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Side-by-side financial comparison of CIVISTA BANCSHARES, INC. (CIVB) and Creative Media & Community Trust Corp (CMCT). Click either name above to swap in a different company.
CIVISTA BANCSHARES, INC. is the larger business by last-quarter revenue ($47.3M vs $28.5M, roughly 1.7× Creative Media & Community Trust Corp). CIVISTA BANCSHARES, INC. runs the higher net margin — 31.7% vs -125.8%, a 157.5% gap on every dollar of revenue. Over the past eight quarters, CIVISTA BANCSHARES, INC.'s revenue compounded faster (11.3% CAGR vs -8.5%).
Civista Bancshares, Inc. is a US-based bank holding company operating primarily across the Midwest region. It provides a full suite of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial lending products, as well as wealth management solutions, serving retail consumers, small and medium-sized local businesses and community client segments.
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
CIVB vs CMCT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $47.3M | $28.5M |
| Net Profit | $15.0M | $-11.4M |
| Gross Margin | — | — |
| Operating Margin | — | -125.6% |
| Net Margin | 31.7% | -125.8% |
| Revenue YoY | — | 3.6% |
| Net Profit YoY | 47.4% | -11.4% |
| EPS (diluted) | $0.72 | $-3.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $47.3M | — | ||
| Q4 25 | $46.3M | $28.5M | ||
| Q3 25 | $44.2M | $26.2M | ||
| Q2 25 | $41.4M | $29.7M | ||
| Q1 25 | $40.6M | $32.3M | ||
| Q4 24 | $40.4M | $27.5M | ||
| Q3 24 | $39.3M | $28.6M | ||
| Q2 24 | $38.1M | $34.4M |
| Q1 26 | $15.0M | — | ||
| Q4 25 | — | $-11.4M | ||
| Q3 25 | $12.8M | $-12.5M | ||
| Q2 25 | $11.0M | $-9.0M | ||
| Q1 25 | $10.2M | $-6.1M | ||
| Q4 24 | — | $-10.3M | ||
| Q3 24 | $8.4M | $-10.4M | ||
| Q2 24 | $7.1M | $-796.0K |
| Q1 26 | — | — | ||
| Q4 25 | 31.8% | -125.6% | ||
| Q3 25 | 35.4% | -47.7% | ||
| Q2 25 | 31.1% | -30.3% | ||
| Q1 25 | 29.4% | -19.0% | ||
| Q4 24 | 28.2% | -128.8% | ||
| Q3 24 | 25.2% | -36.9% | ||
| Q2 24 | 21.2% | -1.6% |
| Q1 26 | 31.7% | — | ||
| Q4 25 | — | -125.8% | ||
| Q3 25 | 28.9% | -47.5% | ||
| Q2 25 | 26.6% | -30.3% | ||
| Q1 25 | 25.0% | -18.9% | ||
| Q4 24 | — | -129.8% | ||
| Q3 24 | 21.3% | -36.3% | ||
| Q2 24 | 18.5% | -2.3% |
| Q1 26 | $0.72 | — | ||
| Q4 25 | $0.59 | $-3.89 | ||
| Q3 25 | $0.68 | $-23.52 | ||
| Q2 25 | $0.71 | $-18.94 | ||
| Q1 25 | $0.66 | $-20.73 | ||
| Q4 24 | $0.62 | $97.71 | ||
| Q3 24 | $0.53 | $-305.04 | ||
| Q2 24 | $0.45 | $-98.64 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $15.4M |
| Total DebtLower is stronger | — | $509.8M |
| Stockholders' EquityBook value | $553.9M | $265.4M |
| Total Assets | $4.3B | $859.2M |
| Debt / EquityLower = less leverage | — | 1.92× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $15.4M | ||
| Q3 25 | — | $17.3M | ||
| Q2 25 | — | $27.8M | ||
| Q1 25 | — | $19.8M | ||
| Q4 24 | — | $20.3M | ||
| Q3 24 | — | $18.5M | ||
| Q2 24 | — | $29.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $509.8M | ||
| Q3 25 | — | $527.8M | ||
| Q2 25 | — | $535.6M | ||
| Q1 25 | — | $512.7M | ||
| Q4 24 | — | $505.7M | ||
| Q3 24 | — | $478.3M | ||
| Q2 24 | — | $485.1M |
| Q1 26 | $553.9M | — | ||
| Q4 25 | $543.5M | $265.4M | ||
| Q3 25 | $499.0M | $281.9M | ||
| Q2 25 | $404.1M | $287.1M | ||
| Q1 25 | $397.4M | $293.0M | ||
| Q4 24 | $388.5M | $304.5M | ||
| Q3 24 | $394.4M | $321.0M | ||
| Q2 24 | $373.8M | $351.1M |
| Q1 26 | $4.3B | — | ||
| Q4 25 | $4.3B | $859.2M | ||
| Q3 25 | $4.1B | $871.8M | ||
| Q2 25 | $4.2B | $885.0M | ||
| Q1 25 | $4.1B | $882.3M | ||
| Q4 24 | $4.1B | $889.6M | ||
| Q3 24 | $4.1B | $868.0M | ||
| Q2 24 | $4.0B | $891.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.92× | ||
| Q3 25 | — | 1.87× | ||
| Q2 25 | — | 1.87× | ||
| Q1 25 | — | 1.75× | ||
| Q4 24 | — | 1.66× | ||
| Q3 24 | — | 1.49× | ||
| Q2 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $5.8M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $43.3M | $5.8M | ||
| Q3 25 | $19.0M | $3.7M | ||
| Q2 25 | $11.1M | $-2.5M | ||
| Q1 25 | $3.6M | $1.2M | ||
| Q4 24 | $48.2M | $17.0M | ||
| Q3 24 | $12.9M | $10.3M | ||
| Q2 24 | $12.2M | $3.9M |
| Q1 26 | — | — | ||
| Q4 25 | $42.1M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | $3.5M | — | ||
| Q4 24 | $44.1M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 90.9% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 8.5% | — | ||
| Q4 24 | 109.1% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 0.4% | — | ||
| Q4 24 | 10.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.49× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 0.36× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.54× | — | ||
| Q2 24 | 1.73× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVB
| Net Interest Income | $37.8M | 80% |
| Noninterest Income | $9.4M | 20% |
CMCT
Segment breakdown not available.
