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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and CPI AEROSTRUCTURES INC (CVU). Click either name above to swap in a different company.
CPI AEROSTRUCTURES INC is the larger business by last-quarter revenue ($19.4M vs $15.7M, roughly 1.2× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs 3.6%, a 36.5% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs -10.8%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $-2.1M). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 0.9%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
CPI Aerostructures Inc., known as CPI Aero, is a contract aircraft component manufacturer based in Edgewood, New York.
CFBK vs CVU — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $19.4M |
| Net Profit | $5.7M | $691.8K |
| Gross Margin | — | 20.3% |
| Operating Margin | 43.4% | 6.4% |
| Net Margin | 40.0% | 3.6% |
| Revenue YoY | 12.6% | -10.8% |
| Net Profit YoY | 29.9% | -28.8% |
| EPS (diluted) | $0.88 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $19.4M | ||
| Q3 25 | $15.5M | $19.3M | ||
| Q2 25 | $15.6M | $15.2M | ||
| Q1 25 | $14.1M | $15.4M | ||
| Q4 24 | $14.0M | $21.8M | ||
| Q3 24 | $13.1M | $19.4M | ||
| Q2 24 | $12.6M | $20.8M | ||
| Q1 24 | $12.2M | $19.1M |
| Q4 25 | $5.7M | $691.8K | ||
| Q3 25 | $2.3M | $1.1M | ||
| Q2 25 | $5.0M | $-1.3M | ||
| Q1 25 | $4.4M | $-1.3M | ||
| Q4 24 | $4.4M | $971.5K | ||
| Q3 24 | $4.2M | $749.7K | ||
| Q2 24 | $1.7M | $1.4M | ||
| Q1 24 | $3.1M | $168.2K |
| Q4 25 | — | 20.3% | ||
| Q3 25 | — | 22.3% | ||
| Q2 25 | — | 4.4% | ||
| Q1 25 | — | 10.7% | ||
| Q4 24 | — | 20.0% | ||
| Q3 24 | — | 21.7% | ||
| Q2 24 | — | 24.6% | ||
| Q1 24 | — | 18.6% |
| Q4 25 | 43.4% | 6.4% | ||
| Q3 25 | 17.5% | 9.1% | ||
| Q2 25 | 41.1% | -13.1% | ||
| Q1 25 | 39.5% | -7.7% | ||
| Q4 24 | 36.9% | 9.5% | ||
| Q3 24 | 40.4% | 7.6% | ||
| Q2 24 | 15.4% | 11.2% | ||
| Q1 24 | 30.9% | 4.4% |
| Q4 25 | 40.0% | 3.6% | ||
| Q3 25 | 15.1% | 5.8% | ||
| Q2 25 | 32.3% | -8.7% | ||
| Q1 25 | 31.4% | -8.6% | ||
| Q4 24 | 35.2% | 4.5% | ||
| Q3 24 | 32.2% | 3.9% | ||
| Q2 24 | 13.5% | 6.8% | ||
| Q1 24 | 25.2% | 0.9% |
| Q4 25 | $0.88 | $0.04 | ||
| Q3 25 | $0.36 | $0.09 | ||
| Q2 25 | $0.77 | $-0.10 | ||
| Q1 25 | $0.68 | $-0.10 | ||
| Q4 24 | $0.68 | $0.08 | ||
| Q3 24 | $0.65 | $0.06 | ||
| Q2 24 | $0.26 | $0.11 | ||
| Q1 24 | $0.47 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | — |
| Total DebtLower is stronger | — | $0 |
| Stockholders' EquityBook value | $184.4M | $25.8M |
| Total Assets | $2.1B | $75.2M |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | — | ||
| Q3 25 | $272.4M | — | ||
| Q2 25 | $275.7M | — | ||
| Q1 25 | $241.0M | — | ||
| Q4 24 | $235.3M | — | ||
| Q3 24 | $233.5M | — | ||
| Q2 24 | $241.8M | — | ||
| Q1 24 | $236.9M | — |
| Q4 25 | — | $0 | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $26.5K | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $184.4M | $25.8M | ||
| Q3 25 | $179.3M | $25.0M | ||
| Q2 25 | $177.0M | $23.8M | ||
| Q1 25 | $172.7M | $24.9M | ||
| Q4 24 | $168.4M | $25.9M | ||
| Q3 24 | $164.0M | $24.9M | ||
| Q2 24 | $159.6M | $24.1M | ||
| Q1 24 | $158.0M | $22.5M |
| Q4 25 | $2.1B | $75.2M | ||
| Q3 25 | $2.1B | $74.1M | ||
| Q2 25 | $2.1B | $72.3M | ||
| Q1 25 | $2.1B | $65.4M | ||
| Q4 24 | $2.1B | $68.0M | ||
| Q3 24 | $2.1B | $68.9M | ||
| Q2 24 | $2.0B | $70.2M | ||
| Q1 24 | $2.0B | $70.8M |
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $-2.1M |
| Free Cash FlowOCF − Capex | $18.2M | $-2.1M |
| FCF MarginFCF / Revenue | 115.6% | -10.8% |
| Capex IntensityCapex / Revenue | 3.1% | 0.0% |
| Cash ConversionOCF / Net Profit | 3.26× | -3.03× |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $-5.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $-2.1M | ||
| Q3 25 | $5.5M | $212.1K | ||
| Q2 25 | $8.0M | $-596.3K | ||
| Q1 25 | $2.2M | $-2.7M | ||
| Q4 24 | $14.2M | $4.4M | ||
| Q3 24 | $-1.3M | $715.1K | ||
| Q2 24 | $4.0M | $-591.7K | ||
| Q1 24 | $-1.2M | $-960.5K |
| Q4 25 | $18.2M | $-2.1M | ||
| Q3 25 | $5.2M | $211.1K | ||
| Q2 25 | $7.8M | $-599.8K | ||
| Q1 25 | $2.2M | $-2.8M | ||
| Q4 24 | $13.9M | $4.3M | ||
| Q3 24 | $-1.3M | $586.9K | ||
| Q2 24 | $4.0M | $-746.9K | ||
| Q1 24 | $-1.2M | $-1.0M |
| Q4 25 | 115.6% | -10.8% | ||
| Q3 25 | 33.6% | 1.1% | ||
| Q2 25 | 50.3% | -4.0% | ||
| Q1 25 | 15.2% | -18.1% | ||
| Q4 24 | 99.6% | 19.9% | ||
| Q3 24 | -9.9% | 3.0% | ||
| Q2 24 | 31.6% | -3.6% | ||
| Q1 24 | -9.5% | -5.3% |
| Q4 25 | 3.1% | 0.0% | ||
| Q3 25 | 1.7% | 0.0% | ||
| Q2 25 | 0.7% | 0.0% | ||
| Q1 25 | 0.4% | 0.4% | ||
| Q4 24 | 1.9% | 0.3% | ||
| Q3 24 | 0.2% | 0.7% | ||
| Q2 24 | 0.1% | 0.7% | ||
| Q1 24 | 0.0% | 0.2% |
| Q4 25 | 3.26× | -3.03× | ||
| Q3 25 | 2.34× | 0.19× | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | 4.53× | ||
| Q3 24 | -0.30× | 0.95× | ||
| Q2 24 | 2.35× | -0.42× | ||
| Q1 24 | -0.38× | -5.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFBK
Segment breakdown not available.
CVU
| Government Subcontracts | $16.4M | 85% |
| Commercial Contracts | $2.3M | 12% |
| Prime Government Contracts | $725.8K | 4% |
