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Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
Velocity Financial, Inc. is the larger business by last-quarter revenue ($51.6M vs $28.5M, roughly 1.8× Creative Media & Community Trust Corp). Velocity Financial, Inc. runs the higher net margin — 67.3% vs -125.8%, a 193.1% gap on every dollar of revenue. On growth, Velocity Financial, Inc. posted the faster year-over-year revenue change (32.8% vs 3.6%). Over the past eight quarters, Velocity Financial, Inc.'s revenue compounded faster (32.3% CAGR vs -8.5%).
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
CMCT vs VEL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $28.5M | $51.6M |
| Net Profit | $-11.4M | $34.8M |
| Gross Margin | — | — |
| Operating Margin | -125.6% | 97.0% |
| Net Margin | -125.8% | 67.3% |
| Revenue YoY | 3.6% | 32.8% |
| Net Profit YoY | -11.4% | 67.0% |
| EPS (diluted) | $-3.89 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $28.5M | $51.6M | ||
| Q3 25 | $26.2M | $49.1M | ||
| Q2 25 | $29.7M | $47.6M | ||
| Q1 25 | $32.3M | $37.5M | ||
| Q4 24 | $27.5M | $38.9M | ||
| Q3 24 | $28.6M | $35.1M | ||
| Q2 24 | $34.4M | $32.4M | ||
| Q1 24 | $34.0M | $29.5M |
| Q4 25 | $-11.4M | $34.8M | ||
| Q3 25 | $-12.5M | $25.4M | ||
| Q2 25 | $-9.0M | $26.0M | ||
| Q1 25 | $-6.1M | $18.9M | ||
| Q4 24 | $-10.3M | $20.8M | ||
| Q3 24 | $-10.4M | $15.8M | ||
| Q2 24 | $-796.0K | $14.8M | ||
| Q1 24 | $-3.7M | $17.3M |
| Q4 25 | -125.6% | 97.0% | ||
| Q3 25 | -47.7% | 72.1% | ||
| Q2 25 | -30.3% | 71.3% | ||
| Q1 25 | -19.0% | 71.7% | ||
| Q4 24 | -128.8% | 82.5% | ||
| Q3 24 | -36.9% | 60.6% | ||
| Q2 24 | -1.6% | 61.3% | ||
| Q1 24 | -10.7% | 78.8% |
| Q4 25 | -125.8% | 67.3% | ||
| Q3 25 | -47.5% | 51.7% | ||
| Q2 25 | -30.3% | 54.6% | ||
| Q1 25 | -18.9% | 50.4% | ||
| Q4 24 | -129.8% | 53.5% | ||
| Q3 24 | -36.3% | 45.1% | ||
| Q2 24 | -2.3% | 45.6% | ||
| Q1 24 | -11.0% | 58.5% |
| Q4 25 | $-3.89 | $0.90 | ||
| Q3 25 | $-23.52 | $0.65 | ||
| Q2 25 | $-18.94 | $0.69 | ||
| Q1 25 | $-20.73 | $0.51 | ||
| Q4 24 | $97.71 | $0.56 | ||
| Q3 24 | $-305.04 | $0.44 | ||
| Q2 24 | $-98.64 | $0.42 | ||
| Q1 24 | $-125.46 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.4M | $92.1M |
| Total DebtLower is stronger | $509.8M | — |
| Stockholders' EquityBook value | $265.4M | $672.5M |
| Total Assets | $859.2M | $7.4B |
| Debt / EquityLower = less leverage | 1.92× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.4M | $92.1M | ||
| Q3 25 | $17.3M | $99.0M | ||
| Q2 25 | $27.8M | $79.6M | ||
| Q1 25 | $19.8M | $51.7M | ||
| Q4 24 | $20.3M | $49.9M | ||
| Q3 24 | $18.5M | $44.1M | ||
| Q2 24 | $29.3M | $47.4M | ||
| Q1 24 | $21.3M | $34.8M |
| Q4 25 | $509.8M | — | ||
| Q3 25 | $527.8M | — | ||
| Q2 25 | $535.6M | — | ||
| Q1 25 | $512.7M | — | ||
| Q4 24 | $505.7M | — | ||
| Q3 24 | $478.3M | — | ||
| Q2 24 | $485.1M | — | ||
| Q1 24 | $472.8M | — |
| Q4 25 | $265.4M | $672.5M | ||
| Q3 25 | $281.9M | $634.3M | ||
| Q2 25 | $287.1M | $597.9M | ||
| Q1 25 | $293.0M | $563.2M | ||
| Q4 24 | $304.5M | $516.9M | ||
| Q3 24 | $321.0M | $484.6M | ||
| Q2 24 | $351.1M | $471.3M | ||
| Q1 24 | $369.9M | $452.9M |
| Q4 25 | $859.2M | $7.4B | ||
| Q3 25 | $871.8M | $7.0B | ||
| Q2 25 | $885.0M | $6.5B | ||
| Q1 25 | $882.3M | $6.0B | ||
| Q4 24 | $889.6M | $5.5B | ||
| Q3 24 | $868.0M | $5.2B | ||
| Q2 24 | $891.2M | $4.9B | ||
| Q1 24 | $887.5M | $4.6B |
| Q4 25 | 1.92× | — | ||
| Q3 25 | 1.87× | — | ||
| Q2 25 | 1.87× | — | ||
| Q1 25 | 1.75× | — | ||
| Q4 24 | 1.66× | — | ||
| Q3 24 | 1.49× | — | ||
| Q2 24 | 1.38× | — | ||
| Q1 24 | 1.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $18.2M |
| Free Cash FlowOCF − Capex | — | $17.9M |
| FCF MarginFCF / Revenue | — | 34.6% |
| Capex IntensityCapex / Revenue | — | 0.5% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $18.2M | ||
| Q3 25 | $3.7M | $11.5M | ||
| Q2 25 | $-2.5M | $7.7M | ||
| Q1 25 | $1.2M | $3.5M | ||
| Q4 24 | $17.0M | $37.8M | ||
| Q3 24 | $10.3M | $-17.6M | ||
| Q2 24 | $3.9M | $11.5M | ||
| Q1 24 | $1.6M | $10.6M |
| Q4 25 | — | $17.9M | ||
| Q3 25 | — | $11.4M | ||
| Q2 25 | — | $7.6M | ||
| Q1 25 | — | $3.5M | ||
| Q4 24 | — | $37.5M | ||
| Q3 24 | — | $-17.6M | ||
| Q2 24 | — | $11.4M | ||
| Q1 24 | — | $10.5M |
| Q4 25 | — | 34.6% | ||
| Q3 25 | — | 23.2% | ||
| Q2 25 | — | 15.9% | ||
| Q1 25 | — | 9.2% | ||
| Q4 24 | — | 96.4% | ||
| Q3 24 | — | -50.3% | ||
| Q2 24 | — | 35.1% | ||
| Q1 24 | — | 35.8% |
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | — | 0.52× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.19× | ||
| Q4 24 | — | 1.81× | ||
| Q3 24 | — | -1.11× | ||
| Q2 24 | — | 0.78× | ||
| Q1 24 | — | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CMCT
Segment breakdown not available.
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
