vs
Side-by-side financial comparison of COMERICA INC (CMA) and PHINIA INC. (PHIN). Click either name above to swap in a different company.
PHINIA INC. is the larger business by last-quarter revenue ($889.0M vs $838.0M, roughly 1.1× COMERICA INC). On growth, PHINIA INC. posted the faster year-over-year revenue change (6.7% vs 3.3%). Over the past eight quarters, COMERICA INC's revenue compounded faster (108.9% CAGR vs 1.5%).
Comerica Incorporated is an American financial services company, headquartered in Dallas, Texas. It is the parent of Comerica Bank, a regional commercial bank with 413 branches in the U.S. states of Texas, Michigan, California, Florida and Arizona. Comerica is among the largest U.S. financial holding companies, with offices in a number of U.S. cities.
PHINIA Inc. is a global automotive technology provider specializing in fuel injection systems, starters, alternators, and hybrid/electric vehicle components. It serves OEMs and aftermarket customers across North America, Europe, Asia Pacific and key markets, covering passenger car, commercial vehicle and industrial mobility segments.
CMA vs PHIN — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $838.0M | $889.0M |
| Net Profit | $176.0M | — |
| Gross Margin | — | 21.7% |
| Operating Margin | — | 7.8% |
| Net Margin | 21.0% | — |
| Revenue YoY | 3.3% | 6.7% |
| Net Profit YoY | -4.3% | — |
| EPS (diluted) | $1.35 | $1.14 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $889.0M | ||
| Q3 25 | $838.0M | $908.0M | ||
| Q2 25 | $849.0M | $890.0M | ||
| Q1 25 | $829.0M | $796.0M | ||
| Q4 24 | $825.0M | $833.0M | ||
| Q3 24 | $811.0M | $839.0M | ||
| Q2 24 | $824.0M | $868.0M | ||
| Q1 24 | $784.0M | $863.0M |
| Q4 25 | — | — | ||
| Q3 25 | $176.0M | $13.0M | ||
| Q2 25 | $199.0M | $46.0M | ||
| Q1 25 | $172.0M | $26.0M | ||
| Q4 24 | $170.0M | — | ||
| Q3 24 | $184.0M | $31.0M | ||
| Q2 24 | $206.0M | $14.0M | ||
| Q1 24 | $138.0M | $29.0M |
| Q4 25 | — | 21.7% | ||
| Q3 25 | — | 22.0% | ||
| Q2 25 | — | 22.1% | ||
| Q1 25 | — | 21.6% | ||
| Q4 24 | — | 22.7% | ||
| Q3 24 | — | 22.3% | ||
| Q2 24 | — | 21.7% | ||
| Q1 24 | — | 22.2% |
| Q4 25 | — | 7.8% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 10.0% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | 6.1% | ||
| Q3 24 | — | 7.9% | ||
| Q2 24 | — | 8.2% | ||
| Q1 24 | — | 8.2% |
| Q4 25 | — | — | ||
| Q3 25 | 21.0% | 1.4% | ||
| Q2 25 | 23.4% | 5.2% | ||
| Q1 25 | 20.7% | 3.3% | ||
| Q4 24 | 20.6% | — | ||
| Q3 24 | 22.7% | 3.7% | ||
| Q2 24 | 25.0% | 1.6% | ||
| Q1 24 | 17.6% | 3.4% |
| Q4 25 | — | $1.14 | ||
| Q3 25 | $1.35 | $0.33 | ||
| Q2 25 | $1.42 | $1.14 | ||
| Q1 25 | $1.25 | $0.63 | ||
| Q4 24 | $1.22 | $0.13 | ||
| Q3 24 | $1.33 | $0.70 | ||
| Q2 24 | $1.49 | $0.31 | ||
| Q1 24 | $0.98 | $0.62 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $359.0M |
