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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and CARRIAGE SERVICES INC (CSV). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $105.5M, roughly 1.3× CARRIAGE SERVICES INC). On growth, CARRIAGE SERVICES INC posted the faster year-over-year revenue change (8.0% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $6.2M). Over the past eight quarters, CARRIAGE SERVICES INC's revenue compounded faster (1.0% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
CCB vs CSV — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $105.5M |
| Net Profit | — | $12.3M |
| Gross Margin | — | 34.8% |
| Operating Margin | 12.4% | 23.3% |
| Net Margin | — | 11.6% |
| Revenue YoY | -5.8% | 8.0% |
| Net Profit YoY | — | 24.5% |
| EPS (diluted) | $0.84 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $105.5M | ||
| Q3 25 | $144.7M | $102.7M | ||
| Q2 25 | $119.4M | $102.1M | ||
| Q1 25 | $139.5M | $107.1M | ||
| Q4 24 | $146.5M | $97.7M | ||
| Q3 24 | $151.1M | $100.7M | ||
| Q2 24 | $135.3M | $102.3M | ||
| Q1 24 | $148.4M | $103.5M |
| Q4 25 | — | $12.3M | ||
| Q3 25 | $13.6M | $6.6M | ||
| Q2 25 | $11.0M | $11.7M | ||
| Q1 25 | $9.7M | $20.9M | ||
| Q4 24 | — | $9.9M | ||
| Q3 24 | $13.5M | $9.9M | ||
| Q2 24 | $11.6M | $6.3M | ||
| Q1 24 | $6.8M | $7.0M |
| Q4 25 | — | 34.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 35.2% | ||
| Q1 25 | — | 35.3% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 36.2% | ||
| Q1 24 | — | 36.0% |
| Q4 25 | 12.4% | 23.3% | ||
| Q3 25 | 12.4% | 17.0% | ||
| Q2 25 | 12.0% | 23.5% | ||
| Q1 25 | 8.4% | 29.5% | ||
| Q4 24 | 11.7% | 21.6% | ||
| Q3 24 | 10.8% | 22.7% | ||
| Q2 24 | 11.1% | 18.0% | ||
| Q1 24 | 5.9% | 18.8% |
| Q4 25 | — | 11.6% | ||
| Q3 25 | 9.4% | 6.4% | ||
| Q2 25 | 9.2% | 11.5% | ||
| Q1 25 | 7.0% | 19.5% | ||
| Q4 24 | — | 10.1% | ||
| Q3 24 | 8.9% | 9.8% | ||
| Q2 24 | 8.6% | 6.1% | ||
| Q1 24 | 4.6% | 6.7% |
| Q4 25 | $0.84 | $0.76 | ||
| Q3 25 | $0.88 | $0.41 | ||
| Q2 25 | $0.71 | $0.74 | ||
| Q1 25 | $0.63 | $1.34 | ||
| Q4 24 | $0.95 | $0.62 | ||
| Q3 24 | $0.97 | $0.63 | ||
| Q2 24 | $0.84 | $0.40 | ||
| Q1 24 | $0.50 | $0.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $254.8M |
| Total Assets | $4.7B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $1.7M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $1.4M | ||
| Q1 25 | — | $4.6M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $1.5M | ||
| Q1 24 | — | $1.7M |
| Q4 25 | $491.0M | $254.8M | ||
| Q3 25 | $475.3M | $242.1M | ||
| Q2 25 | $461.7M | $235.4M | ||
| Q1 25 | $449.9M | $223.1M | ||
| Q4 24 | $438.7M | $208.6M | ||
| Q3 24 | $331.9M | $198.1M | ||
| Q2 24 | $316.7M | $187.9M | ||
| Q1 24 | $303.7M | $179.6M |
| Q4 25 | $4.7B | $1.3B | ||
| Q3 25 | $4.6B | $1.3B | ||
| Q2 25 | $4.5B | $1.3B | ||
| Q1 25 | $4.3B | $1.3B | ||
| Q4 24 | $4.1B | $1.3B | ||
| Q3 24 | $4.1B | $1.3B | ||
| Q2 24 | $4.0B | $1.3B | ||
| Q1 24 | $3.9B | $1.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $14.1M |
| Free Cash FlowOCF − Capex | $246.1M | $6.2M |
| FCF MarginFCF / Revenue | 178.3% | 5.9% |
| Capex IntensityCapex / Revenue | 6.1% | 7.5% |
| Cash ConversionOCF / Net Profit | — | 1.15× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $40.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $14.1M | ||
| Q3 25 | $59.0M | $24.7M | ||
| Q2 25 | $66.0M | $8.1M | ||
| Q1 25 | $71.7M | $13.8M | ||
| Q4 24 | $259.8M | $9.3M | ||
| Q3 24 | $62.6M | $20.9M | ||
| Q2 24 | $72.1M | $2.2M | ||
| Q1 24 | $56.8M | $19.7M |
| Q4 25 | $246.1M | $6.2M | ||
| Q3 25 | $57.4M | $18.0M | ||
| Q2 25 | $64.0M | $5.2M | ||
| Q1 25 | $68.9M | $10.6M | ||
| Q4 24 | $249.9M | $4.9M | ||
| Q3 24 | $60.2M | $16.2M | ||
| Q2 24 | $69.5M | $-1.4M | ||
| Q1 24 | $55.0M | $16.2M |
| Q4 25 | 178.3% | 5.9% | ||
| Q3 25 | 39.7% | 17.5% | ||
| Q2 25 | 53.6% | 5.1% | ||
| Q1 25 | 49.4% | 9.9% | ||
| Q4 24 | 170.6% | 5.0% | ||
| Q3 24 | 39.8% | 16.1% | ||
| Q2 24 | 51.3% | -1.4% | ||
| Q1 24 | 37.1% | 15.6% |
| Q4 25 | 6.1% | 7.5% | ||
| Q3 25 | 1.2% | 6.5% | ||
| Q2 25 | 1.7% | 2.8% | ||
| Q1 25 | 2.0% | 3.0% | ||
| Q4 24 | 6.8% | 4.5% | ||
| Q3 24 | 1.6% | 4.6% | ||
| Q2 24 | 1.9% | 3.5% | ||
| Q1 24 | 1.2% | 3.4% |
| Q4 25 | — | 1.15× | ||
| Q3 25 | 4.34× | 3.76× | ||
| Q2 25 | 5.99× | 0.69× | ||
| Q1 25 | 7.37× | 0.66× | ||
| Q4 24 | — | 0.94× | ||
| Q3 24 | 4.65× | 2.11× | ||
| Q2 24 | 6.22× | 0.34× | ||
| Q1 24 | 8.35× | 2.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
