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Side-by-side financial comparison of CIVITAS RESOURCES, INC. (CIVI) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.
CIVITAS RESOURCES, INC. is the larger business by last-quarter revenue ($1.2B vs $1.0B, roughly 1.1× SoFi Technologies, Inc.). On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (39.6% vs -8.2%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (26.1% CAGR vs 1.8%).
Civitas Resources, Inc. is a U.S.-based sustainable energy enterprise focused on the exploration, development, and production of oil, natural gas, and natural gas liquids. It primarily operates across the Denver-Julesburg Basin in Colorado, prioritizing low-emission, responsible energy production to meet diverse North American energy demand.
SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.
CIVI vs SOFI — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.2B | $1.0B |
| Net Profit | — | $173.5M |
| Gross Margin | — | 84.2% |
| Operating Margin | 20.0% | 18.1% |
| Net Margin | — | 16.9% |
| Revenue YoY | -8.2% | 39.6% |
| Net Profit YoY | — | -47.8% |
| EPS (diluted) | $1.99 | $0.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $1.0B | ||
| Q3 25 | $1.2B | $961.6M | ||
| Q2 25 | $1.1B | $854.9M | ||
| Q1 25 | $1.2B | $771.8M | ||
| Q4 24 | $1.3B | $734.1M | ||
| Q3 24 | $1.3B | $697.1M | ||
| Q2 24 | $1.3B | $598.6M | ||
| Q1 24 | $1.3B | $645.0M |
| Q4 25 | — | $173.5M | ||
| Q3 25 | — | $139.4M | ||
| Q2 25 | — | $97.3M | ||
| Q1 25 | — | $71.1M | ||
| Q4 24 | — | $332.5M | ||
| Q3 24 | — | $60.7M | ||
| Q2 24 | — | $17.4M | ||
| Q1 24 | — | $88.0M |
| Q4 25 | — | 84.2% | ||
| Q3 25 | — | 83.2% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 82.5% | ||
| Q3 24 | — | 82.3% | ||
| Q2 24 | — | 81.7% | ||
| Q1 24 | — | 84.5% |
| Q4 25 | — | 18.1% | ||
| Q3 25 | 20.0% | 15.4% | ||
| Q2 25 | 15.3% | 13.1% | ||
| Q1 25 | 20.7% | 10.3% | ||
| Q4 24 | 15.4% | 8.2% | ||
| Q3 24 | 30.6% | 9.2% | ||
| Q2 24 | 21.6% | 2.6% | ||
| Q1 24 | 15.9% | 14.6% |
| Q4 25 | — | 16.9% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 11.4% | ||
| Q1 25 | — | 9.2% | ||
| Q4 24 | — | 45.3% | ||
| Q3 24 | — | 8.7% | ||
| Q2 24 | — | 2.9% | ||
| Q1 24 | — | 13.7% |
| Q4 25 | — | $0.14 | ||
| Q3 25 | $1.99 | $0.11 | ||
| Q2 25 | $1.34 | $0.08 | ||
| Q1 25 | $1.99 | $0.06 | ||
| Q4 24 | $1.56 | $0.31 | ||
| Q3 24 | $3.01 | $0.05 | ||
| Q2 24 | $2.15 | $0.01 | ||
| Q1 24 | $1.74 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $56.0M | $4.9B |
| Total DebtLower is stronger | $5.1B | — |
| Stockholders' EquityBook value | $6.7B | $10.5B |
| Total Assets | $15.1B | $50.7B |
| Debt / EquityLower = less leverage | 0.77× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $4.9B | ||
