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Side-by-side financial comparison of Core Natural Resources, Inc. (CNR) and Primerica, Inc. (PRI). Click either name above to swap in a different company.

Core Natural Resources, Inc. is the larger business by last-quarter revenue ($1.0B vs $853.7M, roughly 1.2× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs -7.6%, a 30.7% gap on every dollar of revenue. On growth, Core Natural Resources, Inc. posted the faster year-over-year revenue change (81.8% vs 11.0%). Over the past eight quarters, Core Natural Resources, Inc.'s revenue compounded faster (38.1% CAGR vs 7.2%).

Arch Resources, previously known as Arch Coal, was an American coal mining and processing company. The company mined, processed, and marketed bituminous and sub-bituminous coal with low sulfur content in the United States. Arch Resources was the second-largest supplier of coal in the United States, behind Peabody Energy. As of 2011 the company supplied 15% of the domestic market. Demand came mainly from generators of electricity.

Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.

CNR vs PRI — Head-to-Head

Bigger by revenue
CNR
CNR
1.2× larger
CNR
$1.0B
$853.7M
PRI
Growing faster (revenue YoY)
CNR
CNR
+70.7% gap
CNR
81.8%
11.0%
PRI
Higher net margin
PRI
PRI
30.7% more per $
PRI
23.1%
-7.6%
CNR
Faster 2-yr revenue CAGR
CNR
CNR
Annualised
CNR
38.1%
7.2%
PRI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CNR
CNR
PRI
PRI
Revenue
$1.0B
$853.7M
Net Profit
$-79.0M
$197.0M
Gross Margin
Operating Margin
-9.3%
28.9%
Net Margin
-7.6%
23.1%
Revenue YoY
81.8%
11.0%
Net Profit YoY
-356.3%
17.9%
EPS (diluted)
$-1.51
$6.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CNR
CNR
PRI
PRI
Q4 25
$1.0B
$853.7M
Q3 25
$1.0B
$839.9M
Q2 25
$1.1B
$793.3M
Q1 25
$1.0B
$804.8M
Q4 24
$573.6M
$768.8M
Q3 24
$553.4M
$774.1M
Q2 24
$490.7M
$803.4M
Q1 24
$546.7M
$742.8M
Net Profit
CNR
CNR
PRI
PRI
Q4 25
$-79.0M
$197.0M
Q3 25
$31.6M
$206.8M
Q2 25
$-36.6M
$178.3M
Q1 25
$-69.3M
$169.1M
Q4 24
$30.8M
$167.1M
Q3 24
$95.6M
$164.4M
Q2 24
$58.1M
$1.2M
Q1 24
$101.9M
$137.9M
Gross Margin
CNR
CNR
PRI
PRI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
98.0%
Q1 24
98.2%
Operating Margin
CNR
CNR
PRI
PRI
Q4 25
-9.3%
28.9%
Q3 25
-1.2%
32.3%
Q2 25
-1.7%
29.6%
Q1 25
-5.3%
27.5%
Q4 24
6.6%
64.7%
Q3 24
21.2%
32.9%
Q2 24
14.6%
1.0%
Q1 24
22.7%
24.1%
Net Margin
CNR
CNR
PRI
PRI
Q4 25
-7.6%
23.1%
Q3 25
3.2%
24.6%
Q2 25
-3.3%
22.5%
Q1 25
-6.8%
21.0%
Q4 24
5.4%
21.7%
Q3 24
17.3%
21.2%
Q2 24
11.8%
0.1%
Q1 24
18.6%
18.6%
EPS (diluted)
CNR
CNR
PRI
PRI
Q4 25
$-1.51
$6.11
Q3 25
$0.61
$6.35
Q2 25
$-0.70
$5.40
Q1 25
$-1.38
$5.05
Q4 24
$1.04
$4.92
Q3 24
$3.22
$4.83
Q2 24
