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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and Schrodinger, Inc. (SDGR). Click either name above to swap in a different company.

Schrodinger, Inc. is the larger business by last-quarter revenue ($87.2M vs $72.9M, roughly 1.2× CENTRAL PACIFIC FINANCIAL CORP). Schrodinger, Inc. runs the higher net margin — 37.3% vs 28.4%, a 8.9% gap on every dollar of revenue. On growth, CENTRAL PACIFIC FINANCIAL CORP posted the faster year-over-year revenue change (6.0% vs -1.2%). Over the past eight quarters, Schrodinger, Inc.'s revenue compounded faster (54.4% CAGR vs 6.7%).

Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.

Schrodinger, Inc. is a leading provider of advanced computational chemistry and physics software platforms, along with related consulting services, focused on accelerating drug discovery and novel materials development. Its solutions are adopted by biopharmaceutical companies, chemical manufacturers, academic research institutions and government entities across North America, Europe and Asia Pacific to cut R&D costs and shorten innovation cycles.

CPF vs SDGR — Head-to-Head

Bigger by revenue
SDGR
SDGR
1.2× larger
SDGR
$87.2M
$72.9M
CPF
Growing faster (revenue YoY)
CPF
CPF
+7.2% gap
CPF
6.0%
-1.2%
SDGR
Higher net margin
SDGR
SDGR
8.9% more per $
SDGR
37.3%
28.4%
CPF
Faster 2-yr revenue CAGR
SDGR
SDGR
Annualised
SDGR
54.4%
6.7%
CPF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
CPF
CPF
SDGR
SDGR
Revenue
$72.9M
$87.2M
Net Profit
$20.7M
$32.5M
Gross Margin
65.7%
Operating Margin
-19.7%
Net Margin
28.4%
37.3%
Revenue YoY
6.0%
-1.2%
Net Profit YoY
16.7%
180.8%
EPS (diluted)
$0.78
$0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CPF
CPF
SDGR
SDGR
Q1 26
$72.9M
Q4 25
$76.3M
$87.2M
Q3 25
$74.8M
$54.3M
Q2 25
$72.8M
$54.8M
Q1 25
$68.8M
$59.6M
Q4 24
$58.4M
$88.3M
Q3 24
$66.6M
$35.3M
Q2 24
$64.0M
$47.3M
Net Profit
CPF
CPF
SDGR
SDGR
Q1 26
$20.7M
Q4 25
$22.9M
$32.5M
Q3 25
$18.6M
$-32.8M
Q2 25
$18.3M
$-43.2M
Q1 25
$17.8M
$-59.8M
Q4 24
$11.3M
$-40.2M
Q3 24
$13.3M
$-38.1M
Q2 24
$15.8M
$-54.0M
Gross Margin
CPF
CPF
SDGR
SDGR
Q1 26
Q4 25
65.7%
Q3 25
51.6%
Q2 25
47.8%
Q1 25
52.3%
Q4 24
72.6%
Q3 24
50.2%
Q2 24
66.2%
Operating Margin
CPF
CPF
SDGR
SDGR
Q1 26
Q4 25
37.0%
-19.7%
Q3 25
31.6%
-84.6%
Q2 25
32.8%
-96.6%
Q1 25
32.8%
-85.5%
Q4 24
23.0%
-23.5%
Q3 24
25.6%
-193.9%
Q2 24
32.2%
-111.4%
Net Margin
CPF
CPF
SDGR
SDGR
Q1 26
28.4%
Q4 25
30.0%
37.3%
Q3 25
24.8%
-60.4%
Q2 25
25.1%
-78.8%
Q1 25
25.8%
-100.4%
Q4 24
19.4%
-45.5%
Q3 24
20.0%
-108.1%
Q2 24
24.7%
-114.2%
EPS (diluted)
CPF
CPF
SDGR
SDGR
Q1 26
$0.78
Q4 25
$0.85
$0.45
Q3 25
$0.69
$-0.45
Q2 25
$0.67
$-0.59
