vs
Side-by-side financial comparison of Creative Media & Community Trust Corp (CMCT) and Waterstone Financial, Inc. (WSBF). Click either name above to swap in a different company.
Waterstone Financial, Inc. is the larger business by last-quarter revenue ($37.2M vs $28.5M, roughly 1.3× Creative Media & Community Trust Corp). On growth, Waterstone Financial, Inc. posted the faster year-over-year revenue change (16.7% vs 3.6%). Over the past eight quarters, Waterstone Financial, Inc.'s revenue compounded faster (7.1% CAGR vs -8.5%).
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
Waterstone Financial, Inc. is a U.S. bank holding company headquartered in Wisconsin. It offers retail and commercial banking services, residential mortgages, and wealth management solutions, primarily serving consumers and small to medium-sized businesses across the U.S. Midwest region.
CMCT vs WSBF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $28.5M | $37.2M |
| Net Profit | $-11.4M | — |
| Gross Margin | — | — |
| Operating Margin | -125.6% | 27.0% |
| Net Margin | -125.8% | — |
| Revenue YoY | 3.6% | 16.7% |
| Net Profit YoY | -11.4% | — |
| EPS (diluted) | $-3.89 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $28.5M | $37.2M | ||
| Q3 25 | $26.2M | $37.0M | ||
| Q2 25 | $29.7M | $38.0M | ||
| Q1 25 | $32.3M | $29.7M | ||
| Q4 24 | $27.5M | $31.8M | ||
| Q3 24 | $28.6M | $34.1M | ||
| Q2 24 | $34.4M | $37.2M | ||
| Q1 24 | $34.0M | $32.4M |
| Q4 25 | $-11.4M | — | ||
| Q3 25 | $-12.5M | $7.9M | ||
| Q2 25 | $-9.0M | $7.7M | ||
| Q1 25 | $-6.1M | $3.0M | ||
| Q4 24 | $-10.3M | — | ||
| Q3 24 | $-10.4M | $4.7M | ||
| Q2 24 | $-796.0K | $5.7M | ||
| Q1 24 | $-3.7M | $3.0M |
| Q4 25 | -125.6% | 27.0% | ||
| Q3 25 | -47.7% | 26.6% | ||
| Q2 25 | -30.3% | 25.4% | ||
| Q1 25 | -19.0% | 13.1% | ||
| Q4 24 | -128.8% | 19.5% | ||
| Q3 24 | -36.9% | 17.3% | ||
| Q2 24 | -1.6% | 19.2% | ||
| Q1 24 | -10.7% | 14.7% |
| Q4 25 | -125.8% | — | ||
| Q3 25 | -47.5% | 21.4% | ||
| Q2 25 | -30.3% | 20.3% | ||
| Q1 25 | -18.9% | 10.2% | ||
| Q4 24 | -129.8% | — | ||
| Q3 24 | -36.3% | 13.9% | ||
| Q2 24 | -2.3% | 15.4% | ||
| Q1 24 | -11.0% | 9.4% |
| Q4 25 | $-3.89 | $0.43 | ||
| Q3 25 | $-23.52 | $0.45 | ||
| Q2 25 | $-18.94 | $0.43 | ||
| Q1 25 | $-20.73 | $0.17 | ||
| Q4 24 | $97.71 | $0.28 | ||
| Q3 24 | $-305.04 | $0.26 | ||
| Q2 24 | $-98.64 | $0.31 | ||
| Q1 24 | $-125.46 | $0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.4M | — |
| Total DebtLower is stronger | $509.8M | $412.3M |
| Stockholders' EquityBook value | $265.4M | $349.4M |
| Total Assets | $859.2M | $2.3B |
| Debt / EquityLower = less leverage | 1.92× | 1.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $15.4M | — | ||
| Q3 25 | $17.3M | — | ||
| Q2 25 | $27.8M | — | ||
| Q1 25 | $19.8M | — | ||
| Q4 24 | $20.3M | — | ||
| Q3 24 | $18.5M | — | ||
| Q2 24 | $29.3M | — | ||
| Q1 24 | $21.3M | — |
| Q4 25 | $509.8M | $412.3M | ||
| Q3 25 | $527.8M | $469.1M | ||
| Q2 25 | $535.6M | $465.7M | ||
| Q1 25 | $512.7M | $395.9M | ||
| Q4 24 | $505.7M | $446.5M | ||
| Q3 24 | $478.3M | $560.1M | ||
| Q2 24 | $485.1M | $660.8M | ||
| Q1 24 | $472.8M | $634.2M |
| Q4 25 | $265.4M | $349.4M | ||
| Q3 25 | $281.9M | $345.5M | ||
| Q2 25 | $287.1M | $341.5M | ||
| Q1 25 | $293.0M | $341.4M | ||
| Q4 24 | $304.5M | $339.1M | ||
| Q3 24 | $321.0M | $342.0M | ||
| Q2 24 | $351.1M | $334.9M | ||
| Q1 24 | $369.9M | $338.0M |
| Q4 25 | $859.2M | $2.3B | ||
| Q3 25 | $871.8M | $2.3B | ||
| Q2 25 | $885.0M | $2.3B | ||
| Q1 25 | $882.3M | $2.2B | ||
| Q4 24 | $889.6M | $2.2B | ||
| Q3 24 | $868.0M | $2.2B | ||
| Q2 24 | $891.2M | $2.3B | ||
| Q1 24 | $887.5M | $2.2B |
| Q4 25 | 1.92× | 1.18× | ||
| Q3 25 | 1.87× | 1.36× | ||
| Q2 25 | 1.87× | 1.36× | ||
| Q1 25 | 1.75× | 1.16× | ||
| Q4 24 | 1.66× | 1.32× | ||
| Q3 24 | 1.49× | 1.64× | ||
| Q2 24 | 1.38× | 1.97× | ||
| Q1 24 | 1.28× | 1.88× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.8M | $24.2M |
| Free Cash FlowOCF − Capex | — | $23.0M |
| FCF MarginFCF / Revenue | — | 61.9% |
| Capex IntensityCapex / Revenue | — | 3.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.8M | $24.2M | ||
| Q3 25 | $3.7M | $32.7M | ||
| Q2 25 | $-2.5M | $-38.4M | ||
| Q1 25 | $1.2M | $26.7M | ||
| Q4 24 | $17.0M | $48.1M | ||
| Q3 24 | $10.3M | $74.1M | ||
| Q2 24 | $3.9M | $-39.5M | ||
| Q1 24 | $1.6M | $-9.9M |
| Q4 25 | — | $23.0M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $-38.5M | ||
| Q1 25 | — | $26.5M | ||
| Q4 24 | — | $47.0M | ||
| Q3 24 | — | $73.9M | ||
| Q2 24 | — | $-39.7M | ||
| Q1 24 | — | $-10.3M |
| Q4 25 | — | 61.9% | ||
| Q3 25 | — | 87.5% | ||
| Q2 25 | — | -101.2% | ||
| Q1 25 | — | 89.2% | ||
| Q4 24 | — | 147.5% | ||
| Q3 24 | — | 216.9% | ||
| Q2 24 | — | -106.7% | ||
| Q1 24 | — | -31.9% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 3.5% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 1.2% |
| Q4 25 | — | — | ||
| Q3 25 | — | 4.13× | ||
| Q2 25 | — | -4.98× | ||
| Q1 25 | — | 8.81× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 15.67× | ||
| Q2 24 | — | -6.92× | ||
| Q1 24 | — | -3.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