$1.96
$0.03
Q1 24
$3.39
$3.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CNR
CNR
PRI
PRI
Cash + ST InvestmentsLiquidity on hand
$432.2M
$756.2M
Total DebtLower is stronger
$354.2M
Stockholders' EquityBook value
$3.7B
$2.4B
Total Assets
$6.1B
$15.0B
Debt / EquityLower = less leverage
0.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CNR
CNR
PRI
PRI
Q4 25
$432.2M
$756.2M
Q3 25
$444.7M
$644.9M
Q2 25
$413.2M
$621.2M
Q1 25
$388.5M
$625.1M
Q4 24
$460.2M
$687.8M
Q3 24
$331.7M
$550.1M
Q2 24
$216.1M
$627.3M
Q1 24
$172.6M
$593.4M
Total Debt
CNR
CNR
PRI
PRI
Q4 25
$354.2M
Q3 25
$334.5M
Q2 25
$334.0M
Q1 25
$329.8M
Q4 24
$94.8M
Q3 24
$83.7M
Q2 24
$184.9M
Q1 24
$185.5M
Stockholders' Equity
CNR
CNR
PRI
PRI
Q4 25
$3.7B
$2.4B
Q3 25
$3.8B
$2.3B
Q2 25
$3.8B
$2.3B
Q1 25
$3.9B
$2.3B
Q4 24
$1.6B
$2.3B
Q3 24
$1.5B
$1.9B
Q2 24
$1.4B
$2.1B
Q1 24
$1.4B
$2.2B
Total Assets
CNR
CNR
PRI
PRI
Q4 25
$6.1B
$15.0B
Q3 25
$6.2B
$14.8B
Q2 25
$6.2B
$14.8B
Q1 25
$6.3B
$14.6B
Q4 24
$2.9B
$14.6B
Q3 24
$2.8B
$14.8B
Q2 24
$2.7B
$14.6B
Q1 24
$2.7B
$14.9B
Debt / Equity
CNR
CNR
PRI
PRI
Q4 25
0.10×
Q3 25
0.09×
Q2 25
0.09×
Q1 25
0.08×
Q4 24
0.06×
Q3 24
0.05×
Q2 24
0.13×
Q1 24
0.13×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CNR
CNR
PRI
PRI
Operating Cash FlowLast quarter
$107.3M
$338.2M
Free Cash FlowOCF − Capex
$26.0M
FCF MarginFCF / Revenue
2.5%
Capex IntensityCapex / Revenue
7.8%
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters
$21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CNR
CNR
PRI
PRI
Q4 25
$107.3M
$338.2M
Q3 25
$87.9M
$202.9M
Q2 25
$220.2M
$162.6M
Q1 25
$-109.6M
$197.5M
Q4 24
$121.3M
$270.6M
Q3 24
$161.3M
$207.3M
Q2 24
$116.3M
$173.3M
Q1 24
$77.5M
$210.9M
Free Cash Flow
CNR
CNR
PRI
PRI
Q4 25
$26.0M
Q3 25
$38.6M
Q2 25
$131.0M
Q1 25
$-174.5M
Q4 24
$80.5M
Q3 24
$121.9M
Q2 24
$60.9M
Q1 24
$35.1M
FCF Margin
CNR
CNR
PRI
PRI
Q4 25
2.5%
Q3 25
3.9%
Q2 25
11.9%
Q1 25
-17.1%
Q4 24
14.0%
Q3 24
22.0%
Q2 24
12.4%
Q1 24
6.4%
Capex Intensity
CNR
CNR
PRI
PRI
Q4 25
7.8%
Q3 25
4.9%
Q2 25
8.1%
Q1 25
6.4%
Q4 24
7.1%
Q3 24
7.1%
Q2 24
11.3%
Q1 24
7.7%
Cash Conversion
CNR
CNR
PRI
PRI
Q4 25
1.72×
Q3 25
2.78×
0.98×
Q2 25
0.91×
Q1 25
1.17×
Q4 24
3.94×
1.62×
Q3 24
1.69×
1.26×
Q2 24
2.00×
147.98×
Q1 24
0.76×
1.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CNR
CNR

Other$397.4M38%
Power Generation$376.5M36%
PRB$183.0M18%
Metallurgical$42.0M4%
Industrial$34.1M3%
Terminal Revenue$6.4M1%
Other Revenue$3.0M0%

PRI
PRI

Revenues From Sources Other Than Contracts With Customers$445.9M52%
Investment And Savings Products Segment Revenues$340.3M40%
Other$56.5M7%
Segment Revenues From Contracts With Customers$11.0M1%

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