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Side-by-side financial comparison of Chime Financial, Inc. (CHYM) and Perella Weinberg Partners (PWP). Click either name above to swap in a different company.
Chime Financial, Inc. is the larger business by last-quarter revenue ($543.5M vs $219.2M, roughly 2.5× Perella Weinberg Partners). Perella Weinberg Partners runs the higher net margin — 6.3% vs -10.1%, a 16.4% gap on every dollar of revenue. On growth, Chime Financial, Inc. posted the faster year-over-year revenue change (28.8% vs -2.9%). Perella Weinberg Partners produced more free cash flow last quarter ($30.5M vs $15.4M).
Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.
PJT Partners, Inc. is a global advisory-focused investment bank, founded in October 2015 as part of The Blackstone Group's spin-off of its financial and strategic advisory services businesses.
CHYM vs PWP — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $543.5M | $219.2M |
| Net Profit | $-54.7M | $13.8M |
| Gross Margin | 87.2% | — |
| Operating Margin | -11.9% | 8.5% |
| Net Margin | -10.1% | 6.3% |
| Revenue YoY | 28.8% | -2.9% |
| Net Profit YoY | -148.4% | — |
| EPS (diluted) | $-0.15 | $0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $219.2M | ||
| Q3 25 | $543.5M | $164.6M | ||
| Q2 25 | $528.1M | $155.3M | ||
| Q1 25 | — | $211.8M | ||
| Q4 24 | — | $225.7M | ||
| Q3 24 | $421.9M | $278.2M | ||
| Q2 24 | $384.2M | $272.0M | ||
| Q1 24 | — | $102.1M |
| Q4 25 | — | $13.8M | ||
| Q3 25 | $-54.7M | $6.0M | ||
| Q2 25 | $-923.4M | $2.7M | ||
| Q1 25 | — | $17.3M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-22.0M | $16.4M | ||
| Q2 24 | $385.0K | $-66.0M | ||
| Q1 24 | — | $-35.8M |
| Q4 25 | — | — | ||
| Q3 25 | 87.2% | — | ||
| Q2 25 | 87.3% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 87.3% | — | ||
| Q2 24 | 86.9% | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 8.5% | ||
| Q3 25 | -11.9% | 5.4% | ||
| Q2 25 | -176.2% | 5.8% | ||
| Q1 25 | — | 5.5% | ||
| Q4 24 | — | — | ||
| Q3 24 | -7.3% | 12.9% | ||
| Q2 24 | -2.5% | -30.2% | ||
| Q1 24 | — | -52.4% |
| Q4 25 | — | 6.3% | ||
| Q3 25 | -10.1% | 3.6% | ||
| Q2 25 | -174.8% | 1.8% | ||
| Q1 25 | — | 8.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | -5.2% | 5.9% | ||
| Q2 24 | 0.1% | -24.3% | ||
| Q1 24 | — | -35.1% |
| Q4 25 | — | $0.11 | ||
| Q3 25 | $-0.15 | $0.08 | ||
| Q2 25 | $-7.29 | $0.04 | ||
| Q1 25 | — | $0.24 | ||
| Q4 24 | — | — | ||
| Q3 24 | $-0.34 | $0.24 | ||
| Q2 24 | $0.00 | $-1.21 | ||
| Q1 24 | — | $-0.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $445.0M | $255.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.4B | $-127.4M |
| Total Assets | $2.0B | $797.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $255.9M | ||
| Q3 25 | $445.0M | $185.5M | ||
| Q2 25 | $868.3M | $145.0M | ||
| Q1 25 | — | $111.2M | ||
| Q4 24 | — | $407.4M | ||
| Q3 24 | $270.8M | $335.1M | ||
| Q2 24 | $295.4M | $185.3M | ||
| Q1 24 | — | $156.7M |
| Q4 25 | — | $-127.4M | ||
| Q3 25 | $1.4B | $-302.4M | ||
| Q2 25 | $1.4B | $-318.4M | ||
| Q1 25 | — | $-323.1M | ||
| Q4 24 | — | $-421.4M | ||
| Q3 24 | $-1.9B | $-360.8M | ||
| Q2 24 | $-1.9B | $-283.0M | ||
| Q1 24 | — | $161.9M |
| Q4 25 | — | $797.6M | ||
| Q3 25 | $2.0B | $650.2M | ||
| Q2 25 | $1.9B | $606.7M | ||
| Q1 25 | — | $570.5M | ||
| Q4 24 | — | $876.8M | ||
| Q3 24 | — | $810.9M | ||
| Q2 24 | — | $645.5M | ||
| Q1 24 | — | $583.6M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $17.5M | $34.8M |
| Free Cash FlowOCF − Capex | $15.4M | $30.5M |
| FCF MarginFCF / Revenue | 2.8% | 13.9% |
| Capex IntensityCapex / Revenue | 0.4% | 2.0% |
| Cash ConversionOCF / Net Profit | — | 2.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-34.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $34.8M | ||
| Q3 25 | $17.5M | $59.2M | ||
| Q2 25 | $2.7M | $56.1M | ||
| Q1 25 | — | $-176.5M | ||
| Q4 24 | — | $223.4M | ||
| Q3 24 | — | $200.3M | ||
| Q2 24 | — | $90.0M | ||
| Q1 24 | — | $-206.3M |
| Q4 25 | — | $30.5M | ||
| Q3 25 | $15.4M | $57.6M | ||
| Q2 25 | $-888.0K | $55.3M | ||
| Q1 25 | — | $-177.6M | ||
| Q4 24 | — | $207.0M | ||
| Q3 24 | — | $199.3M | ||
| Q2 24 | — | $83.7M | ||
| Q1 24 | — | $-214.8M |
| Q4 25 | — | 13.9% | ||
| Q3 25 | 2.8% | 35.0% | ||
| Q2 25 | -0.2% | 35.6% | ||
| Q1 25 | — | -83.8% | ||
| Q4 24 | — | 91.7% | ||
| Q3 24 | — | 71.6% | ||
| Q2 24 | — | 30.8% | ||
| Q1 24 | — | -210.3% |
| Q4 25 | — | 2.0% | ||
| Q3 25 | 0.4% | 0.9% | ||
| Q2 25 | 0.7% | 0.5% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 8.3% |
| Q4 25 | — | 2.52× | ||
| Q3 25 | — | 9.85× | ||
| Q2 25 | — | 20.50× | ||
| Q1 25 | — | -10.18× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 12.23× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CHYM
| Payments Revenue | $363.2M | 67% |
| Platform Related Revenue | $180.4M | 33% |
PWP
Segment breakdown not available.
