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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and Terreno Realty Corp (TRNO). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $137.5M, roughly 1.0× Terreno Realty Corp). On growth, Terreno Realty Corp posted the faster year-over-year revenue change (32.6% vs -5.8%). Over the past eight quarters, Terreno Realty Corp's revenue compounded faster (27.2% CAGR vs -3.6%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
Terreno Realty Corp is a publicly traded real estate investment trust that specializes in owning, operating, and acquiring high-quality industrial real estate assets. Its portfolio mainly includes distribution warehouses and logistics facilities located in high-demand coastal U.S. metropolitan markets, serving tenants across e-commerce, last-mile delivery, retail supply chain, and light manufacturing segments.
CCB vs TRNO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $137.5M |
| Net Profit | — | $158.2M |
| Gross Margin | — | — |
| Operating Margin | 12.4% | — |
| Net Margin | — | 115.1% |
| Revenue YoY | -5.8% | 32.6% |
| Net Profit YoY | — | 107.9% |
| EPS (diluted) | $0.84 | $1.54 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $137.5M | ||
| Q3 25 | $144.7M | $116.2M | ||
| Q2 25 | $119.4M | $112.2M | ||
| Q1 25 | $139.5M | $110.4M | ||
| Q4 24 | $146.5M | $103.7M | ||
| Q3 24 | $151.1M | $99.6M | ||
| Q2 24 | $135.3M | $94.2M | ||
| Q1 24 | $148.4M | $85.0M |
| Q4 25 | — | $158.2M | ||
| Q3 25 | $13.6M | $103.4M | ||
| Q2 25 | $11.0M | $93.3M | ||
| Q1 25 | $9.7M | $48.1M | ||
| Q4 24 | — | $76.1M | ||
| Q3 24 | $13.5M | $36.6M | ||
| Q2 24 | $11.6M | $35.7M | ||
| Q1 24 | $6.8M | $36.1M |
| Q4 25 | 12.4% | — | ||
| Q3 25 | 12.4% | — | ||
| Q2 25 | 12.0% | — | ||
| Q1 25 | 8.4% | — | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 10.8% | — | ||
| Q2 24 | 11.1% | — | ||
| Q1 24 | 5.9% | — |
| Q4 25 | — | 115.1% | ||
| Q3 25 | 9.4% | 88.9% | ||
| Q2 25 | 9.2% | 83.1% | ||
| Q1 25 | 7.0% | 43.6% | ||
| Q4 24 | — | 73.4% | ||
| Q3 24 | 8.9% | 36.8% | ||
| Q2 24 | 8.6% | 37.9% | ||
| Q1 24 | 4.6% | 42.4% |
| Q4 25 | $0.84 | $1.54 | ||
| Q3 25 | $0.88 | $1.00 | ||
| Q2 25 | $0.71 | $0.90 | ||
| Q1 25 | $0.63 | $0.47 | ||
| Q4 24 | $0.95 | $0.78 | ||
| Q3 24 | $0.97 | $0.37 | ||
| Q2 24 | $0.84 | $0.37 | ||
| Q1 24 | $0.50 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $25.0M |
| Total DebtLower is stronger | — | $943.3M |
| Stockholders' EquityBook value | $491.0M | $4.1B |
| Total Assets | $4.7B | $5.4B |
| Debt / EquityLower = less leverage | — | 0.23× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $25.0M | ||
| Q3 25 | — | $26.2M | ||
| Q2 25 | — | $128.4M | ||
| Q1 25 | — | $156.5M | ||
| Q4 24 | — | $18.1M | ||
| Q3 24 | — | $243.7M | ||
| Q2 24 | — | $182.0M | ||
| Q1 24 | — | $649.6M |
| Q4 25 | — | $943.3M | ||
| Q3 25 | — | $1.0B | ||
| Q2 25 | — | $742.4M | ||
| Q1 25 | — | $741.9M | ||
| Q4 24 | — | $823.4M | ||
| Q3 24 | — | $672.2M | ||
| Q2 24 | — | $772.0M | ||
| Q1 24 | — | $771.8M |
| Q4 25 | $491.0M | $4.1B | ||
| Q3 25 | $475.3M | $4.0B | ||
| Q2 25 | $461.7M | $3.9B | ||
| Q1 25 | $449.9M | $3.9B | ||
| Q4 24 | $438.7M | $3.7B | ||
| Q3 24 | $331.9M | $3.6B | ||
| Q2 24 | $316.7M | $3.4B | ||
| Q1 24 | $303.7M | $3.4B |
| Q4 25 | $4.7B | $5.4B | ||
| Q3 25 | $4.6B | $5.3B | ||
| Q2 25 | $4.5B | $5.0B | ||
| Q1 25 | $4.3B | $4.9B | ||
| Q4 24 | $4.1B | $4.8B | ||
| Q3 24 | $4.1B | $4.6B | ||
| Q2 24 | $4.0B | $4.5B | ||
| Q1 24 | $3.9B | $4.4B |
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.19× | ||
| Q2 24 | — | 0.22× | ||
| Q1 24 | — | 0.22× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $271.9M |
| Free Cash FlowOCF − Capex | $246.1M | — |
| FCF MarginFCF / Revenue | 178.3% | — |
| Capex IntensityCapex / Revenue | 6.1% | — |
| Cash ConversionOCF / Net Profit | — | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $271.9M | ||
| Q3 25 | $59.0M | $79.5M | ||
| Q2 25 | $66.0M | $60.6M | ||
| Q1 25 | $71.7M | $61.4M | ||
| Q4 24 | $259.8M | $232.7M | ||
| Q3 24 | $62.6M | $70.0M | ||
| Q2 24 | $72.1M | $64.3M | ||
| Q1 24 | $56.8M | $47.0M |
| Q4 25 | $246.1M | — | ||
| Q3 25 | $57.4M | — | ||
| Q2 25 | $64.0M | — | ||
| Q1 25 | $68.9M | — | ||
| Q4 24 | $249.9M | — | ||
| Q3 24 | $60.2M | — | ||
| Q2 24 | $69.5M | — | ||
| Q1 24 | $55.0M | — |
| Q4 25 | 178.3% | — | ||
| Q3 25 | 39.7% | — | ||
| Q2 25 | 53.6% | — | ||
| Q1 25 | 49.4% | — | ||
| Q4 24 | 170.6% | — | ||
| Q3 24 | 39.8% | — | ||
| Q2 24 | 51.3% | — | ||
| Q1 24 | 37.1% | — |
| Q4 25 | 6.1% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 6.8% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.9% | — | ||
| Q1 24 | 1.2% | — |
| Q4 25 | — | 1.72× | ||
| Q3 25 | 4.34× | 0.77× | ||
| Q2 25 | 5.99× | 0.65× | ||
| Q1 25 | 7.37× | 1.28× | ||
| Q4 24 | — | 3.06× | ||
| Q3 24 | 4.65× | 1.91× | ||
| Q2 24 | 6.22× | 1.80× | ||
| Q1 24 | 8.35× | 1.30× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
TRNO
| Disposal Group Disposed Of By Sale Not Discontinued Operations | $109.5M | 80% |
| Other | $23.8M | 17% |
| At Market Equity Offering Program500Million | $4.1M | 3% |
