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Side-by-side financial comparison of Cheche Group Inc. (CCG) and STEM, INC. (STEM). Click either name above to swap in a different company.

STEM, INC. is the larger business by last-quarter revenue ($47.1M vs $32.8M, roughly 1.4× Cheche Group Inc.). Cheche Group Inc. runs the higher net margin — 0.5% vs -33.9%, a 34.4% gap on every dollar of revenue.

Cheche Group Inc. is a leading automotive digital service provider headquartered in China. It offers integrated solutions including auto insurance intermediary services, smart auto after-sales support, and connected vehicle technology products, serving individual car owners, auto dealerships, and insurance partners across domestic and select Southeast Asian markets.

StemCells, Inc. is a public biopharmaceutical company headquartered in Newark, California, that is developing purified human neural stem cells (HuCNS-SCs) in the hopes of treating central nervous system disorders and paralysis. StemCells' HuCNS-SCs have the ability to differentiate into the three main types of cells found in the central nervous system: neurons, astrocytes and oligodendrocytes.

CCG vs STEM — Head-to-Head

Bigger by revenue
STEM
STEM
1.4× larger
STEM
$47.1M
$32.8M
CCG
Higher net margin
CCG
CCG
34.4% more per $
CCG
0.5%
-33.9%
STEM

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CCG
CCG
STEM
STEM
Revenue
$32.8M
$47.1M
Net Profit
$153.6K
$-16.0M
Gross Margin
5.7%
48.9%
Operating Margin
-17.7%
Net Margin
0.5%
-33.9%
Revenue YoY
-15.6%
Net Profit YoY
68.8%
EPS (diluted)
$0.00
$-4.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CCG
CCG
STEM
STEM
Q1 26
$32.8M
Q4 25
$47.1M
Q3 25
$38.2M
Q2 25
$26.0M
$38.4M
Q1 25
$32.5M
Q4 24
$18.6M
$55.8M
Q3 24
$29.3M
Q2 24
$36.1M
$34.0M
Net Profit
CCG
CCG
STEM
STEM
Q1 26
$153.6K
Q4 25
$-16.0M
Q3 25
$-23.8M
Q2 25
$-492.4K
$202.5M
Q1 25
$-25.0M
Q4 24
$-196.7K
$-51.1M
Q3 24
$-148.3M
Q2 24
$-7.6M
$-582.3M
Gross Margin
CCG
CCG
STEM
STEM
Q1 26
5.7%
Q4 25
48.9%
Q3 25
35.5%
Q2 25
4.9%
33.4%
Q1 25
32.4%
Q4 24
5.2%
-4.4%
Q3 24
21.2%
Q2 24
4.3%
27.6%
Operating Margin
CCG
CCG
STEM
STEM
Q1 26
Q4 25
-17.7%
Q3 25
-33.6%
Q2 25
-2.0%
-34.8%
Q1 25
-65.0%
Q4 24
-0.3%
-84.4%
Q3 24
-493.2%
Q2 24
-4.7%
-1705.5%
Net Margin
CCG
CCG
STEM
STEM
Q1 26
0.5%
Q4 25
-33.9%
Q3 25
-62.2%
Q2 25
-1.9%
527.8%
Q1 25
-76.9%
Q4 24
-1.1%
-91.6%
Q3 24
-506.3%
Q2 24
-21.0%
-1712.6%
EPS (diluted)
CCG
CCG
STEM
STEM
Q1 26
$0.00
Q4 25
$-4.40
Q3 25
$-2.84
Q2 25
$-0.01
$-1.79
Q1 25
$-0.15
Q4 24
$-0.00
$-15.29
Q3 24
$-18.24
Q2 24
$-71.81

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CCG
CCG
STEM
STEM
Cash + ST InvestmentsLiquidity on hand
$20.0M
$48.9M
Total DebtLower is stronger
$193.3K
Stockholders' EquityBook value
$-249.4M
Total Assets
$203.5M
$308.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CCG
CCG
STEM
STEM
Q1 26
$20.0M
Q4 25
$48.9M
Q3 25
$43.1M
Q2 25
$23.1M
$40.8M
Q1 25
$58.6M
Q4 24
$21.1M
$56.3M
Q3 24
$75.4M
Q2 24
$28.2M
$89.6M
Total Debt
CCG
CCG
STEM
STEM
Q1 26
$193.3K
Q4 25
Q3 25
Q2 25
$690.0K
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
CCG
CCG
STEM
STEM
Q1 26
Q4 25
$-249.4M
Q3 25
$-235.7M
Q2 25
$47.1M
$-214.1M
Q1 25
$-417.5M
Q4 24
$49.1M
$-398.4M
Q3 24
$-344.1M
Q2 24
$48.6M
$-203.2M
Total Assets
CCG
CCG
STEM
STEM
Q1 26
$203.5M
Q4 25
$308.9M
Q3 25
$362.6M
Q2 25
$177.3M
$379.2M
Q1 25
$405.1M
Q4 24
$177.7M
$437.4M
Q3 24
$537.8M
Q2 24
$139.3M
$691.5M
Debt / Equity
CCG
CCG
STEM
STEM
Q1 26
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CCG
CCG
STEM
STEM
Operating Cash FlowLast quarter
$8.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CCG
CCG
STEM
STEM
Q1 26
Q4 25
$8.2M
Q3 25
$11.4M
Q2 25
$-44.7M
$-21.3M
Q1 25
$8.5M
Q4 24
$-15.8M
$-14.7M
Q3 24
$-9.4M
Q2 24
$-1.0K
$-11.9M
Free Cash Flow
CCG
CCG
STEM
STEM
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$-16.0M
Q3 24
Q2 24
$-1.1K
FCF Margin
CCG
CCG
STEM
STEM
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
-85.9%
Q3 24
Q2 24
-0.0%
Capex Intensity
CCG
CCG
STEM
STEM
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
1.2%
Q3 24
Q2 24
0.0%
Cash Conversion
CCG
CCG
STEM
STEM
Q1 26
Q4 25
Q3 25
Q2 25
-0.11×
Q1 25
Q4 24
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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