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Side-by-side financial comparison of CF BANKSHARES INC. (CFBK) and GAIA, INC (GAIA). Click either name above to swap in a different company.
GAIA, INC is the larger business by last-quarter revenue ($25.5M vs $15.7M, roughly 1.6× CF BANKSHARES INC.). CF BANKSHARES INC. runs the higher net margin — 40.0% vs -0.3%, a 40.3% gap on every dollar of revenue. On growth, CF BANKSHARES INC. posted the faster year-over-year revenue change (12.6% vs 5.8%). CF BANKSHARES INC. produced more free cash flow last quarter ($18.2M vs $76.0K). Over the past eight quarters, CF BANKSHARES INC.'s revenue compounded faster (13.7% CAGR vs 9.4%).
CF Bankshares Inc. is a U.S.-based regional bank holding company operating through its community bank subsidiary. It offers a full suite of personal and commercial banking solutions including deposit products, various loan options, wealth management services and digital banking tools, primarily serving individual consumers and small-to-medium business clients across the U.S. Midwest region.
Gaia, Inc. is a publicly traded (NASDAQ:GAIA) American media company founded in 1988 by Jirka Rysavy in Louisville, Colorado. It owns and operates Gaia TV, a subscription video on-demand service consisting of original and licensed alternative media documentaries, including those on wellness, spirituality and conspiracy theories.
CFBK vs GAIA — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.7M | $25.5M |
| Net Profit | $5.7M | $-75.0K |
| Gross Margin | — | 87.6% |
| Operating Margin | 43.4% | -2.6% |
| Net Margin | 40.0% | -0.3% |
| Revenue YoY | 12.6% | 5.8% |
| Net Profit YoY | 29.9% | 91.7% |
| EPS (diluted) | $0.88 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.7M | $25.5M | ||
| Q3 25 | $15.5M | $25.0M | ||
| Q2 25 | $15.6M | $24.6M | ||
| Q1 25 | $14.1M | $23.8M | ||
| Q4 24 | $14.0M | $24.1M | ||
| Q3 24 | $13.1M | $22.0M | ||
| Q2 24 | $12.6M | $21.9M | ||
| Q1 24 | $12.2M | $21.3M |
| Q4 25 | $5.7M | $-75.0K | ||
| Q3 25 | $2.3M | $-1.2M | ||
| Q2 25 | $5.0M | $-2.0M | ||
| Q1 25 | $4.4M | $-1.2M | ||
| Q4 24 | $4.4M | $-907.0K | ||
| Q3 24 | $4.2M | $-1.2M | ||
| Q2 24 | $1.7M | $-2.2M | ||
| Q1 24 | $3.1M | $-971.0K |
| Q4 25 | — | 87.6% | ||
| Q3 25 | — | 86.4% | ||
| Q2 25 | — | 86.7% | ||
| Q1 25 | — | 87.7% | ||
| Q4 24 | — | 88.2% | ||
| Q3 24 | — | 86.1% | ||
| Q2 24 | — | 84.5% | ||
| Q1 24 | — | 85.3% |
| Q4 25 | 43.4% | -2.6% | ||
| Q3 25 | 17.5% | -5.0% | ||
| Q2 25 | 41.1% | -8.9% | ||
| Q1 25 | 39.5% | -4.3% | ||
| Q4 24 | 36.9% | -7.1% | ||
| Q3 24 | 40.4% | -5.3% | ||
| Q2 24 | 15.4% | -9.1% | ||
| Q1 24 | 30.9% | -4.0% |
| Q4 25 | 40.0% | -0.3% | ||
| Q3 25 | 15.1% | -4.6% | ||
| Q2 25 | 32.3% | -8.3% | ||
| Q1 25 | 31.4% | -5.1% | ||
| Q4 24 | 35.2% | -3.8% | ||
| Q3 24 | 32.2% | -5.4% | ||
