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Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and UNITY BANCORP INC (UNTY). Click either name above to swap in a different company.
UNITY BANCORP INC is the larger business by last-quarter revenue ($35.3M vs $28.5M, roughly 1.2× Creative Media & Community Trust Corp). UNITY BANCORP INC runs the higher net margin — 43.9% vs -125.8%, a 169.6% gap on every dollar of revenue. On growth, UNITY BANCORP INC posted the faster year-over-year revenue change (24.2% vs 3.6%). Over the past eight quarters, UNITY BANCORP INC's revenue compounded faster (17.5% CAGR vs -8.5%).
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
Unity Bancorp Inc is a New Jersey-headquartered financial holding company operating Unity Bank. It offers a full range of commercial and retail banking services including business loans, deposit products, mortgage services, and personal banking solutions, primarily serving small and medium-sized enterprises and individual consumers across local communities in New Jersey and eastern Pennsylvania.
CMCT vs UNTY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $28.5M | $35.3M |
| Net Profit | $-11.4M | $15.5M |
| Gross Margin | — | — |
| Operating Margin | -125.6% | 55.8% |
| Net Margin | -125.8% | 43.9% |
| Revenue YoY | 3.6% | 24.2% |
| Net Profit YoY | -11.4% | 34.5% |
| EPS (diluted) | $-3.89 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $28.5M | $35.3M | ||
| Q3 25 | $26.2M | $32.8M | ||
| Q2 25 | $29.7M | $34.4M | ||
| Q1 25 | $32.3M | $29.4M | ||
| Q4 24 | $27.5M | $28.4M | ||
| Q3 24 | $28.6M | $27.7M | ||
| Q2 24 | $34.4M | $25.5M | ||
| Q1 24 | $34.0M | $25.6M |
| Q4 25 | $-11.4M | $15.5M | ||
| Q3 25 | $-12.5M | $14.4M | ||
| Q2 25 | $-9.0M | $16.5M | ||
| Q1 25 | $-6.1M | $11.6M | ||
| Q4 24 | $-10.3M | $11.5M | ||
| Q3 24 | $-10.4M | $10.9M | ||
| Q2 24 | $-796.0K | $9.5M | ||
| Q1 24 | $-3.7M | $9.6M |
| Q4 25 | -125.6% | 55.8% | ||
| Q3 25 | -47.7% | 57.5% | ||
| Q2 25 | -30.3% | 62.6% | ||
| Q1 25 | -19.0% | 52.6% | ||
| Q4 24 | -128.8% | 51.0% | ||
| Q3 24 | -36.9% | 52.7% | ||
| Q2 24 | -1.6% | 49.3% | ||
| Q1 24 | -10.7% | 50.0% |
| Q4 25 | -125.8% | 43.9% | ||
| Q3 25 | -47.5% | 43.8% | ||
| Q2 25 | -30.3% | 48.0% | ||
| Q1 25 | -18.9% | 39.5% | ||
| Q4 24 | -129.8% | 40.5% | ||
| Q3 24 | -36.3% | 39.4% | ||
| Q2 24 | -2.3% | 37.1% | ||
| Q1 24 | -11.0% | 37.5% |
| Q4 25 | $-3.89 | $1.52 | ||
| Q3 25 | $-23.52 | $1.41 | ||
| Q2 25 | $-18.94 | $1.61 | ||
| Q1 25 | $-20.73 | $1.13 | ||
| Q4 24 | $97.71 | $1.13 | ||
| Q3 24 | $-305.04 | $1.07 | ||
| Q2 24 | $-98.64 | $0.92 | ||
| Q1 24 | $-125.46 | $0.94 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.4M | — |
| Total DebtLower is stronger | $509.8M | — |
| Stockholders' EquityBook value | $265.4M | $345.6M |
| Total Assets | $859.2M | $3.0B |
| Debt / EquityLower = less leverage | 1.92× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.4M | — | ||
| Q3 25 | $17.3M | — | ||
| Q2 25 | $27.8M | — | ||
| Q1 25 | $19.8M | — | ||
| Q4 24 | $20.3M | — | ||
| Q3 24 | $18.5M | — | ||
| Q2 24 | $29.3M | — | ||
| Q1 24 | $21.3M | — |
| Q4 25 | $509.8M | — | ||
| Q3 25 | $527.8M | — | ||
| Q2 25 | $535.6M | — | ||
| Q1 25 | $512.7M | — | ||
| Q4 24 | $505.7M | $230.8M | ||
| Q3 24 | $478.3M | — | ||
| Q2 24 | $485.1M | — | ||
| Q1 24 | $472.8M | — |
| Q4 25 | $265.4M | $345.6M | ||
| Q3 25 | $281.9M | $334.0M | ||
| Q2 25 | $287.1M | $319.8M | ||
| Q1 25 | $293.0M | $306.1M | ||
| Q4 24 | $304.5M | $295.6M | ||
| Q3 24 | $321.0M | $284.3M | ||
| Q2 24 | $351.1M | $273.4M | ||
| Q1 24 | $369.9M | $266.8M |
| Q4 25 | $859.2M | $3.0B | ||
| Q3 25 | $871.8M | $2.9B | ||
| Q2 25 | $885.0M | $2.9B | ||
| Q1 25 | $882.3M | $2.8B | ||
| Q4 24 | $889.6M | $2.7B | ||
| Q3 24 | $868.0M | $2.6B | ||
| Q2 24 | $891.2M | $2.6B | ||
| Q1 24 | $887.5M | $2.6B |
| Q4 25 | 1.92× | — | ||
| Q3 25 | 1.87× | — | ||
| Q2 25 | 1.87× | — | ||
| Q1 25 | 1.75× | — | ||
| Q4 24 | 1.66× | 0.78× | ||
| Q3 24 | 1.49× | — | ||
| Q2 24 | 1.38× | — | ||
| Q1 24 | 1.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $44.9M |
| Free Cash FlowOCF − Capex | — | $44.3M |
| FCF MarginFCF / Revenue | — | 125.7% |
| Capex IntensityCapex / Revenue | — | 1.6% |
| Cash ConversionOCF / Net Profit | — | 2.90× |
| TTM Free Cash FlowTrailing 4 quarters | — | $81.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $44.9M | ||
| Q3 25 | $3.7M | $45.5M | ||
| Q2 25 | $-2.5M | $-25.3M | ||
| Q1 25 | $1.2M | $17.9M | ||
| Q4 24 | $17.0M | $48.0M | ||
| Q3 24 | $10.3M | $17.7M | ||
| Q2 24 | $3.9M | $-8.4M | ||
| Q1 24 | $1.6M | $15.8M |
| Q4 25 | — | $44.3M | ||
| Q3 25 | — | $45.3M | ||
| Q2 25 | — | $-25.5M | ||
| Q1 25 | — | $17.6M | ||
| Q4 24 | — | $47.3M | ||
| Q3 24 | — | $17.5M | ||
| Q2 24 | — | $-8.6M | ||
| Q1 24 | — | $15.7M |
| Q4 25 | — | 125.7% | ||
| Q3 25 | — | 138.1% | ||
| Q2 25 | — | -74.2% | ||
| Q1 25 | — | 59.9% | ||
| Q4 24 | — | 166.5% | ||
| Q3 24 | — | 63.3% | ||
| Q2 24 | — | -33.7% | ||
| Q1 24 | — | 61.4% |
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
