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Side-by-side financial comparison of COLUMBIA BANKING SYSTEM, INC. (COLB) and Life Time Group Holdings, Inc. (LTH). Click either name above to swap in a different company.

Life Time Group Holdings, Inc. is the larger business by last-quarter revenue ($788.7M vs $677.0M, roughly 1.2× COLUMBIA BANKING SYSTEM, INC.). COLUMBIA BANKING SYSTEM, INC. runs the higher net margin — 28.4% vs 11.2%, a 17.2% gap on every dollar of revenue. On growth, COLUMBIA BANKING SYSTEM, INC. posted the faster year-over-year revenue change (37.9% vs 11.7%). Over the past eight quarters, COLUMBIA BANKING SYSTEM, INC.'s revenue compounded faster (19.7% CAGR vs 8.7%).

Umpqua Holdings Corporation, d.b.a. Umpqua Bank, was a financial holding company based in downtown Portland, Oregon, United States. Headquarters were in the Umpqua Bank Plaza, formerly the headquarters of Benj. Franklin Savings and Loan. The firm had two principal operating subsidiaries: Umpqua Bank and Umpqua Investments.

Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.

COLB vs LTH — Head-to-Head

Bigger by revenue
LTH
LTH
1.2× larger
LTH
$788.7M
$677.0M
COLB
Growing faster (revenue YoY)
COLB
COLB
+26.2% gap
COLB
37.9%
11.7%
LTH
Higher net margin
COLB
COLB
17.2% more per $
COLB
28.4%
11.2%
LTH
Faster 2-yr revenue CAGR
COLB
COLB
Annualised
COLB
19.7%
8.7%
LTH

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
COLB
COLB
LTH
LTH
Revenue
$677.0M
$788.7M
Net Profit
$192.0M
$88.1M
Gross Margin
Operating Margin
17.1%
Net Margin
28.4%
11.2%
Revenue YoY
37.9%
11.7%
Net Profit YoY
120.7%
15.8%
EPS (diluted)
$0.66
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
COLB
COLB
LTH
LTH
Q1 26
$677.0M
$788.7M
Q4 25
$716.7M
$745.1M
Q3 25
$582.0M
$782.6M
Q2 25
$510.9M
$761.5M
Q1 25
$491.4M
$706.0M
Q4 24
$487.1M
$663.3M
Q3 24
$496.0M
$693.2M
Q2 24
$472.2M
$667.8M
Net Profit
COLB
COLB
LTH
LTH
Q1 26
$192.0M
$88.1M
Q4 25
$215.0M
$123.0M
Q3 25
$96.0M
$102.4M
Q2 25
$152.0M
$72.1M
Q1 25
$87.0M
$76.1M
Q4 24
$143.0M
$37.2M
Q3 24
$146.0M
$41.4M
Q2 24
$121.0M
$52.8M
Gross Margin
COLB
COLB
LTH
LTH
Q1 26
Q4 25
49.1%
Q3 25
47.1%
Q2 25
47.0%
Q1 25
47.5%
Q4 24
48.2%
Q3 24
46.5%
Q2 24
46.8%
Operating Margin
COLB
COLB
LTH
LTH
Q1 26
17.1%
Q4 25
17.4%
Q3 25
17.3%
Q2 25
14.2%
Q1 25
15.2%
Q4 24
13.1%
Q3 24
13.5%
Q2 24
15.7%
Net Margin
COLB
COLB
LTH
LTH
Q1 26
28.4%
11.2%
Q4 25
30.0%
16.5%
Q3 25
16.5%
13.1%
Q2 25
29.8%
9.5%
Q1 25
17.7%
10.8%
Q4 24
29.4%
5.6%
Q3 24
29.4%
6.0%
Q2 24
25.6%
7.9%
EPS (diluted)
COLB
COLB
LTH
LTH
Q1 26
$0.66
$0.39
Q4 25
$0.76
$0.55
Q3 25
$0.40
$0.45
Q2 25
$0.73
$0.32
Q1 25
$0.41
$0.34
Q4 24
$0.69
$0.17
Q3 24
$0.70
$0.19
Q2 24
$0.57
$0.26