| Q2 24 | 13.5% | -9.9% | ||
| Q1 24 | 25.2% | -4.6% |
| Q4 25 | $0.88 | $-0.02 | ||
| Q3 25 | $0.36 | $-0.05 | ||
| Q2 25 | $0.77 | $-0.07 | ||
| Q1 25 | $0.68 | $-0.04 | ||
| Q4 24 | $0.68 | $-0.03 | ||
| Q3 24 | $0.65 | $-0.05 | ||
| Q2 24 | $0.26 | $-0.09 | ||
| Q1 24 | $0.47 | $-0.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $259.0M | $13.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $184.4M | $87.9M |
| Total Assets | $2.1B | $154.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $259.0M | $13.5M | ||
| Q3 25 | $272.4M | $14.2M | ||
| Q2 25 | $275.7M | $13.9M | ||
| Q1 25 | $241.0M | $13.1M | ||
| Q4 24 | $235.3M | $5.9M | ||
| Q3 24 | $233.5M | $4.4M | ||
| Q2 24 | $241.8M | $5.5M | ||
| Q1 24 | $236.9M | $8.6M |
| Q4 25 | $184.4M | $87.9M | ||
| Q3 25 | $179.3M | $86.3M | ||
| Q2 25 | $177.0M | $85.7M | ||
| Q1 25 | $172.7M | $87.0M | ||
| Q4 24 | $168.4M | $80.7M | ||
| Q3 24 | $164.0M | $81.2M | ||
| Q2 24 | $159.6M | $82.1M | ||
| Q1 24 | $158.0M | $84.8M |
| Q4 25 | $2.1B | $154.6M | ||
| Q3 25 | $2.1B | $151.1M | ||
| Q2 25 | $2.1B | $147.0M | ||
| Q1 25 | $2.1B | $148.5M | ||
| Q4 24 | $2.1B | $141.2M | ||
| Q3 24 | $2.1B | $139.6M | ||
| Q2 24 | $2.0B | $142.1M | ||
| Q1 24 | $2.0B | $133.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $18.7M | $1.8M |
| Free Cash FlowOCF − Capex | $18.2M | $76.0K |
| FCF MarginFCF / Revenue | 115.6% | 0.3% |
| Capex IntensityCapex / Revenue | 3.1% | 6.6% |
| Cash ConversionOCF / Net Profit | 3.26× | — |
| TTM Free Cash FlowTrailing 4 quarters | $33.4M | $-377.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.7M | $1.8M | ||
| Q3 25 | $5.5M | $326.0K | ||
| Q2 25 | $8.0M | $2.3M | ||
| Q1 25 | $2.2M | $1.3M | ||
| Q4 24 | $14.2M | $2.7M | ||
| Q3 24 | $-1.3M | $409.0K | ||
| Q2 24 | $4.0M | $-2.1M | ||
| Q1 24 | $-1.2M | $5.9M |
| Q4 25 | $18.2M | $76.0K | ||
| Q3 25 | $5.2M | $-1.6M | ||
| Q2 25 | $7.8M | $880.0K | ||
| Q1 25 | $2.2M | $268.0K | ||
| Q4 24 | $13.9M | $1.6M | ||
| Q3 24 | $-1.3M | $-952.0K | ||
| Q2 24 | $4.0M | $-3.5M | ||
| Q1 24 | $-1.2M | $4.9M |
| Q4 25 | 115.6% | 0.3% | ||
| Q3 25 | 33.6% | -6.4% | ||
| Q2 25 | 50.3% | 3.6% | ||
| Q1 25 | 15.2% | 1.1% | ||
| Q4 24 | 99.6% | 6.5% | ||
| Q3 24 | -9.9% | -4.3% | ||
| Q2 24 | 31.6% | -16.1% | ||
| Q1 24 | -9.5% | 22.8% |
| Q4 25 | 3.1% | 6.6% | ||
| Q3 25 | 1.7% | 7.7% | ||
| Q2 25 | 0.7% | 5.7% | ||
| Q1 25 | 0.4% | 4.3% | ||
| Q4 24 | 1.9% | 4.6% | ||
| Q3 24 | 0.2% | 6.2% | ||
| Q2 24 | 0.1% | 6.6% | ||
| Q1 24 | 0.0% | 5.0% |
| Q4 25 | 3.26× | — | ||
| Q3 25 | 2.34× | — | ||
| Q2 25 | 1.58× | — | ||
| Q1 25 | 0.50× | — | ||
| Q4 24 | 3.21× | — | ||
| Q3 24 | -0.30× | — | ||
| Q2 24 | 2.35× | — | ||
| Q1 24 | -0.38× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFBK
Segment breakdown not available.
GAIA
| US | $16.7M | 65% |
| Non Us | $8.8M | 35% |
