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Side-by-side financial comparison of COASTAL FINANCIAL CORP (CCB) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $111.7M, roughly 1.2× ZIPRECRUITER, INC.). On growth, ZIPRECRUITER, INC. posted the faster year-over-year revenue change (0.6% vs -5.8%). COASTAL FINANCIAL CORP produced more free cash flow last quarter ($246.1M vs $7.6M). Over the past eight quarters, COASTAL FINANCIAL CORP's revenue compounded faster (-3.6% CAGR vs -4.4%).
Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
CCB vs ZIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $138.0M | $111.7M |
| Net Profit | — | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | 12.4% | 3.6% |
| Net Margin | — | -0.7% |
| Revenue YoY | -5.8% | 0.6% |
| Net Profit YoY | — | 92.3% |
| EPS (diluted) | $0.84 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $138.0M | $111.7M | ||
| Q3 25 | $144.7M | $115.0M | ||
| Q2 25 | $119.4M | $112.2M | ||
| Q1 25 | $139.5M | $110.1M | ||
| Q4 24 | $146.5M | $111.0M | ||
| Q3 24 | $151.1M | $117.1M | ||
| Q2 24 | $135.3M | $123.7M | ||
| Q1 24 | $148.4M | $122.2M |
| Q4 25 | — | $-835.0K | ||
| Q3 25 | $13.6M | $-9.8M | ||
| Q2 25 | $11.0M | $-9.5M | ||
| Q1 25 | $9.7M | $-12.8M | ||
| Q4 24 | — | $-10.8M | ||
| Q3 24 | $13.5M | $-2.6M | ||
| Q2 24 | $11.6M | $7.0M | ||
| Q1 24 | $6.8M | $-6.5M |
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% | ||
| Q1 24 | — | 89.1% |
| Q4 25 | 12.4% | 3.6% | ||
| Q3 25 | 12.4% | -4.4% | ||
| Q2 25 | 12.0% | -5.9% | ||
| Q1 25 | 8.4% | -10.6% | ||
| Q4 24 | 11.7% | -3.6% | ||
| Q3 24 | 10.8% | -2.8% | ||
| Q2 24 | 11.1% | 7.6% | ||
| Q1 24 | 5.9% | -0.7% |
| Q4 25 | — | -0.7% | ||
| Q3 25 | 9.4% | -8.5% | ||
| Q2 25 | 9.2% | -8.5% | ||
| Q1 25 | 7.0% | -11.7% | ||
| Q4 24 | — | -9.7% | ||
| Q3 24 | 8.9% | -2.2% | ||
| Q2 24 | 8.6% | 5.7% | ||
| Q1 24 | 4.6% | -5.3% |
| Q4 25 | $0.84 | $-0.03 | ||
| Q3 25 | $0.88 | $-0.11 | ||
| Q2 25 | $0.71 | $-0.10 | ||
| Q1 25 | $0.63 | $-0.13 | ||
| Q4 24 | $0.95 | $-0.10 | ||
| Q3 24 | $0.97 | $-0.03 | ||
| Q2 24 | $0.84 | $0.07 | ||
| Q1 24 | $0.50 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $188.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $491.0M | $-77.2M |
| Total Assets | $4.7B | $569.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $188.0M | ||
| Q3 25 | — | $211.8M | ||
| Q2 25 | — | $203.5M | ||
| Q1 25 | — | $221.1M | ||
| Q4 24 | — | $218.4M | ||
| Q3 24 | — | $225.6M | ||
| Q2 24 | — | $271.7M | ||
| Q1 24 | — | $282.5M |
| Q4 25 | $491.0M | $-77.2M | ||
| Q3 25 | $475.3M | $-76.1M | ||
| Q2 25 | $461.7M | $-65.9M | ||
| Q1 25 | $449.9M | $-11.3M | ||
| Q4 24 | $438.7M | $13.4M | ||
| Q3 24 | $331.9M | $13.6M | ||
| Q2 24 | $316.7M | $24.4M | ||
| Q1 24 | $303.7M | $12.7M |
| Q4 25 | $4.7B | $569.7M | ||
| Q3 25 | $4.6B | $573.6M | ||
| Q2 25 | $4.5B | $592.4M | ||
| Q1 25 | $4.3B | $629.4M | ||
| Q4 24 | $4.1B | $664.1M | ||
| Q3 24 | $4.1B | $652.0M | ||
| Q2 24 | $4.0B | $665.3M | ||
| Q1 24 | $3.9B | $662.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $254.6M | $7.7M |
| Free Cash FlowOCF − Capex | $246.1M | $7.6M |
| FCF MarginFCF / Revenue | 178.3% | 6.8% |
| Capex IntensityCapex / Revenue | 6.1% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $436.4M | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $254.6M | $7.7M | ||
| Q3 25 | $59.0M | $2.6M | ||
| Q2 25 | $66.0M | $10.5M | ||
| Q1 25 | $71.7M | $-9.9M | ||
| Q4 24 | $259.8M | $12.5M | ||
| Q3 24 | $62.6M | $9.3M | ||
| Q2 24 | $72.1M | $21.9M | ||
| Q1 24 | $56.8M | $2.0M |
| Q4 25 | $246.1M | $7.6M | ||
| Q3 25 | $57.4M | $2.2M | ||
| Q2 25 | $64.0M | $10.2M | ||
| Q1 25 | $68.9M | $-10.2M | ||
| Q4 24 | $249.9M | $12.0M | ||
| Q3 24 | $60.2M | $9.2M | ||
| Q2 24 | $69.5M | $21.7M | ||
| Q1 24 | $55.0M | $1.9M |
| Q4 25 | 178.3% | 6.8% | ||
| Q3 25 | 39.7% | 1.9% | ||
| Q2 25 | 53.6% | 9.1% | ||
| Q1 25 | 49.4% | -9.3% | ||
| Q4 24 | 170.6% | 10.8% | ||
| Q3 24 | 39.8% | 7.8% | ||
| Q2 24 | 51.3% | 17.6% | ||
| Q1 24 | 37.1% | 1.6% |
| Q4 25 | 6.1% | 0.1% | ||
| Q3 25 | 1.2% | 0.3% | ||
| Q2 25 | 1.7% | 0.3% | ||
| Q1 25 | 2.0% | 0.3% | ||
| Q4 24 | 6.8% | 0.4% | ||
| Q3 24 | 1.6% | 0.2% | ||
| Q2 24 | 1.9% | 0.1% | ||
| Q1 24 | 1.2% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 4.34× | — | ||
| Q2 25 | 5.99× | — | ||
| Q1 25 | 7.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 4.65× | — | ||
| Q2 24 | 6.22× | 3.12× | ||
| Q1 24 | 8.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