Q1 25
$0.65
$-0.82
Q4 24
$0.42
$-0.55
Q3 24
$0.49
$-0.52
Q2 24
$0.58
$-0.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CPF
CPF
SDGR
SDGR
Cash + ST InvestmentsLiquidity on hand
$395.5M
Total DebtLower is stronger
$76.5M
Stockholders' EquityBook value
$593.9M
$364.1M
Total Assets
$7.5B
$726.2M
Debt / EquityLower = less leverage
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CPF
CPF
SDGR
SDGR
Q1 26
Q4 25
$395.5M
Q3 25
$391.2M
Q2 25
$450.2M
Q1 25
$500.3M
Q4 24
$352.1M
Q3 24
$388.7M
Q2 24
$377.3M
Total Debt
CPF
CPF
SDGR
SDGR
Q1 26
$76.5M
Q4 25
$76.5M
Q3 25
$131.5M
Q2 25
$131.5M
Q1 25
$131.4M
Q4 24
$156.3M
Q3 24
$156.3M
Q2 24
$156.2M
Stockholders' Equity
CPF
CPF
SDGR
SDGR
Q1 26
$593.9M
Q4 25
$592.6M
$364.1M
Q3 25
$588.1M
$321.4M
Q2 25
$568.9M
$342.9M
Q1 25
$557.4M
$373.5M
Q4 24
$538.4M
$421.4M
Q3 24
$543.7M
$449.4M
Q2 24
$518.6M
$474.0M
Total Assets
CPF
CPF
SDGR
SDGR
Q1 26
$7.5B
Q4 25
$7.4B
$726.2M
Q3 25
$7.4B
$653.7M
Q2 25
$7.4B
$688.2M
Q1 25
$7.4B
$743.0M
Q4 24
$7.5B
$823.2M
Q3 24
$7.4B
$669.3M
Q2 24
$7.4B
$688.4M
Debt / Equity
CPF
CPF
SDGR
SDGR
Q1 26
0.13×
Q4 25
0.13×
Q3 25
0.22×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.29×
Q3 24
0.29×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CPF
CPF
SDGR
SDGR
Operating Cash FlowLast quarter
$-16.1M
Free Cash FlowOCF − Capex
$-16.1M
FCF MarginFCF / Revenue
-18.5%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
-0.50×
TTM Free Cash FlowTrailing 4 quarters
$12.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CPF
CPF
SDGR
SDGR
Q1 26
Q4 25
$97.5M
$-16.1M
Q3 25
$22.2M
$-61.9M
Q2 25
$34.3M
$-52.2M
Q1 25
$20.4M
$144.1M
Q4 24
$90.5M
$-31.1M
Q3 24
$21.3M
$-33.3M
Q2 24
$25.9M
$-53.7M
Free Cash Flow
CPF
CPF
SDGR
SDGR
Q1 26
Q4 25
$92.3M
$-16.1M
Q3 25
$21.4M
$-62.4M
Q2 25
$32.3M
$-52.5M
Q1 25
$19.6M
$143.5M
Q4 24
$75.4M
$-32.0M
Q3 24
$15.6M
$-34.6M
Q2 24
$21.3M
$-54.7M
FCF Margin
CPF
CPF
SDGR
SDGR
Q1 26
Q4 25
121.0%
-18.5%
Q3 25
28.6%
-114.8%
Q2 25
44.3%
-95.9%
Q1 25
28.4%
240.9%
Q4 24
129.2%
-36.2%
Q3 24
23.5%
-98.0%
Q2 24
33.2%
-115.6%
Capex Intensity
CPF
CPF
SDGR
SDGR
Q1 26
Q4 25
6.8%
0.0%
Q3 25
1.2%
0.9%
Q2 25
2.7%
0.6%
Q1 25
1.3%
1.0%
Q4 24
25.8%
1.0%
Q3 24
8.5%
3.8%
Q2 24
7.3%
2.1%
Cash Conversion
CPF
CPF
SDGR
SDGR
Q1 26
Q4 25
4.26×
-0.50×
Q3 25
1.20×
Q2 25
1.88×
Q1 25
1.15×
Q4 24
7.98×
Q3 24
1.60×
Q2 24
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CPF
CPF

Segment breakdown not available.

SDGR
SDGR

On Premise Software$44.4M51%
Drug Discovery Services$17.6M20%
Hosted Software$11.5M13%
Maintenance$6.9M8%
Professional Services$3.8M4%
July2024Agreement With Bill Melinda Gates Foundation$2.7M3%

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