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Side-by-side financial comparison of CENTRAL PACIFIC FINANCIAL CORP (CPF) and VINCE HOLDING CORP. (VNCE). Click either name above to swap in a different company.
VINCE HOLDING CORP. is the larger business by last-quarter revenue ($85.1M vs $72.9M, roughly 1.2× CENTRAL PACIFIC FINANCIAL CORP). CENTRAL PACIFIC FINANCIAL CORP runs the higher net margin — 28.4% vs 3.2%, a 25.2% gap on every dollar of revenue. On growth, VINCE HOLDING CORP. posted the faster year-over-year revenue change (6.2% vs 6.0%). Over the past eight quarters, CENTRAL PACIFIC FINANCIAL CORP's revenue compounded faster (6.7% CAGR vs 6.3%).
Central Pacific Bank (CPB) is an American regional commercial bank located throughout the state of Hawaii.
VINCE. is a contemporary clothing fashion brand founded in 2002. In 2023 Authentic Brands Group purchased its intellectual property in a $76.5 million deal.
CPF vs VNCE — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | ||
|---|---|---|
| Revenue | $72.9M | $85.1M |
| Net Profit | $20.7M | $2.7M |
| Gross Margin | — | 49.2% |
| Operating Margin | — | 6.4% |
| Net Margin | 28.4% | 3.2% |
| Revenue YoY | 6.0% | 6.2% |
| Net Profit YoY | 16.7% | -37.3% |
| EPS (diluted) | $0.78 | $0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $72.9M | — | ||
| Q4 25 | $76.3M | $85.1M | ||
| Q3 25 | $74.8M | $73.2M | ||
| Q2 25 | $72.8M | $57.9M | ||
| Q1 25 | $68.8M | $80.0M | ||
| Q4 24 | $58.4M | $80.2M | ||
| Q3 24 | $66.6M | $74.2M | ||
| Q2 24 | $64.0M | $59.2M |
| Q1 26 | $20.7M | — | ||
| Q4 25 | $22.9M | $2.7M | ||
| Q3 25 | $18.6M | $12.1M | ||
| Q2 25 | $18.3M | $-4.8M | ||
| Q1 25 | $17.8M | $-28.3M | ||
| Q4 24 | $11.3M | $4.3M | ||
| Q3 24 | $13.3M | $569.0K | ||
| Q2 24 | $15.8M | $4.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | 49.2% | ||
| Q3 25 | — | 50.4% | ||
| Q2 25 | — | 50.3% | ||
| Q1 25 | — | 50.1% | ||
| Q4 24 | — | 50.0% | ||
| Q3 24 | — | 47.4% | ||
| Q2 24 | — | 50.6% |
| Q1 26 | — | — | ||
| Q4 25 | 37.0% | 6.4% | ||
| Q3 25 | 31.6% | 15.2% | ||
| Q2 25 | 32.8% | -7.7% | ||
| Q1 25 | 32.8% | -37.1% | ||
| Q4 24 | 23.0% | 7.2% | ||
| Q3 24 | 25.6% | 1.5% | ||
| Q2 24 | 32.2% | 9.5% |
| Q1 26 | 28.4% | — | ||
| Q4 25 | 30.0% | 3.2% | ||
| Q3 25 | 24.8% | 16.5% | ||
| Q2 25 | 25.1% | -8.3% | ||
| Q1 25 | 25.8% | -35.5% | ||
| Q4 24 | 19.4% | 5.4% | ||
| Q3 24 | 20.0% | 0.8% | ||
| Q2 24 | 24.7% | 7.4% |
| Q1 26 | $0.78 | — | ||
| Q4 25 | $0.85 | $0.21 | ||
| Q3 25 | $0.69 | $0.93 | ||
| Q2 25 | $0.67 | $-0.37 | ||
| Q1 25 | $0.65 | $-2.25 | ||
| Q4 24 | $0.42 | $0.34 | ||
| Q3 24 | $0.49 | $0.05 | ||
| Q2 24 | $0.58 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.1M |
| Total DebtLower is stronger | $76.5M | — |
| Stockholders' EquityBook value | $593.9M | $53.4M |
