vs
Side-by-side financial comparison of Confluent, Inc. (CFLT) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $314.8M, roughly 1.2× Confluent, Inc.). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs -25.2%, a 56.8% gap on every dollar of revenue. Over the past eight quarters, Confluent, Inc.'s revenue compounded faster (20.4% CAGR vs 19.2%).
Confluent, Inc. is an American technology company headquartered in Mountain View, California. Confluent was founded by Jay Kreps, Jun Rao and Neha Narkhede on September 23, 2014, in order to commercialize an open-source streaming platform Apache Kafka, created by the same founders while working at LinkedIn in 2008 as a B2B infrastructure company. Confluent's products are the Confluent Cloud, Confluent Platform, Connectors, Apache Flink, Stream Governance and Confluent Hub.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
CFLT vs PB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $314.8M | $367.6M |
| Net Profit | $-79.2M | $116.3M |
| Gross Margin | 74.7% | — |
| Operating Margin | -31.5% | — |
| Net Margin | -25.2% | 31.6% |
| Revenue YoY | 20.5% | — |
| Net Profit YoY | 10.0% | -10.7% |
| EPS (diluted) | $-0.23 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $314.8M | $275.0M | ||
| Q3 25 | $298.5M | $273.4M | ||
| Q2 25 | $282.3M | $267.7M | ||
| Q1 25 | $271.1M | $265.4M | ||
| Q4 24 | $261.2M | $267.8M | ||
| Q3 24 | $250.2M | $261.7M | ||
| Q2 24 | $235.0M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $-79.2M | $139.9M | ||
| Q3 25 | $-66.5M | $137.6M | ||
| Q2 25 | $-82.0M | $135.2M | ||
| Q1 25 | $-67.6M | $130.2M | ||
| Q4 24 | $-88.1M | $130.1M | ||
| Q3 24 | $-74.1M | $127.3M | ||
| Q2 24 | $-89.9M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 74.7% | — | ||
| Q3 25 | 74.2% | — | ||
| Q2 25 | 73.7% | — | ||
| Q1 25 | 74.5% | — | ||
| Q4 24 | 74.1% | — | ||
| Q3 24 | 74.5% | — | ||
| Q2 24 | 72.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | -31.5% | 65.1% | ||
| Q3 25 | -27.9% | 64.4% | ||
| Q2 25 | -34.2% | 64.3% | ||
| Q1 25 | -37.3% | 62.7% | ||
| Q4 24 | -40.5% | 62.0% | ||
| Q3 24 | -37.4% | 62.1% | ||
| Q2 24 | -46.1% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | -25.2% | 50.9% | ||
| Q3 25 | -22.3% | 50.3% | ||
| Q2 25 | -29.0% | 50.5% | ||
| Q1 25 | -24.9% | 49.1% | ||
| Q4 24 | -33.7% | 48.6% | ||
| Q3 24 | -29.6% | 48.6% | ||
| Q2 24 | -38.3% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $-0.23 | $1.48 | ||
| Q3 25 | $-0.19 | $1.45 | ||
| Q2 25 | $-0.24 | $1.42 | ||
| Q1 25 | $-0.20 | $1.37 | ||
| Q4 24 | $-0.26 | $1.36 | ||
| Q3 24 | $-0.23 | $1.34 | ||
| Q2 24 | $-0.28 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $347.2M | — |
| Total DebtLower is stronger | $1.1B | — |
| Stockholders' EquityBook value | $1.2B | $8.2B |
| Total Assets | $3.0B | $43.6B |
| Debt / EquityLower = less leverage | 0.94× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $347.2M | — | ||
| Q3 25 | $298.5M | — | ||
| Q2 25 | $295.6M | — | ||
| Q1 25 | $278.6M | — | ||
| Q4 24 | $386.0M | — | ||
| Q3 24 | $322.6M | — | ||
| Q2 24 | $311.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $1.1B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.1B | — | ||
| Q2 24 | $1.1B | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $1.2B | $7.6B | ||
| Q3 25 | $1.1B | $7.7B | ||
| Q2 25 | $1.1B | $7.6B | ||
| Q1 25 | $1.0B | $7.5B | ||
| Q4 24 | $961.2M | $7.4B | ||
| Q3 24 | $934.3M | $7.4B | ||
| Q2 24 | $873.9M | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $3.0B | $38.5B | ||
| Q3 25 | $2.9B | $38.3B | ||
| Q2 25 | $2.8B | $38.4B | ||
| Q1 25 | $2.7B | $38.8B | ||
| Q4 24 | $2.7B | $39.6B | ||
| Q3 24 | $2.6B | $40.1B | ||
| Q2 24 | $2.5B | $39.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.94× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 1.03× | — | ||
| Q1 25 | 1.07× | — | ||
| Q4 24 | 1.14× | — | ||
| Q3 24 | 1.17× | — | ||
| Q2 24 | 1.25× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $42.1M | — |
| Free Cash FlowOCF − Capex | $41.7M | — |
| FCF MarginFCF / Revenue | 13.2% | — |
| Capex IntensityCapex / Revenue | 0.1% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $60.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | $78.3M | ||
| Q3 25 | $30.8M | $194.8M | ||
| Q2 25 | $18.1M | $98.2M | ||
| Q1 25 | $-26.8M | $178.2M | ||
| Q4 24 | $35.2M | $-205.8M | ||
| Q3 24 | $15.6M | $274.6M | ||
| Q2 24 | $8.6M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $41.7M | $68.5M | ||
| Q3 25 | $30.0M | $185.7M | ||
| Q2 25 | $17.2M | $91.8M | ||
| Q1 25 | $-28.2M | $171.1M | ||
| Q4 24 | $34.5M | $-210.7M | ||
| Q3 24 | $15.0M | $270.2M | ||
| Q2 24 | $7.5M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | 13.2% | 24.9% | ||
| Q3 25 | 10.0% | 67.9% | ||
| Q2 25 | 6.1% | 34.3% | ||
| Q1 25 | -10.4% | 64.5% | ||
| Q4 24 | 13.2% | -78.7% | ||
| Q3 24 | 6.0% | 103.3% | ||
| Q2 24 | 3.2% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 3.6% | ||
| Q3 25 | 0.3% | 3.3% | ||
| Q2 25 | 0.3% | 2.4% | ||
| Q1 25 | 0.5% | 2.7% | ||
| Q4 24 | 0.3% | 1.8% | ||
| Q3 24 | 0.2% | 1.7% | ||
| Q2 24 | 0.5% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.56× | ||
| Q3 25 | — | 1.42× | ||
| Q2 25 | — | 0.73× | ||
| Q1 25 | — | 1.37× | ||
| Q4 24 | — | -1.58× | ||
| Q3 24 | — | 2.16× | ||
| Q2 24 | — | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFLT
| Confluent Cloud | $169.4M | 54% |
| Post Contract Customer Support | $93.8M | 30% |
| License | $38.4M | 12% |
| Services | $13.2M | 4% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
