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Side-by-side financial comparison of Vita Coco Company, Inc. (COCO) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

PROVIDENT FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($225.7M vs $179.8M, roughly 1.3× Vita Coco Company, Inc.). On growth, Vita Coco Company, Inc. posted the faster year-over-year revenue change (37.3% vs 9.6%). Over the past eight quarters, PROVIDENT FINANCIAL SERVICES INC's revenue compounded faster (40.4% CAGR vs 11.7%).

The Vita Coco Company, doing business simply as Vita Coco, is an American beverage company which mainly sells coconut water. The largest brand globally in coconut/plant waters, Vita Coco has operations in 31 countries as of 2016. It is a benefit corporation. The company is owned by All Market Inc.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

COCO vs PFS — Head-to-Head

Bigger by revenue
PFS
PFS
1.3× larger
PFS
$225.7M
$179.8M
COCO
Growing faster (revenue YoY)
COCO
COCO
+27.7% gap
COCO
37.3%
9.6%
PFS
Faster 2-yr revenue CAGR
PFS
PFS
Annualised
PFS
40.4%
11.7%
COCO

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
COCO
COCO
PFS
PFS
Revenue
$179.8M
$225.7M
Net Profit
$30.5M
Gross Margin
39.9%
Operating Margin
18.7%
49.7%
Net Margin
17.0%
Revenue YoY
37.3%
9.6%
Net Profit YoY
61.4%
EPS (diluted)
$0.50
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COCO
COCO
PFS
PFS
Q1 26
$179.8M
Q4 25
$127.8M
$225.7M
Q3 25
$182.3M
$221.8M
Q2 25
$168.8M
$214.2M
Q1 25
$130.9M
$208.8M
Q4 24
$127.3M
$205.9M
Q3 24
$132.9M
$210.6M
Q2 24
$144.1M
$163.8M
Net Profit
COCO
COCO
PFS
PFS
Q1 26
$30.5M
Q4 25
$5.5M
Q3 25
$24.0M
$71.7M
Q2 25
$22.9M
$72.0M
Q1 25
$18.9M
$64.0M
Q4 24
$3.4M
Q3 24
$19.3M
$46.4M
Q2 24
$19.1M
$-11.5M
Gross Margin
COCO
COCO
PFS
PFS
Q1 26
39.9%
Q4 25
34.9%
Q3 25
37.7%
Q2 25
36.3%
Q1 25
36.7%
Q4 24
32.5%
Q3 24
38.8%
Q2 24
40.8%
Operating Margin
COCO
COCO
PFS
PFS
Q1 26
18.7%
Q4 25
8.0%
49.7%
Q3 25
15.3%
45.8%
Q2 25
14.9%
47.8%
Q1 25
14.7%
44.0%
Q4 24
3.4%
30.5%
Q3 24
15.5%
31.0%
Q2 24
20.8%
-13.0%
Net Margin
COCO
COCO
PFS
PFS
Q1 26
17.0%
Q4 25
4.3%
Q3 25
13.2%
32.3%
Q2 25
13.6%
33.6%
Q1 25
14.4%
30.7%
Q4 24
2.6%
Q3 24
14.5%
22.0%
Q2 24
13.2%
-7.0%
EPS (diluted)
COCO
COCO
PFS
PFS
Q1 26
$0.50
Q4 25
$0.10
$0.64
Q3 25
$0.40
$0.55
Q2 25
$0.38
$0.55
Q1 25
$0.31
$0.49
Q4 24
$0.06
$0.37
Q3 24
$0.32
$0.36
Q2 24
$0.32
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COCO
COCO
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$201.9M
$209.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$352.2M
$2.8B
Total Assets
$488.3M
$25.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COCO
COCO
PFS
PFS
Q1 26
$201.9M
Q4 25
$196.9M
$209.1M
Q3 25
$203.7M
$299.2M
Q2 25
$167.0M
$258.0M
Q1 25
$153.6M
$234.1M
Q4 24
$164.7M
$205.9M
Q3 24
$156.7M
$244.0M
Q2 24
$150.1M
$290.5M
Stockholders' Equity
COCO
COCO
PFS
PFS
Q1 26
$352.2M
Q4 25
$331.5M
$2.8B
Q3 25
$323.7M
$2.8B
Q2 25
$296.9M
$2.7B
Q1 25
$277.9M
$2.7B
Q4 24
$258.8M
$2.6B
Q3 24
$252.1M
$2.6B
Q2 24
$232.0M
$2.6B
Total Assets
COCO
COCO
PFS
PFS
Q1 26
$488.3M
Q4 25
$461.2M
$25.0B
Q3 25
$461.3M
$24.8B
Q2 25
$421.1M
$24.5B
Q1 25
$384.0M
$24.2B
Q4 24
$362.4M
$24.1B
Q3 24
$353.1M
$24.0B
Q2 24
$323.0M
$24.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COCO
COCO
PFS
PFS
Operating Cash FlowLast quarter
$442.3M
Free Cash FlowOCF − Capex
$430.7M
FCF MarginFCF / Revenue
190.8%
Capex IntensityCapex / Revenue
5.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$797.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COCO
COCO
PFS
PFS
Q1 26
Q4 25
$-3.9M
$442.3M
Q3 25
$39.1M
$98.0M
Q2 25
$21.8M
$186.8M
Q1 25
$-9.8M
$88.5M
Q4 24
$6.9M
$426.4M
Q3 24
$9.3M
$69.2M
Q2 24
$26.9M
$76.5M
Free Cash Flow
COCO
COCO
PFS
PFS
Q1 26
Q4 25
$-7.1M
$430.7M
Q3 25
$35.6M
$96.7M
Q2 25
$20.9M
$182.6M
Q1 25
$-10.4M
$87.4M
Q4 24
$6.8M
$425.1M
Q3 24
$8.9M
$67.9M
Q2 24
$26.6M
$75.5M
FCF Margin
COCO
COCO
PFS
PFS
Q1 26
Q4 25
-5.6%
190.8%
Q3 25
19.6%
43.6%
Q2 25
12.4%
85.2%
Q1 25
-7.9%
41.9%
Q4 24
5.3%
206.4%
Q3 24
6.7%
32.2%
Q2 24
18.5%
46.1%
Capex Intensity
COCO
COCO
PFS
PFS
Q1 26
Q4 25
2.5%
5.1%
Q3 25
1.9%
0.6%
Q2 25
0.6%
2.0%
Q1 25
0.4%
0.5%
Q4 24
0.1%
0.6%
Q3 24
0.3%
0.6%
Q2 24
0.2%
0.6%
Cash Conversion
COCO
COCO
PFS
PFS
Q1 26
Q4 25
-0.70×
Q3 25
1.63×
1.37×
Q2 25
0.95×
2.59×
Q1 25
-0.52×
1.38×
Q4 24
2.05×
Q3 24
0.48×
1.49×
Q2 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COCO
COCO

Subtotal$148.2M82%
Private Label$24.4M14%
Other$7.2M4%

PFS
PFS

Segment breakdown not available.

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