| Total Assets | $7.5B | $246.0M |
| Debt / EquityLower = less leverage | 0.13× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $1.1M | ||
| Q3 25 | — | $777.0K | ||
| Q2 25 | — | $2.6M | ||
| Q1 25 | — | $607.0K | ||
| Q4 24 | — | $892.0K | ||
| Q3 24 | — | $711.0K | ||
| Q2 24 | — | $739.0K |
| Q1 26 | $76.5M | — | ||
| Q4 25 | $76.5M | — | ||
| Q3 25 | $131.5M | — | ||
| Q2 25 | $131.5M | — | ||
| Q1 25 | $131.4M | — | ||
| Q4 24 | $156.3M | — | ||
| Q3 24 | $156.3M | — | ||
| Q2 24 | $156.2M | — |
| Q1 26 | $593.9M | — | ||
| Q4 25 | $592.6M | $53.4M | ||
| Q3 25 | $588.1M | $49.3M | ||
| Q2 25 | $568.9M | $37.2M | ||
| Q1 25 | $557.4M | $41.8M | ||
| Q4 24 | $538.4M | $57.1M | ||
| Q3 24 | $543.7M | $52.4M | ||
| Q2 24 | $518.6M | $51.7M |
| Q1 26 | $7.5B | — | ||
| Q4 25 | $7.4B | $246.0M | ||
| Q3 25 | $7.4B | $239.0M | ||
| Q2 25 | $7.4B | $218.0M | ||
| Q1 25 | $7.4B | $222.7M | ||
| Q4 24 | $7.5B | $254.7M | ||
| Q3 24 | $7.4B | $253.6M | ||
| Q2 24 | $7.4B | $223.1M |
| Q1 26 | 0.13× | — | ||
| Q4 25 | 0.13× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.23× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.29× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | — | $-5.1M |
| Free Cash FlowOCF − Capex | — | $-5.7M |
| FCF MarginFCF / Revenue | — | -6.7% |
| Capex IntensityCapex / Revenue | — | 0.7% |
| Cash ConversionOCF / Net Profit | — | -1.86× |
| TTM Free Cash FlowTrailing 4 quarters | — | $4.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $97.5M | $-5.1M | ||
| Q3 25 | $22.2M | $4.2M | ||
| Q2 25 | $34.3M | $-11.8M | ||
| Q1 25 | $20.4M | $22.7M | ||
| Q4 24 | $90.5M | $6.4M | ||
| Q3 24 | $21.3M | $-3.2M | ||
| Q2 24 | $25.9M | $-3.9M |
| Q1 26 | — | — | ||
| Q4 25 | $92.3M | $-5.7M | ||
| Q3 25 | $21.4M | $2.1M | ||
| Q2 25 | $32.3M | $-13.2M | ||
| Q1 25 | $19.6M | $21.2M | ||
| Q4 24 | $75.4M | $5.1M | ||
| Q3 24 | $15.6M | $-3.9M | ||
| Q2 24 | $21.3M | $-4.6M |
| Q1 26 | — | — | ||
| Q4 25 | 121.0% | -6.7% | ||
| Q3 25 | 28.6% | 2.9% | ||
| Q2 25 | 44.3% | -22.9% | ||
| Q1 25 | 28.4% | 26.5% | ||
| Q4 24 | 129.2% | 6.4% | ||
| Q3 24 | 23.5% | -5.2% | ||
| Q2 24 | 33.2% | -7.8% |
| Q1 26 | — | — | ||
| Q4 25 | 6.8% | 0.7% | ||
| Q3 25 | 1.2% | 2.9% | ||
| Q2 25 | 2.7% | 2.5% | ||
| Q1 25 | 1.3% | 1.9% | ||
| Q4 24 | 25.8% | 1.6% | ||
| Q3 24 | 8.5% | 0.9% | ||
| Q2 24 | 7.3% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 4.26× | -1.86× | ||
| Q3 25 | 1.20× | 0.35× | ||
| Q2 25 | 1.88× | — | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 7.98× | 1.48× | ||
| Q3 24 | 1.60× | -5.61× | ||
| Q2 24 | 1.64× | -0.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CPF
Segment breakdown not available.
VNCE
| Vince Wholesale | $52.0M | 61% |
| Vince Direct To Consumer | $33.1M | 39% |