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
COLB
COLB
LTH
LTH
Cash + ST InvestmentsLiquidity on hand
$120.0M
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$7.7B
$3.2B
Total Assets
$66.0B
$8.1B
Debt / EquityLower = less leverage
0.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
COLB
COLB
LTH
LTH
Q1 26
$120.0M
Q4 25
$2.4B
$204.8M
Q3 25
$2.3B
$218.9M
Q2 25
$1.9B
$175.5M
Q1 25
$2.1B
$59.0M
Q4 24
$1.9B
$10.9M
Q3 24
$2.1B
$120.9M
Q2 24
$2.1B
$34.5M
Total Debt
COLB
COLB
LTH
LTH
Q1 26
$1.5B
Q4 25
$1.5B
Q3 25
$1.5B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.7B
Q2 24
$1.8B
Stockholders' Equity
COLB
COLB
LTH
LTH
Q1 26
$7.7B
$3.2B
Q4 25
$7.8B
$3.1B
Q3 25
$7.8B
$3.0B
Q2 25
$5.3B
$2.9B
Q1 25
$5.2B
$2.7B
Q4 24
$5.1B
$2.6B
Q3 24
$5.3B
$2.6B
Q2 24
$5.0B
$2.4B
Total Assets
COLB
COLB
LTH
LTH
Q1 26
$66.0B
$8.1B
Q4 25
$66.8B
$8.0B
Q3 25
$67.5B
$7.8B
Q2 25
$51.9B
$7.6B
Q1 25
$51.5B
$7.3B
Q4 24
$51.6B
$7.2B
Q3 24
$51.9B
$7.2B
Q2 24
$52.0B
$7.1B
Debt / Equity
COLB
COLB
LTH
LTH
Q1 26
0.46×
Q4 25
0.48×
Q3 25
0.51×
Q2 25
0.53×
Q1 25
0.56×
Q4 24
0.59×
Q3 24
0.64×
Q2 24
0.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
COLB
COLB
LTH
LTH
Operating Cash FlowLast quarter
$198.8M
Free Cash FlowOCF − Capex
$-61.2M
FCF MarginFCF / Revenue
-7.8%
Capex IntensityCapex / Revenue
26.0%
Cash ConversionOCF / Net Profit
2.26×
TTM Free Cash FlowTrailing 4 quarters
$-123.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
COLB
COLB
LTH
LTH
Q1 26
$198.8M
Q4 25
$746.0M
$239.9M
Q3 25
$236.2M
$251.1M
Q2 25
$106.8M
$195.7M
Q1 25
$122.0M
$183.9M
Q4 24
$659.0M
$163.1M
Q3 24
$67.2M
$151.1M
Q2 24
$150.3M
$170.4M
Free Cash Flow
COLB
COLB
LTH
LTH
Q1 26
$-61.2M
Q4 25
$-64.6M
Q3 25
$28.6M
Q2 25
$-26.3M
Q1 25
$41.4M
Q4 24
$26.8M
Q3 24
$64.0M
Q2 24
$26.1M
FCF Margin
COLB
COLB
LTH
LTH
Q1 26
-7.8%
Q4 25
-8.7%
Q3 25
3.7%
Q2 25
-3.5%
Q1 25
5.9%
Q4 24
4.0%
Q3 24
9.2%
Q2 24
3.9%
Capex Intensity
COLB
COLB
LTH
LTH
Q1 26
26.0%
Q4 25
40.9%
Q3 25
28.4%
Q2 25
29.2%
Q1 25
20.2%
Q4 24
20.6%
Q3 24
12.6%
Q2 24
21.6%
Cash Conversion
COLB
COLB
LTH
LTH
Q1 26
2.26×
Q4 25
3.47×
1.95×
Q3 25
2.46×
2.45×
Q2 25
0.70×
2.71×
Q1 25
1.40×
2.41×
Q4 24
4.61×
4.39×
Q3 24
0.46×
3.65×
Q2 24
1.24×
3.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

COLB
COLB

Segment breakdown not available.

LTH
LTH

Center revenue$767.6M97%
Other revenue$21.1M3%

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