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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Scienjoy Holding Corp (SJ). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $91.6M, roughly 1.5× Scienjoy Holding Corp). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $7.1M).

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

Scienjoy Holding Corp is a China-based digital entertainment company that principally operates interactive live streaming platforms. It provides diverse content including talent performances, music shows, and lifestyle broadcasts, serving mass consumer audiences of varying age groups across the domestic market, with core business centered on mobile internet entertainment services.

CCB vs SJ — Head-to-Head

Bigger by revenue
CCB
CCB
1.5× larger
CCB
$138.0M
$91.6M
SJ
More free cash flow
CCB
CCB
$239.1M more FCF
CCB
$246.1M
$7.1M
SJ

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
CCB
CCB
SJ
SJ
Revenue
$138.0M
$91.6M
Net Profit
Gross Margin
Operating Margin
12.4%
Net Margin
Revenue YoY
-5.8%
Net Profit YoY
EPS (diluted)
$0.84

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCB
CCB
SJ
SJ
Q4 25
$138.0M
Q3 25
$144.7M
Q2 25
$119.4M
$91.6M
Q1 25
$139.5M
Q4 24
$146.5M
Q3 24
$151.1M
Q2 24
$135.3M
Q1 24
$148.4M
Net Profit
CCB
CCB
SJ
SJ
Q4 25
Q3 25
$13.6M
Q2 25
$11.0M
Q1 25
$9.7M
Q4 24
Q3 24
$13.5M
Q2 24
$11.6M
Q1 24
$6.8M
Operating Margin
CCB
CCB
SJ
SJ
Q4 25
12.4%
Q3 25
12.4%
Q2 25
12.0%
Q1 25
8.4%
Q4 24
11.7%
Q3 24
10.8%
Q2 24
11.1%
Q1 24
5.9%
Net Margin
CCB
CCB
SJ
SJ
Q4 25
Q3 25
9.4%
Q2 25
9.2%
Q1 25
7.0%
Q4 24
Q3 24
8.9%
Q2 24
8.6%
Q1 24
4.6%
EPS (diluted)
CCB
CCB
SJ
SJ
Q4 25
$0.84
Q3 25
$0.88
Q2 25
$0.71
Q1 25
$0.63
Q4 24
$0.95
Q3 24
$0.97
Q2 24
$0.84
Q1 24
$0.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCB
CCB
SJ
SJ
Cash + ST InvestmentsLiquidity on hand
$913.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$491.0M
$170.2M
Total Assets
$4.7B
$199.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCB
CCB
SJ
SJ
Q4 25
Q3 25
Q2 25
$913.0K
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CCB
CCB
SJ
SJ
Q4 25
$491.0M
Q3 25
$475.3M
Q2 25
$461.7M
$170.2M
Q1 25
$449.9M
Q4 24
$438.7M
Q3 24
$331.9M
Q2 24
$316.7M
Q1 24
$303.7M
Total Assets
CCB
CCB
SJ
SJ
Q4 25
$4.7B
Q3 25
$4.6B
Q2 25
$4.5B
$199.9M
Q1 25
$4.3B
Q4 24
$4.1B
Q3 24
$4.1B
Q2 24
$4.0B
Q1 24
$3.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCB
CCB
SJ
SJ
Operating Cash FlowLast quarter
$254.6M
$7.1M
Free Cash FlowOCF − Capex
$246.1M
$7.1M
FCF MarginFCF / Revenue
178.3%
7.7%
Capex IntensityCapex / Revenue
6.1%
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$436.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCB
CCB
SJ
SJ
Q4 25
$254.6M
Q3 25
$59.0M
Q2 25
$66.0M
$7.1M
Q1 25
$71.7M
Q4 24
$259.8M
Q3 24
$62.6M
Q2 24
$72.1M
Q1 24
$56.8M
Free Cash Flow
CCB
CCB
SJ
SJ
Q4 25
$246.1M
Q3 25
$57.4M
Q2 25
$64.0M
$7.1M
Q1 25
$68.9M
Q4 24
$249.9M
Q3 24
$60.2M
Q2 24
$69.5M
Q1 24
$55.0M
FCF Margin
CCB
CCB
SJ
SJ
Q4 25
178.3%
Q3 25
39.7%
Q2 25
53.6%
7.7%
Q1 25
49.4%
Q4 24
170.6%
Q3 24
39.8%
Q2 24
51.3%
Q1 24
37.1%
Capex Intensity
CCB
CCB
SJ
SJ
Q4 25
6.1%
Q3 25
1.2%
Q2 25
1.7%
0.0%
Q1 25
2.0%
Q4 24
6.8%
Q3 24
1.6%
Q2 24
1.9%
Q1 24
1.2%
Cash Conversion
CCB
CCB
SJ
SJ
Q4 25
Q3 25
4.34×
Q2 25
5.99×
Q1 25
7.37×
Q4 24
Q3 24
4.65×
Q2 24
6.22×
Q1 24
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

SJ
SJ

Segment breakdown not available.

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