| Total DebtLower is stronger | $5.4B | $970.0M |
| Stockholders' EquityBook value | $7.4B | $1.6B |
| Total Assets | $77.4B | $3.8B |
| Debt / EquityLower = less leverage | 0.73× | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $359.0M | ||
| Q3 25 | — | $349.0M | ||
| Q2 25 | — | $347.0M | ||
| Q1 25 | — | $373.0M | ||
| Q4 24 | — | $484.0M | ||
| Q3 24 | — | $477.0M | ||
| Q2 24 | — | $339.0M | ||
| Q1 24 | — | $325.0M |
| Q4 25 | — | $970.0M | ||
| Q3 25 | $5.4B | $990.0M | ||
| Q2 25 | $5.8B | $990.0M | ||
| Q1 25 | $5.7B | $989.0M | ||
| Q4 24 | $6.7B | $988.0M | ||
| Q3 24 | $6.8B | $987.0M | ||
| Q2 24 | $7.1B | $821.0M | ||
| Q1 24 | $7.1B | $706.0M |
| Q4 25 | — | $1.6B | ||
| Q3 25 | $7.4B | $1.6B | ||
| Q2 25 | $6.9B | $1.6B | ||
| Q1 25 | $7.1B | $1.5B | ||
| Q4 24 | $6.5B | $1.6B | ||
| Q3 24 | $7.4B | $1.7B | ||
| Q2 24 | $6.2B | $1.7B | ||
| Q1 24 | $6.0B | $1.9B |
| Q4 25 | — | $3.8B | ||
| Q3 25 | $77.4B | $4.0B | ||
| Q2 25 | $78.0B | $3.9B | ||
| Q1 25 | $77.6B | $3.7B | ||
| Q4 24 | $79.3B | $3.8B | ||
| Q3 24 | $79.7B | $4.0B | ||
| Q2 24 | $79.6B | $3.9B | ||
| Q1 24 | $79.4B | $4.0B |
| Q4 25 | — | 0.61× | ||
| Q3 25 | 0.73× | 0.62× | ||
| Q2 25 | 0.84× | 0.61× | ||
| Q1 25 | 0.81× | 0.64× | ||
| Q4 24 | 1.02× | 0.63× | ||
| Q3 24 | 0.92× | 0.58× | ||
| Q2 24 | 1.15× | 0.47× | ||
| Q1 24 | 1.18× | 0.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-270.0M | $96.0M |
| Free Cash FlowOCF − Capex | — | $67.0M |
| FCF MarginFCF / Revenue | — | 7.5% |
| Capex IntensityCapex / Revenue | — | 3.3% |
| Cash ConversionOCF / Net Profit | -1.53× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $188.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $96.0M | ||
| Q3 25 | $-270.0M | $119.0M | ||
| Q2 25 | $476.0M | $57.0M | ||
| Q1 25 | $273.0M | $40.0M | ||
| Q4 24 | $601.0M | $73.0M | ||
| Q3 24 | $1.0B | $95.0M | ||
| Q2 24 | $111.0M | $109.0M | ||
| Q1 24 | $-205.0M | $31.0M |
| Q4 25 | — | $67.0M | ||
| Q3 25 | — | $93.0M | ||
| Q2 25 | — | $23.0M | ||
| Q1 25 | — | $5.0M | ||
| Q4 24 | — | $53.0M | ||
| Q3 24 | — | $70.0M | ||
| Q2 24 | — | $92.0M | ||
| Q1 24 | — | $-12.0M |
| Q4 25 | — | 7.5% | ||
| Q3 25 | — | 10.2% | ||
| Q2 25 | — | 2.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 10.6% | ||
| Q1 24 | — | -1.4% |
| Q4 25 | — | 3.3% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 4.4% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 3.0% | ||
| Q2 24 | — | 2.0% | ||
| Q1 24 | — | 5.0% |
| Q4 25 | — | — | ||
| Q3 25 | -1.53× | 9.15× | ||
| Q2 25 | 2.39× | 1.24× | ||
| Q1 25 | 1.59× | 1.54× | ||
| Q4 24 | 3.54× | — | ||
| Q3 24 | 5.70× | 3.06× | ||
| Q2 24 | 0.54× | 7.79× | ||
| Q1 24 | -1.49× | 1.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMA
Segment breakdown not available.
PHIN
| Customer | $618.0M | 70% |
| Fuel Systems | $194.0M | 22% |
| Other | $77.0M | 9% |
