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Side-by-side financial comparison of Confluent, Inc. (CFLT) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
Confluent, Inc. is the larger business by last-quarter revenue ($314.8M vs $194.8M, roughly 1.6× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -25.2%, a 74.6% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 20.5%). Confluent, Inc. produced more free cash flow last quarter ($41.7M vs $31.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 20.4%).
Confluent, Inc. is an American technology company headquartered in Mountain View, California. Confluent was founded by Jay Kreps, Jun Rao and Neha Narkhede on September 23, 2014, in order to commercialize an open-source streaming platform Apache Kafka, created by the same founders while working at LinkedIn in 2008 as a B2B infrastructure company. Confluent's products are the Confluent Cloud, Confluent Platform, Connectors, Apache Flink, Stream Governance and Confluent Hub.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
CFLT vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $314.8M | $194.8M |
| Net Profit | $-79.2M | $96.2M |
| Gross Margin | 74.7% | — |
| Operating Margin | -31.5% | 71.7% |
| Net Margin | -25.2% | 49.4% |
| Revenue YoY | 20.5% | 152.7% |
| Net Profit YoY | 10.0% | 388.9% |
| EPS (diluted) | $-0.23 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $314.8M | $194.8M | ||
| Q3 25 | $298.5M | $87.4M | ||
| Q2 25 | $282.3M | $82.6M | ||
| Q1 25 | $271.1M | $81.7M | ||
| Q4 24 | $261.2M | $77.1M | ||
| Q3 24 | $250.2M | $76.6M | ||
| Q2 24 | $235.0M | $72.7M | ||
| Q1 24 | $217.2M | $72.8M |
| Q4 25 | $-79.2M | $96.2M | ||
| Q3 25 | $-66.5M | $23.7M | ||
| Q2 25 | $-82.0M | $21.5M | ||
| Q1 25 | $-67.6M | $19.7M | ||
| Q4 24 | $-88.1M | $19.7M | ||
| Q3 24 | $-74.1M | $18.6M | ||
| Q2 24 | $-89.9M | $15.7M | ||
| Q1 24 | $-93.0M | $16.9M |
| Q4 25 | 74.7% | — | ||
| Q3 25 | 74.2% | — | ||
| Q2 25 | 73.7% | — | ||
| Q1 25 | 74.5% | — | ||
| Q4 24 | 74.1% | — | ||
| Q3 24 | 74.5% | — | ||
| Q2 24 | 72.3% | — | ||
| Q1 24 | 71.8% | — |
| Q4 25 | -31.5% | 71.7% | ||
| Q3 25 | -27.9% | 35.6% | ||
| Q2 25 | -34.2% | 34.2% | ||
| Q1 25 | -37.3% | 31.6% | ||
| Q4 24 | -40.5% | 33.4% | ||
| Q3 24 | -37.4% | 32.0% | ||
| Q2 24 | -46.1% | 28.3% | ||
| Q1 24 | -51.3% | 30.4% |
| Q4 25 | -25.2% | 49.4% | ||
| Q3 25 | -22.3% | 27.1% | ||
| Q2 25 | -29.0% | 26.0% | ||
| Q1 25 | -24.9% | 24.1% | ||
| Q4 24 | -33.7% | 25.5% | ||
| Q3 24 | -29.6% | 24.3% | ||
| Q2 24 | -38.3% | 21.6% | ||
| Q1 24 | -42.8% | 23.2% |
| Q4 25 | $-0.23 | $6.72 | ||
| Q3 25 | $-0.19 | $1.65 | ||
| Q2 25 | $-0.24 | $1.50 | ||
| Q1 25 | $-0.20 | $1.37 | ||
| Q4 24 | $-0.26 | $1.39 | ||
| Q3 24 | $-0.23 | $1.30 | ||
| Q2 24 | $-0.28 | $1.10 | ||
| Q1 24 | $-0.30 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $347.2M | $132.8M |
