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Side-by-side financial comparison of Cincinnati Financial (CINF) and Roper Technologies (ROP). Click either name above to swap in a different company.
Cincinnati Financial is the larger business by last-quarter revenue ($2.8B vs $2.1B, roughly 1.3× Roper Technologies). Roper Technologies runs the higher net margin — 15.8% vs 9.6%, a 6.2% gap on every dollar of revenue. On growth, Roper Technologies posted the faster year-over-year revenue change (11.3% vs -1.7%). Over the past eight quarters, Roper Technologies's revenue compounded faster (10.5% CAGR vs 5.2%).
Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
CINF vs ROP — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.8B | $2.1B |
| Net Profit | $274.0M | $331.0M |
| Gross Margin | — | 69.4% |
| Operating Margin | — | 27.2% |
| Net Margin | 9.6% | 15.8% |
| Revenue YoY | -1.7% | 11.3% |
| Net Profit YoY | 404.4% | 842.6% |
| EPS (diluted) | — | $4.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.8B | $2.1B | ||
| Q4 25 | $3.1B | $2.1B | ||
| Q3 25 | $3.7B | $2.0B | ||
| Q2 25 | $3.2B | $1.9B | ||
| Q1 25 | $2.6B | $1.9B | ||
| Q4 24 | $2.5B | $1.9B | ||
| Q3 24 | $3.3B | $1.8B | ||
| Q2 24 | $2.5B | $1.7B |
| Q1 26 | $274.0M | $331.0M | ||
| Q4 25 | $676.0M | $428.4M | ||
| Q3 25 | $1.1B | $398.5M | ||
| Q2 25 | $685.0M | $378.3M | ||
| Q1 25 | $-90.0M | $331.1M | ||
| Q4 24 | $405.0M | $462.3M | ||
| Q3 24 | $820.0M | $367.9M | ||
| Q2 24 | $312.0M | $337.1M |
| Q1 26 | — | 69.4% | ||
| Q4 25 | — | 69.5% | ||
| Q3 25 | — | 69.5% | ||
| Q2 25 | — | 69.2% | ||
| Q1 25 | — | 68.7% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 69.2% | ||
| Q2 24 | — | 69.5% |
| Q1 26 | — | 27.2% | ||
| Q4 25 | 27.2% | 28.6% | ||
| Q3 25 | 37.9% | 28.4% | ||
| Q2 25 | 26.3% | 28.2% | ||
| Q1 25 | -5.0% | 27.9% | ||
| Q4 24 | 18.9% | 28.0% | ||
| Q3 24 | 31.3% | 28.1% | ||
| Q2 24 | 15.2% | 28.8% |
| Q1 26 | 9.6% | 15.8% | ||
| Q4 25 | 21.9% | 20.8% | ||
| Q3 25 | 30.1% | 19.8% | ||
| Q2 25 | 21.1% | 19.5% | ||
| Q1 25 | -3.5% | 17.6% | ||
| Q4 24 | 16.0% | 24.6% | ||
| Q3 24 | 24.7% | 20.8% | ||
| Q2 24 | 12.3% | 19.6% |
| Q1 26 | — | $4.87 | ||
| Q4 25 | $4.29 | $3.97 | ||
| Q3 25 | $7.11 | $3.68 | ||
| Q2 25 | $4.34 | $3.49 | ||
| Q1 25 | $-0.57 | $3.06 | ||
| Q4 24 | $2.57 | $4.29 | ||
| Q3 24 | $5.20 | $3.40 | ||
| Q2 24 | $1.98 | $3.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $382.9M |
| Total DebtLower is stronger | $816.0M | $9.7B |
| Stockholders' EquityBook value | $15.7B | $18.8B |
| Total Assets | $41.2B | $34.6B |
| Debt / EquityLower = less leverage | 0.05× | 0.52× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.2B | $382.9M | ||
| Q4 25 | $148.0M | $297.4M | ||
| Q3 25 | $1.6B | $320.0M | ||
| Q2 25 | $1.1B | $242.4M | ||
| Q1 25 | $1.1B | $372.8M | ||
| Q4 24 | $1.3B | $188.2M | ||
| Q3 24 | $1.8B | $269.6M | ||
| Q2 24 | $771.0M | $251.5M |
| Q1 26 | $816.0M | $9.7B | ||
| Q4 25 | $861.0M | $9.3B | ||
| Q3 25 | $858.0M | — | ||
| Q2 25 | $859.0M | — | ||
| Q1 25 | $853.0M | — | ||
| Q4 24 | $850.0M | $7.6B | ||
| Q3 24 | $849.0M | — | ||
| Q2 24 | $849.0M | — |
| Q1 26 | $15.7B | $18.8B | ||
| Q4 25 | $15.9B | $19.9B | ||
| Q3 25 | $15.4B | $20.0B | ||
| Q2 25 | $14.3B | $19.6B | ||
| Q1 25 | $13.7B | $19.2B | ||
| Q4 24 | $13.9B | $18.9B | ||
| Q3 24 | $13.8B | $18.5B | ||
| Q2 24 | $12.8B | $18.1B |
| Q1 26 | $41.2B | $34.6B | ||
| Q4 25 | $41.0B | $34.6B | ||
| Q3 25 | $40.6B | $34.6B | ||
| Q2 25 | $38.8B | $33.2B | ||
| Q1 25 | $37.3B | $31.4B | ||
| Q4 24 | $36.5B | $31.3B | ||
| Q3 24 | $37.0B | $31.6B | ||
| Q2 24 | $34.8B | $29.8B |
| Q1 26 | 0.05× | 0.52× | ||
| Q4 25 | 0.05× | 0.47× | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | 0.06× | 0.40× | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.07× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | — | $507.0M |
| FCF MarginFCF / Revenue | — | 24.2% |
| Capex IntensityCapex / Revenue | — | 0.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $947.0M | $738.0M | ||
| Q3 25 | $1.1B | $869.5M | ||
| Q2 25 | $741.0M | $404.1M | ||
| Q1 25 | $310.0M | $528.7M | ||
| Q4 24 | $642.0M | $722.2M | ||
| Q3 24 | $912.0M | $755.4M | ||
| Q2 24 | $742.0M | $384.1M |
| Q1 26 | — | $507.0M | ||
| Q4 25 | $939.0M | — | ||
| Q3 25 | $1.1B | — | ||
| Q2 25 | $737.0M | — | ||
| Q1 25 | $307.0M | — | ||
| Q4 24 | $638.0M | — | ||
| Q3 24 | $906.0M | — | ||
| Q2 24 | $737.0M | — |
| Q1 26 | — | 24.2% | ||
| Q4 25 | 30.4% | — | ||
| Q3 25 | 29.8% | — | ||
| Q2 25 | 22.7% | — | ||
| Q1 25 | 12.0% | — | ||
| Q4 24 | 25.1% | — | ||
| Q3 24 | 27.3% | — | ||
| Q2 24 | 29.0% | — |
| Q1 26 | — | 0.5% | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.40× | 1.72× | ||
| Q3 25 | 0.99× | 2.18× | ||
| Q2 25 | 1.08× | 1.07× | ||
| Q1 25 | — | 1.60× | ||
| Q4 24 | 1.59× | 1.56× | ||
| Q3 24 | 1.11× | 2.05× | ||
| Q2 24 | 2.38× | 1.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CINF
| Property casualty | $2.6B | 93% |
| Life | $105.0M | 4% |
| Other | $92.0M | 3% |
| Fee revenues | $1.0M | 0% |
ROP
Segment breakdown not available.
