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Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and SMARTFINANCIAL INC. (SMBK). Click either name above to swap in a different company.
SMARTFINANCIAL INC. is the larger business by last-quarter revenue ($53.8M vs $28.5M, roughly 1.9× Creative Media & Community Trust Corp). SMARTFINANCIAL INC. runs the higher net margin — 25.4% vs -125.8%, a 151.2% gap on every dollar of revenue. Over the past eight quarters, SMARTFINANCIAL INC.'s revenue compounded faster (15.4% CAGR vs -8.5%).
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
SmartFinancial Inc. is a U.S.-based bank holding company that operates its wholly owned subsidiary SmartBank. It offers a full range of retail and commercial banking products including deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual customers and small-to-medium enterprises across the Southeastern United States.
CMCT vs SMBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $28.5M | $53.8M |
| Net Profit | $-11.4M | $13.7M |
| Gross Margin | — | — |
| Operating Margin | -125.6% | — |
| Net Margin | -125.8% | 25.4% |
| Revenue YoY | 3.6% | — |
| Net Profit YoY | -11.4% | 21.6% |
| EPS (diluted) | $-3.89 | $0.81 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $53.8M | ||
| Q4 25 | $28.5M | $53.3M | ||
| Q3 25 | $26.2M | $51.1M | ||
| Q2 25 | $29.7M | $49.2M | ||
| Q1 25 | $32.3M | $46.8M | ||
| Q4 24 | $27.5M | $46.8M | ||
| Q3 24 | $28.6M | $44.2M | ||
| Q2 24 | $34.4M | $40.4M |
| Q1 26 | — | $13.7M | ||
| Q4 25 | $-11.4M | $13.7M | ||
| Q3 25 | $-12.5M | $13.7M | ||
| Q2 25 | $-9.0M | $11.7M | ||
| Q1 25 | $-6.1M | $11.3M | ||
| Q4 24 | $-10.3M | $9.6M | ||
| Q3 24 | $-10.4M | $9.1M | ||
| Q2 24 | $-796.0K | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | -125.6% | 31.3% | ||
| Q3 25 | -47.7% | 33.2% | ||
| Q2 25 | -30.3% | 29.0% | ||
| Q1 25 | -19.0% | 29.0% | ||
| Q4 24 | -128.8% | 26.5% | ||
| Q3 24 | -36.9% | 24.3% | ||
| Q2 24 | -1.6% | 25.6% |
| Q1 26 | — | 25.4% | ||
| Q4 25 | -125.8% | 25.7% | ||
| Q3 25 | -47.5% | 26.8% | ||
| Q2 25 | -30.3% | 23.8% | ||
| Q1 25 | -18.9% | 24.0% | ||
| Q4 24 | -129.8% | 20.6% | ||
| Q3 24 | -36.3% | 20.7% | ||
| Q2 24 | -2.3% | 19.8% |
| Q1 26 | — | $0.81 | ||
| Q4 25 | $-3.89 | $0.81 | ||
| Q3 25 | $-23.52 | $0.81 | ||
| Q2 25 | $-18.94 | $0.69 | ||
| Q1 25 | $-20.73 | $0.67 | ||
| Q4 24 | $97.71 | $0.57 | ||
| Q3 24 | $-305.04 | $0.54 | ||
| Q2 24 | $-98.64 | $0.48 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.4M | $346.1M |
| Total DebtLower is stronger | $509.8M | — |
| Stockholders' EquityBook value | $265.4M | $562.2M |
| Total Assets | $859.2M | $5.9B |
| Debt / EquityLower = less leverage | 1.92× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $346.1M | ||
| Q4 25 | $15.4M | $464.4M | ||
| Q3 25 | $17.3M | $557.1M | ||
| Q2 25 | $27.8M | $365.1M | ||
| Q1 25 | $19.8M | $423.0M | ||
| Q4 24 | $20.3M | $387.6M | ||
| Q3 24 | $18.5M | $192.9M | ||
| Q2 24 | $29.3M | $342.8M |
| Q1 26 | — | — | ||
| Q4 25 | $509.8M | — | ||
| Q3 25 | $527.8M | $1.3M | ||
| Q2 25 | $535.6M | $7.0M | ||
| Q1 25 | $512.7M | $7.6M | ||
| Q4 24 | $505.7M | $8.1M | ||
| Q3 24 | $478.3M | $9.0M | ||
| Q2 24 | $485.1M | $12.7M |
| Q1 26 | — | $562.2M | ||
| Q4 25 | $265.4M | $552.4M | ||
| Q3 25 | $281.9M | $538.4M | ||
| Q2 25 | $287.1M | $519.0M | ||
| Q1 25 | $293.0M | $505.8M | ||
| Q4 24 | $304.5M | $491.3M | ||
| Q3 24 | $321.0M | $489.0M | ||
| Q2 24 | $351.1M | $472.5M |
| Q1 26 | — | $5.9B | ||
| Q4 25 | $859.2M | $5.9B | ||
| Q3 25 | $871.8M | $5.8B | ||
| Q2 25 | $885.0M | $5.5B | ||
| Q1 25 | $882.3M | $5.4B | ||
| Q4 24 | $889.6M | $5.3B | ||
| Q3 24 | $868.0M | $4.9B | ||
| Q2 24 | $891.2M | $4.9B |
| Q1 26 | — | — | ||
| Q4 25 | 1.92× | — | ||
| Q3 25 | 1.87× | 0.00× | ||
| Q2 25 | 1.87× | 0.01× | ||
| Q1 25 | 1.75× | 0.02× | ||
| Q4 24 | 1.66× | 0.02× | ||
| Q3 24 | 1.49× | 0.02× | ||
| Q2 24 | 1.38× | 0.03× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $5.8M | $61.7M | ||
| Q3 25 | $3.7M | $16.9M | ||
| Q2 25 | $-2.5M | $14.0M | ||
| Q1 25 | $1.2M | $14.3M | ||
| Q4 24 | $17.0M | $52.7M | ||
| Q3 24 | $10.3M | $12.4M | ||
| Q2 24 | $3.9M | $16.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $59.3M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $13.4M | ||
| Q4 24 | — | $46.3M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $15.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 111.3% | ||
| Q3 25 | — | 32.4% | ||
| Q2 25 | — | 26.9% | ||
| Q1 25 | — | 28.5% | ||
| Q4 24 | — | 98.9% | ||
| Q3 24 | — | 25.7% | ||
| Q2 24 | — | 38.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.5% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 13.7% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 2.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.50× | ||
| Q3 25 | — | 1.23× | ||
| Q2 25 | — | 1.20× | ||
| Q1 25 | — | 1.27× | ||
| Q4 24 | — | 5.47× | ||
| Q3 24 | — | 1.36× | ||
| Q2 24 | — | 2.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMCT
Segment breakdown not available.
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