| Q3 25 | $56.0M | $3.2B | ||
| Q2 25 | $69.0M | $2.1B | ||
| Q1 25 | $20.0M | $2.1B | ||
| Q4 24 | $76.0M | $2.5B | ||
| Q3 24 | $47.1M | $2.4B | ||
| Q2 24 | $91.9M | $2.3B | ||
| Q1 24 | $52.1M | $3.7B |
| Q4 25 | — | — | ||
| Q3 25 | $5.1B | — | ||
| Q2 25 | $5.4B | — | ||
| Q1 25 | $5.1B | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $4.8B | — | ||
| Q2 24 | $4.9B | — | ||
| Q1 24 | $4.4B | — |
| Q4 25 | — | $10.5B | ||
| Q3 25 | $6.7B | $8.8B | ||
| Q2 25 | $6.8B | $6.9B | ||
| Q1 25 | $6.7B | $6.7B | ||
| Q4 24 | $6.6B | $6.5B | ||
| Q3 24 | $6.7B | $6.1B | ||
| Q2 24 | $6.6B | $5.9B | ||
| Q1 24 | $6.6B | $5.8B |
| Q4 25 | — | $50.7B | ||
| Q3 25 | $15.1B | $45.3B | ||
| Q2 25 | $15.4B | $41.1B | ||
| Q1 25 | $15.3B | $37.7B | ||
| Q4 24 | $14.9B | $36.3B | ||
| Q3 24 | $15.0B | $34.4B | ||
| Q2 24 | $15.0B | $32.6B | ||
| Q1 24 | $15.1B | $31.3B |
| Q4 25 | — | — | ||
| Q3 25 | 0.77× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.76× | — | ||
| Q4 24 | 0.68× | — | ||
| Q3 24 | 0.73× | — | ||
| Q2 24 | 0.74× | — | ||
| Q1 24 | 0.67× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $860.0M | $-3.7B |
| Free Cash FlowOCF − Capex | — | $-4.0B |
| FCF MarginFCF / Revenue | — | -388.8% |
| Capex IntensityCapex / Revenue | — | 23.7% |
| Cash ConversionOCF / Net Profit | — | -21.56× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-6.9B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $-3.7B | ||
| Q3 25 | $860.0M | $-1.3B | ||
| Q2 25 | $298.0M | $-1.5B | ||
| Q1 25 | $719.0M | $21.5M | ||
| Q4 24 | $858.2M | $-1.1B | ||
| Q3 24 | $835.0M | $-1.2B | ||
| Q2 24 | $359.0M | $-484.4M | ||
| Q1 24 | $813.0M | $738.2M |
| Q4 25 | — | $-4.0B | ||
| Q3 25 | — | $-1.4B | ||
| Q2 25 | — | $-1.5B | ||
| Q1 25 | — | $-31.1M | ||
| Q4 24 | — | $-1.3B | ||
| Q3 24 | — | $-1.2B | ||
| Q2 24 | — | $-521.1M | ||
| Q1 24 | — | $706.3M |
| Q4 25 | — | -388.8% | ||
| Q3 25 | — | -142.0% | ||
| Q2 25 | — | -179.0% | ||
| Q1 25 | — | -4.0% | ||
| Q4 24 | — | -173.5% | ||
| Q3 24 | — | -174.6% | ||
| Q2 24 | — | -87.0% | ||
| Q1 24 | — | 109.5% |
| Q4 25 | — | 23.7% | ||
| Q3 25 | — | 6.2% | ||
| Q2 25 | — | 7.4% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 21.0% | ||
| Q3 24 | — | 6.2% | ||
| Q2 24 | — | 6.1% | ||
| Q1 24 | — | 5.0% |
| Q4 25 | — | -21.56× | ||
| Q3 25 | — | -9.37× | ||
| Q2 25 | — | -15.08× | ||
| Q1 25 | — | 0.30× | ||
| Q4 24 | — | -3.37× | ||
| Q3 24 | — | -19.32× | ||
| Q2 24 | — | -27.83× | ||
| Q1 24 | — | 8.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CIVI
| Crude Oil Natural Gas And Natural Gas Liquids | $1.2B | 99% |
| Oil And Gas Operation And Maintenance | $8.0M | 1% |
| Natural Gas Reserves | $2.0M | 0% |
SOFI
Segment breakdown not available.
