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Side-by-side financial comparison of CALLAN JMB INC. (CJMB) and Marathon Bancorp, Inc. (MBBC). Click either name above to swap in a different company.

Marathon Bancorp, Inc. is the larger business by last-quarter revenue ($2.2M vs $1.2M, roughly 1.9× CALLAN JMB INC.). Marathon Bancorp, Inc. runs the higher net margin — 22.3% vs -223.8%, a 246.1% gap on every dollar of revenue.

Marathon Bancorp, Inc. is a Maryland-based financial holding company that primarily operates through its community bank subsidiary. It offers a full range of retail and commercial banking products including deposit accounts, consumer loans, commercial mortgages, and small business financing, serving individual and small-to-medium enterprise customers across local markets in Maryland.

CJMB vs MBBC — Head-to-Head

Bigger by revenue
MBBC
MBBC
1.9× larger
MBBC
$2.2M
$1.2M
CJMB
Higher net margin
MBBC
MBBC
246.1% more per $
MBBC
22.3%
-223.8%
CJMB

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
CJMB
CJMB
MBBC
MBBC
Revenue
$1.2M
$2.2M
Net Profit
$-2.6M
$501.4K
Gross Margin
30.3%
Operating Margin
-216.6%
26.2%
Net Margin
-223.8%
22.3%
Revenue YoY
41.7%
Net Profit YoY
880.7%
EPS (diluted)
$-0.58
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CJMB
CJMB
MBBC
MBBC
Q4 25
$1.2M
$2.2M
Q3 25
$1.4M
$2.1M
Q2 25
$1.7M
$1.9M
Q1 25
$1.4M
$1.7M
Q4 24
$1.6M
Q3 24
$1.6M
Q2 24
$1.6M
Q1 24
$1.6M
Net Profit
CJMB
CJMB
MBBC
MBBC
Q4 25
$-2.6M
$501.4K
Q3 25
$-2.7M
$444.3K
Q2 25
$-1.4M
$-332.0K
Q1 25
$-1.2M
$148.4K
Q4 24
$51.1K
Q3 24
$174.9K
Q2 24
$85.8K
Q1 24
$-631.1K
Gross Margin
CJMB
CJMB
MBBC
MBBC
Q4 25
30.3%
Q3 25
34.1%
Q2 25
38.6%
Q1 25
42.5%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CJMB
CJMB
MBBC
MBBC
Q4 25
-216.6%
26.2%
Q3 25
-129.9%
25.5%
Q2 25
-84.2%
-25.7%
Q1 25
-85.4%
11.6%
Q4 24
3.3%
Q3 24
13.4%
Q2 24
4.1%
Q1 24
-53.7%
Net Margin
CJMB
CJMB
MBBC
MBBC
Q4 25
-223.8%
22.3%
Q3 25
-188.8%
20.7%
Q2 25
-83.9%
-18.9%
Q1 25
-85.6%
8.9%
Q4 24
3.2%
Q3 24
10.8%
Q2 24
6.2%
Q1 24
-40.7%
EPS (diluted)
CJMB
CJMB
MBBC
MBBC
Q4 25
$-0.58
$0.19
Q3 25
$-0.61
$0.17
Q2 25
$-0.31
$-0.13
Q1 25
$-0.32
$0.07
Q4 24
$0.02
Q3 24
$0.06
Q2 24
$0.07
Q1 24
$-0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CJMB
CJMB
MBBC
MBBC
Cash + ST InvestmentsLiquidity on hand
$2.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.3M
$46.9M
Total Assets
$5.8M
$248.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CJMB
CJMB
MBBC
MBBC
Q4 25
$2.1M
Q3 25
$2.8M
Q2 25
$4.2M
Q1 25
$5.2M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CJMB
CJMB
MBBC
MBBC
Q4 25
$2.3M
$46.9M
Q3 25
$4.2M
$46.3M
Q2 25
$5.8M
$45.7M
Q1 25
$6.8M
$32.0M
Q4 24
$31.7M
Q3 24
$31.6M
Q2 24
$31.3M
Q1 24
$31.4M
Total Assets
CJMB
CJMB
MBBC
MBBC
Q4 25
$5.8M
$248.0M
Q3 25
$7.7M
$246.0M
Q2 25
$9.0M
$238.8M
Q1 25
$8.5M
$236.8M
Q4 24
$217.9M
Q3 24
$216.5M
Q2 24
$219.3M
Q1 24
$225.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CJMB
CJMB
MBBC
MBBC
Operating Cash FlowLast quarter
$-659.0K
$1.4M
Free Cash FlowOCF − Capex
$1.4M
FCF MarginFCF / Revenue
62.3%
Capex IntensityCapex / Revenue
0.0%
0.6%
Cash ConversionOCF / Net Profit
2.82×
TTM Free Cash FlowTrailing 4 quarters
$3.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CJMB
CJMB
MBBC
MBBC
Q4 25
$-659.0K
$1.4M
Q3 25
$-1.8M
$464.0K
Q2 25
$-563.3K
$1.4M
Q1 25
$-1.6M
$849.0K
Q4 24
$113.6K
Q3 24
$945.2K
Q2 24
$416.6K
Q1 24
$-802.1K
Free Cash Flow
CJMB
CJMB
MBBC
MBBC
Q4 25
$1.4M
Q3 25
$-1.9M
$456.6K
Q2 25
$-995.8K
$1.3M
Q1 25
$-1.6M
$773.2K
Q4 24
$105.0K
Q3 24
$921.6K
Q2 24
$-1.8M
Q1 24
$-1.1M
FCF Margin
CJMB
CJMB
MBBC
MBBC
Q4 25
62.3%
Q3 25
-133.5%
21.3%
Q2 25
-59.8%
66.0%
Q1 25
-108.8%
46.3%
Q4 24
6.6%
Q3 24
57.1%
Q2 24
-118.5%
Q1 24
-67.9%
Capex Intensity
CJMB
CJMB
MBBC
MBBC
Q4 25
0.0%
0.6%
Q3 25
11.7%
0.3%
Q2 25
26.0%
9.3%
Q1 25
1.0%
4.5%
Q4 24
0.5%
Q3 24
1.5%
Q2 24
145.2%
Q1 24
16.2%
Cash Conversion
CJMB
CJMB
MBBC
MBBC
Q4 25
2.82×
Q3 25
1.04×
Q2 25
Q1 25
5.72×
Q4 24
2.22×
Q3 24
5.40×
Q2 24
4.85×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CJMB
CJMB

Governmental$1.1M91%
Other$106.5K9%

MBBC
MBBC

Segment breakdown not available.

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