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Side-by-side financial comparison of CAPITAL CITY BANK GROUP INC (CCBG) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.

ZIPRECRUITER, INC. is the larger business by last-quarter revenue ($111.7M vs $63.5M, roughly 1.8× CAPITAL CITY BANK GROUP INC). CAPITAL CITY BANK GROUP INC runs the higher net margin — 21.6% vs -0.7%, a 22.3% gap on every dollar of revenue. On growth, CAPITAL CITY BANK GROUP INC posted the faster year-over-year revenue change (6.0% vs 0.6%). CAPITAL CITY BANK GROUP INC produced more free cash flow last quarter ($80.0M vs $7.6M). Over the past eight quarters, CAPITAL CITY BANK GROUP INC's revenue compounded faster (6.0% CAGR vs -4.4%).

Texas Capital Bank is a bank headquartered in Dallas, Texas. The bank has branches located in every major city in Texas. Its parent bank holding company is Texas Capital Bancshares. It also operates an online-only banking division, Bask Bank.

CCBG vs ZIP — Head-to-Head

Bigger by revenue
ZIP
ZIP
1.8× larger
ZIP
$111.7M
$63.5M
CCBG
Growing faster (revenue YoY)
CCBG
CCBG
+5.4% gap
CCBG
6.0%
0.6%
ZIP
Higher net margin
CCBG
CCBG
22.3% more per $
CCBG
21.6%
-0.7%
ZIP
More free cash flow
CCBG
CCBG
$72.4M more FCF
CCBG
$80.0M
$7.6M
ZIP
Faster 2-yr revenue CAGR
CCBG
CCBG
Annualised
CCBG
6.0%
-4.4%
ZIP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCBG
CCBG
ZIP
ZIP
Revenue
$63.5M
$111.7M
Net Profit
$13.7M
$-835.0K
Gross Margin
89.1%
Operating Margin
29.3%
3.6%
Net Margin
21.6%
-0.7%
Revenue YoY
6.0%
0.6%
Net Profit YoY
4.7%
92.3%
EPS (diluted)
$0.80
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCBG
CCBG
ZIP
ZIP
Q4 25
$63.5M
$111.7M
Q3 25
$65.9M
$115.0M
Q2 25
$63.2M
$112.2M
Q1 25
$61.5M
$110.1M
Q4 24
$59.9M
$111.0M
Q3 24
$59.7M
$117.1M
Q2 24
$58.9M
$123.7M
Q1 24
$56.5M
$122.2M
Net Profit
CCBG
CCBG
ZIP
ZIP
Q4 25
$13.7M
$-835.0K
Q3 25
$15.9M
$-9.8M
Q2 25
$15.0M
$-9.5M
Q1 25
$16.9M
$-12.8M
Q4 24
$13.1M
$-10.8M
Q3 24
$13.1M
$-2.6M
Q2 24
$14.2M
$7.0M
Q1 24
$12.6M
$-6.5M
Gross Margin
CCBG
CCBG
ZIP
ZIP
Q4 25
89.1%
Q3 25
89.1%
Q2 25
89.3%
Q1 25
89.4%
Q4 24
89.6%
Q3 24
89.4%
Q2 24
89.5%
Q1 24
89.1%
Operating Margin
CCBG
CCBG
ZIP
ZIP
Q4 25
29.3%
3.6%
Q3 25
32.0%
-4.4%
Q2 25
31.7%
-5.9%
Q1 25
35.8%
-10.6%
Q4 24
29.0%
-3.6%
Q3 24
26.1%
-2.8%
Q2 24
29.3%
7.6%
Q1 24
27.2%
-0.7%
Net Margin
CCBG
CCBG
ZIP
ZIP
Q4 25
21.6%
-0.7%
Q3 25
24.2%
-8.5%
Q2 25
23.8%
-8.5%
Q1 25
27.4%
-11.7%
Q4 24
