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Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and MetroCity Bankshares, Inc. (MCBS). Click either name above to swap in a different company.
MetroCity Bankshares, Inc. is the larger business by last-quarter revenue ($43.7M vs $28.5M, roughly 1.5× Creative Media & Community Trust Corp). MetroCity Bankshares, Inc. runs the higher net margin — 50.5% vs -125.8%, a 176.3% gap on every dollar of revenue. On growth, MetroCity Bankshares, Inc. posted the faster year-over-year revenue change (23.6% vs 3.6%). Over the past eight quarters, MetroCity Bankshares, Inc.'s revenue compounded faster (15.7% CAGR vs -8.5%).
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
Metro City Bank is a Korean-American bank based in Doraville, Georgia and offers personal and commercial banking services. It is the largest Korean-American bank to not be based out of Los Angeles, California. It currently operates a total of 19 branches in Texas, New York, New Jersey, Virginia, Georgia, Alabama, and Florida.
CMCT vs MCBS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $28.5M | $43.7M |
| Net Profit | $-11.4M | $18.1M |
| Gross Margin | — | — |
| Operating Margin | -125.6% | 52.8% |
| Net Margin | -125.8% | 50.5% |
| Revenue YoY | 3.6% | 23.6% |
| Net Profit YoY | -11.4% | 11.7% |
| EPS (diluted) | $-3.89 | $0.69 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $28.5M | $43.7M | ||
| Q3 25 | $26.2M | $38.0M | ||
| Q2 25 | $29.7M | $37.9M | ||
| Q1 25 | $32.3M | $36.0M | ||
| Q4 24 | $27.5M | $35.4M | ||
| Q3 24 | $28.6M | $36.9M | ||
| Q2 24 | $34.4M | $36.3M | ||
| Q1 24 | $34.0M | $32.7M |
| Q4 25 | $-11.4M | $18.1M | ||
| Q3 25 | $-12.5M | $17.3M | ||
| Q2 25 | $-9.0M | $16.8M | ||
| Q1 25 | $-6.1M | $16.3M | ||
| Q4 24 | $-10.3M | $16.2M | ||
| Q3 24 | $-10.4M | $16.7M | ||
| Q2 24 | $-796.0K | $16.9M | ||
| Q1 24 | $-3.7M | $14.6M |
| Q4 25 | -125.6% | 52.8% | ||
| Q3 25 | -47.7% | 62.8% | ||
| Q2 25 | -30.3% | 62.4% | ||
| Q1 25 | -19.0% | 61.3% | ||
| Q4 24 | -128.8% | 58.9% | ||
| Q3 24 | -36.9% | 61.4% | ||
| Q2 24 | -1.6% | 64.4% | ||
| Q1 24 | -10.7% | 62.6% |
| Q4 25 | -125.8% | 50.5% | ||
| Q3 25 | -47.5% | 45.5% | ||
| Q2 25 | -30.3% | 44.4% | ||
| Q1 25 | -18.9% | 45.3% | ||
| Q4 24 | -129.8% | 54.0% | ||
| Q3 24 | -36.3% | 45.3% | ||
| Q2 24 | -2.3% | 46.7% | ||
| Q1 24 | -11.0% | 44.8% |
| Q4 25 | $-3.89 | $0.69 | ||
| Q3 25 | $-23.52 | $0.67 | ||
| Q2 25 | $-18.94 | $0.65 | ||
| Q1 25 | $-20.73 | $0.63 | ||
| Q4 24 | $97.71 | $0.64 | ||
| Q3 24 | $-305.04 | $0.65 | ||
| Q2 24 | $-98.64 | $0.66 | ||
| Q1 24 | $-125.46 | $0.57 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.4M | $383.7M |
| Total DebtLower is stronger | $509.8M | — |
| Stockholders' EquityBook value | $265.4M | $544.2M |
| Total Assets | $859.2M | $4.8B |
| Debt / EquityLower = less leverage | 1.92× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.4M | $383.7M | ||
| Q3 25 | $17.3M | $227.2M | ||
| Q2 25 | $27.8M | $286.0M | ||
| Q1 25 | $19.8M | $285.1M | ||
| Q4 24 | $20.3M | $249.9M | ||
| Q3 24 | $18.5M | $291.2M | ||
| Q2 24 | $29.3M | $327.9M | ||
| Q1 24 | $21.3M | $258.8M |
| Q4 25 | $509.8M | — | ||
| Q3 25 | $527.8M | — | ||
| Q2 25 | $535.6M | — | ||
| Q1 25 | $512.7M | — | ||
| Q4 24 | $505.7M | — | ||
| Q3 24 | $478.3M | — | ||
| Q2 24 | $485.1M | — | ||
| Q1 24 | $472.8M | — |
| Q4 25 | $265.4M | $544.2M | ||
| Q3 25 | $281.9M | $445.9M | ||
| Q2 25 | $287.1M | $436.1M | ||
| Q1 25 | $293.0M | $428.0M | ||
| Q4 24 | $304.5M | $421.4M | ||
| Q3 24 | $321.0M | $407.2M | ||
| Q2 24 | $351.1M | $407.2M | ||
| Q1 24 | $369.9M | $396.6M |
| Q4 25 | $859.2M | $4.8B | ||
| Q3 25 | $871.8M | $3.6B | ||
| Q2 25 | $885.0M | $3.6B | ||
| Q1 25 | $882.3M | $3.7B | ||
| Q4 24 | $889.6M | $3.6B | ||
| Q3 24 | $868.0M | $3.6B | ||
| Q2 24 | $891.2M | $3.6B | ||
| Q1 24 | $887.5M | $3.6B |
| Q4 25 | 1.92× | — | ||
| Q3 25 | 1.87× | — | ||
| Q2 25 | 1.87× | — | ||
| Q1 25 | 1.75× | — | ||
| Q4 24 | 1.66× | — | ||
| Q3 24 | 1.49× | — | ||
| Q2 24 | 1.38× | — | ||
| Q1 24 | 1.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $37.7M |
| Free Cash FlowOCF − Capex | — | $37.0M |
| FCF MarginFCF / Revenue | — | 84.7% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 2.08× |
| TTM Free Cash FlowTrailing 4 quarters | — | $79.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $37.7M | ||
| Q3 25 | $3.7M | $16.5M | ||
| Q2 25 | $-2.5M | $14.5M | ||
| Q1 25 | $1.2M | $11.9M | ||
| Q4 24 | $17.0M | $63.5M | ||
| Q3 24 | $10.3M | $-11.5M | ||
| Q2 24 | $3.9M | $19.4M | ||
| Q1 24 | $1.6M | $36.4M |
| Q4 25 | — | $37.0M | ||
| Q3 25 | — | $16.2M | ||
| Q2 25 | — | $14.3M | ||
| Q1 25 | — | $11.8M | ||
| Q4 24 | — | $62.2M | ||
| Q3 24 | — | $-11.8M | ||
| Q2 24 | — | $19.0M | ||
| Q1 24 | — | $36.1M |
| Q4 25 | — | 84.7% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 37.8% | ||
| Q1 25 | — | 32.9% | ||
| Q4 24 | — | 175.8% | ||
| Q3 24 | — | -31.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 110.6% |
| Q4 25 | — | 1.5% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | 0.8% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 0.7% |
| Q4 25 | — | 2.08× | ||
| Q3 25 | — | 0.95× | ||
| Q2 25 | — | 0.86× | ||
| Q1 25 | — | 0.73× | ||
| Q4 24 | — | 3.91× | ||
| Q3 24 | — | -0.69× | ||
| Q2 24 | — | 1.14× | ||
| Q1 24 | — | 2.49× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
