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Side-by-side financial comparison of COMERICA INC (CMA) and CARTERS INC (CRI). Click either name above to swap in a different company.
COMERICA INC is the larger business by last-quarter revenue ($838.0M vs $757.8M, roughly 1.1× CARTERS INC). COMERICA INC runs the higher net margin — 21.0% vs 1.5%, a 19.5% gap on every dollar of revenue. On growth, COMERICA INC posted the faster year-over-year revenue change (3.3% vs -0.1%).
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
Carter's, Inc. is a major American designer and marketer of children's apparel. It was founded in 1865 by William Carter.
CMA vs CRI — Head-to-Head
Income Statement — Q3 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $838.0M | $757.8M |
| Net Profit | $176.0M | $11.6M |
| Gross Margin | — | 45.1% |
| Operating Margin | — | 3.8% |
| Net Margin | 21.0% | 1.5% |
| Revenue YoY | 3.3% | -0.1% |
| Net Profit YoY | -4.3% | -80.1% |
| EPS (diluted) | $1.35 | $0.32 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q3 25 | $838.0M | $757.8M | ||
| Q2 25 | $849.0M | $585.3M | ||
| Q1 25 | $829.0M | $629.8M | ||
| Q4 24 | $825.0M | — | ||
| Q3 24 | $811.0M | — | ||
| Q2 24 | $824.0M | — | ||
| Q1 24 | $784.0M | — | ||
| Q4 23 | $192.0M | — |
| Q3 25 | $176.0M | $11.6M | ||
| Q2 25 | $199.0M | $446.0K | ||
| Q1 25 | $172.0M | $15.5M | ||
| Q4 24 | $170.0M | — | ||
| Q3 24 | $184.0M | — | ||
| Q2 24 | $206.0M | — | ||
| Q1 24 | $138.0M | — | ||
| Q4 23 | $33.0M | — |
| Q3 25 | — | 45.1% | ||
| Q2 25 | — | 48.1% | ||
| Q1 25 | — | 46.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 4.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
| Q3 25 | 21.0% | 1.5% | ||
| Q2 25 | 23.4% | 0.1% | ||
| Q1 25 | 20.7% | 2.5% | ||
| Q4 24 | 20.6% | — | ||
| Q3 24 | 22.7% | — | ||
| Q2 24 | 25.0% | — | ||
| Q1 24 | 17.6% | — | ||
| Q4 23 | 17.2% | — |
| Q3 25 | $1.35 | $0.32 | ||
| Q2 25 | $1.42 | $0.01 | ||
| Q1 25 | $1.25 | $0.43 | ||
| Q4 24 | $1.22 | — | ||
| Q3 24 | $1.33 | — | ||
| Q2 24 | $1.49 | — | ||
| Q1 24 | $0.98 | — | ||
| Q4 23 | $0.20 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $184.2M |
| Total DebtLower is stronger | $5.4B | — |
| Stockholders' EquityBook value | $7.4B | $864.6M |
| Total Assets | $77.4B | $2.5B |
| Debt / EquityLower = less leverage | 0.73× | — |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | — | $184.2M | ||
| Q2 25 | — | $338.2M | ||
| Q1 25 | — | $320.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
| Q3 25 | $5.4B | — | ||
| Q2 25 | $5.8B | — | ||
| Q1 25 | $5.7B | — | ||
| Q4 24 | $6.7B | — | ||
| Q3 24 | $6.8B | — | ||
| Q2 24 | $7.1B | — | ||
| Q1 24 | $7.1B | — | ||
| Q4 23 | $6.2B | — |
| Q3 25 | $7.4B | $864.6M | ||
| Q2 25 | $6.9B | $853.9M | ||
| Q1 25 | $7.1B | $847.2M | ||
| Q4 24 | $6.5B | — | ||
| Q3 24 | $7.4B | — | ||
| Q2 24 | $6.2B | — | ||
| Q1 24 | $6.0B | — | ||
| Q4 23 | $6.4B | — |
| Q3 25 | $77.4B | $2.5B | ||
| Q2 25 | $78.0B | $2.5B | ||
| Q1 25 | $77.6B | $2.3B | ||
| Q4 24 | $79.3B | — | ||
| Q3 24 | $79.7B | — | ||
| Q2 24 | $79.6B | — | ||
| Q1 24 | $79.4B | — | ||
| Q4 23 | $85.8B | — |
| Q3 25 | 0.73× | — | ||
| Q2 25 | 0.84× | — | ||
| Q1 25 | 0.81× | — | ||
| Q4 24 | 1.02× | — | ||
| Q3 24 | 0.92× | — | ||
| Q2 24 | 1.15× | — | ||
| Q1 24 | 1.18× | — | ||
| Q4 23 | 0.97× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-270.0M | $-128.0M |
| Free Cash FlowOCF − Capex | — | $-144.1M |
| FCF MarginFCF / Revenue | — | -19.0% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | -1.53× | -11.04× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q3 25 | $-270.0M | $-128.0M | ||
| Q2 25 | $476.0M | $40.3M | ||
| Q1 25 | $273.0M | $-48.6M | ||
| Q4 24 | $601.0M | — | ||
| Q3 24 | $1.0B | — | ||
| Q2 24 | $111.0M | — | ||
| Q1 24 | $-205.0M | — | ||
| Q4 23 | $1.1B | — |
| Q3 25 | — | $-144.1M | ||
| Q2 25 | — | $24.1M | ||
| Q1 25 | — | $-59.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
| Q3 25 | — | -19.0% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | -9.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
| Q3 25 | — | 2.1% | ||
| Q2 25 | — | 2.8% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — | ||
| Q4 23 | — | — |
| Q3 25 | -1.53× | -11.04× | ||
| Q2 25 | 2.39× | 90.37× | ||
| Q1 25 | 1.59× | -3.13× | ||
| Q4 24 | 3.54× | — | ||
| Q3 24 | 5.70× | — | ||
| Q2 24 | 0.54× | — | ||
| Q1 24 | -1.49× | — | ||
| Q4 23 | 34.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMA
Segment breakdown not available.
CRI
| Sales Channel Directly To Consumer | $362.3M | 48% |
| Sales Channel Through Intermediary | $283.8M | 37% |
| Other | $110.4M | 15% |
| Gift Cards | $1.3M | 0% |