| Total DebtLower is stronger | $1.1B | — |
| Stockholders' EquityBook value | $1.2B | $938.4M |
| Total Assets | $3.0B | $8.7B |
| Debt / EquityLower = less leverage | 0.94× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $347.2M | $132.8M | ||
| Q3 25 | $298.5M | $193.5M | ||
| Q2 25 | $295.6M | $212.6M | ||
| Q1 25 | $278.6M | $193.1M | ||
| Q4 24 | $386.0M | $134.4M | ||
| Q3 24 | $322.6M | $132.3M | ||
| Q2 24 | $311.3M | $70.9M | ||
| Q1 24 | $336.4M | $57.1M |
| Q4 25 | $1.1B | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $1.1B | — | ||
| Q1 25 | $1.1B | — | ||
| Q4 24 | $1.1B | — | ||
| Q3 24 | $1.1B | — | ||
| Q2 24 | $1.1B | — | ||
| Q1 24 | $1.1B | — |
| Q4 25 | $1.2B | $938.4M | ||
| Q3 25 | $1.1B | $788.8M | ||
| Q2 25 | $1.1B | $761.8M | ||
| Q1 25 | $1.0B | $741.4M | ||
| Q4 24 | $961.2M | $713.4M | ||
| Q3 24 | $934.3M | $719.9M | ||
| Q2 24 | $873.9M | $674.6M | ||
| Q1 24 | $845.2M | $667.9M |
| Q4 25 | $3.0B | $8.7B | ||
| Q3 25 | $2.9B | $8.5B | ||
| Q2 25 | $2.8B | $8.4B | ||
| Q1 25 | $2.7B | $8.2B | ||
| Q4 24 | $2.7B | $8.1B | ||
| Q3 24 | $2.6B | $8.0B | ||
| Q2 24 | $2.5B | $7.9B | ||
| Q1 24 | $2.4B | $7.8B |
| Q4 25 | 0.94× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 1.03× | — | ||
| Q1 25 | 1.07× | — | ||
| Q4 24 | 1.14× | — | ||
| Q3 24 | 1.17× | — | ||
| Q2 24 | 1.25× | — | ||
| Q1 24 | 1.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $42.1M | $38.9M |
| Free Cash FlowOCF − Capex | $41.7M | $31.9M |
| FCF MarginFCF / Revenue | 13.2% | 16.4% |
| Capex IntensityCapex / Revenue | 0.1% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $60.7M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $42.1M | $38.9M | ||
| Q3 25 | $30.8M | $34.9M | ||
| Q2 25 | $18.1M | $18.9M | ||
| Q1 25 | $-26.8M | $22.2M | ||
| Q4 24 | $35.2M | $95.0M | ||
| Q3 24 | $15.6M | $21.2M | ||
| Q2 24 | $8.6M | $27.3M | ||
| Q1 24 | $-26.0M | $23.2M |
| Q4 25 | $41.7M | $31.9M | ||
| Q3 25 | $30.0M | $33.9M | ||
| Q2 25 | $17.2M | $18.3M | ||
| Q1 25 | $-28.2M | $20.9M | ||
| Q4 24 | $34.5M | $88.8M | ||
| Q3 24 | $15.0M | $18.9M | ||
| Q2 24 | $7.5M | $26.3M | ||
| Q1 24 | $-26.1M | $21.9M |
| Q4 25 | 13.2% | 16.4% | ||
| Q3 25 | 10.0% | 38.8% | ||
| Q2 25 | 6.1% | 22.1% | ||
| Q1 25 | -10.4% | 25.5% | ||
| Q4 24 | 13.2% | 115.1% | ||
| Q3 24 | 6.0% | 24.7% | ||
| Q2 24 | 3.2% | 36.2% | ||
| Q1 24 | -12.0% | 30.0% |
| Q4 25 | 0.1% | 3.6% | ||
| Q3 25 | 0.3% | 1.1% | ||
| Q2 25 | 0.3% | 0.8% | ||
| Q1 25 | 0.5% | 1.7% | ||
| Q4 24 | 0.3% | 8.1% | ||
| Q3 24 | 0.2% | 2.9% | ||
| Q2 24 | 0.5% | 1.3% | ||
| Q1 24 | 0.1% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CFLT
| Confluent Cloud | $169.4M | 54% |
| Post Contract Customer Support | $93.8M | 30% |
| License | $38.4M | 12% |
| Services | $13.2M | 4% |
TMP
Segment breakdown not available.