21.9%
-9.7%
Q3 24
22.0%
-2.2%
Q2 24
24.0%
5.7%
Q1 24
22.2%
-5.3%
EPS (diluted)
CCBG
CCBG
ZIP
ZIP
Q4 25
$0.80
$-0.03
Q3 25
$0.93
$-0.11
Q2 25
$0.88
$-0.10
Q1 25
$0.99
$-0.13
Q4 24
$0.78
$-0.10
Q3 24
$0.77
$-0.03
Q2 24
$0.83
$0.07
Q1 24
$0.74
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCBG
CCBG
ZIP
ZIP
Cash + ST InvestmentsLiquidity on hand
$188.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$552.9M
$-77.2M
Total Assets
$4.4B
$569.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCBG
CCBG
ZIP
ZIP
Q4 25
$188.0M
Q3 25
$211.8M
Q2 25
$203.5M
Q1 25
$221.1M
Q4 24
$218.4M
Q3 24
$225.6M
Q2 24
$271.7M
Q1 24
$282.5M
Stockholders' Equity
CCBG
CCBG
ZIP
ZIP
Q4 25
$552.9M
$-77.2M
Q3 25
$540.6M
$-76.1M
Q2 25
$526.4M
$-65.9M
Q1 25
$512.6M
$-11.3M
Q4 24
$495.3M
$13.4M
Q3 24
$476.5M
$13.6M
Q2 24
$461.0M
$24.4M
Q1 24
$448.3M
$12.7M
Total Assets
CCBG
CCBG
ZIP
ZIP
Q4 25
$4.4B
$569.7M
Q3 25
$4.3B
$573.6M
Q2 25
$4.4B
$592.4M
Q1 25
$4.5B
$629.4M
Q4 24
$4.3B
$664.1M
Q3 24
$4.2B
$652.0M
Q2 24
$4.2B
$665.3M
Q1 24
$4.3B
$662.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCBG
CCBG
ZIP
ZIP
Operating Cash FlowLast quarter
$87.6M
$7.7M
Free Cash FlowOCF − Capex
$80.0M
$7.6M
FCF MarginFCF / Revenue
126.1%
6.8%
Capex IntensityCapex / Revenue
12.0%
0.1%
Cash ConversionOCF / Net Profit
6.39×
TTM Free Cash FlowTrailing 4 quarters
$150.1M
$9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCBG
CCBG
ZIP
ZIP
Q4 25
$87.6M
$7.7M
Q3 25
$21.6M
$2.6M
Q2 25
$32.6M
$10.5M
Q1 25
$21.9M
$-9.9M
Q4 24
$63.6M
$12.5M
Q3 24
$12.8M
$9.3M
Q2 24
$24.9M
$21.9M
Q1 24
$14.6M
$2.0M
Free Cash Flow
CCBG
CCBG
ZIP
ZIP
Q4 25
$80.0M
$7.6M
Q3 25
$19.8M
$2.2M
Q2 25
$30.8M
$10.2M
Q1 25
$19.5M
$-10.2M
Q4 24
$54.9M
$12.0M
Q3 24
$10.5M
$9.2M
Q2 24
$23.0M
$21.7M
Q1 24
$12.4M
$1.9M
FCF Margin
CCBG
CCBG
ZIP
ZIP
Q4 25
126.1%
6.8%
Q3 25
30.1%
1.9%
Q2 25
48.7%
9.1%
Q1 25
31.7%
-9.3%
Q4 24
91.7%
10.8%
Q3 24
17.6%
7.8%
Q2 24
39.0%
17.6%
Q1 24
22.0%
1.6%
Capex Intensity
CCBG
CCBG
ZIP
ZIP
Q4 25
12.0%
0.1%
Q3 25
2.6%
0.3%
Q2 25
2.9%
0.3%
Q1 25
3.9%
0.3%
Q4 24
14.5%
0.4%
Q3 24
3.8%
0.2%
Q2 24
3.3%
0.1%
Q1 24
4.0%
0.1%
Cash Conversion
CCBG
CCBG
ZIP
ZIP
Q4 25
6.39×
Q3 25
1.35×
Q2 25
2.17×
Q1 25
1.30×
Q4 24
4.86×
Q3 24
0.97×
Q2 24
1.76×
3.12×
Q1 24
1.17×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CCBG
CCBG

Segment breakdown not available.

ZIP
ZIP

License$84.3M75%
Services$27.4M25%

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