1 24 | 1.2% | 0.2% |
| Q4 25 | — | 2.77× | ||
| Q3 25 | 4.34× | 10.70× | ||
| Q2 25 | 5.99× | -12.24× | ||
| Q1 25 | 7.37× | -13.01× | ||
| Q4 24 | — | 1.33× | ||
| Q3 24 | 4.65× | 4.28× | ||
| Q2 24 | 6.22× | 0.01× | ||
| Q1 24 | 8.35× | -3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
