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Side-by-side financial comparison of CRA INTERNATIONAL, INC. (CRAI) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $197.0M, roughly 1.3× CRA INTERNATIONAL, INC.). CRA INTERNATIONAL, INC. runs the higher net margin — 6.7% vs 1.4%, a 5.3% gap on every dollar of revenue. On growth, CRA INTERNATIONAL, INC. posted the faster year-over-year revenue change (11.6% vs -1.3%). Over the past eight quarters, CRA INTERNATIONAL, INC.'s revenue compounded faster (7.1% CAGR vs -0.5%).
CRA INTERNATIONAL, INC.CRAIEarnings & Financial Report
CRA International, Inc. is a global consulting firm headquartered in Boston. The firm provides expert testimony and litigation support, strategic advice, and analysis to law firms, corporations, accounting firms, and governments.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
CRAI vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $197.0M | $247.7M |
| Net Profit | $13.2M | $3.4M |
| Gross Margin | — | — |
| Operating Margin | 10.5% | 2.6% |
| Net Margin | 6.7% | 1.4% |
| Revenue YoY | 11.6% | -1.3% |
| Net Profit YoY | -12.0% | -61.0% |
| EPS (diluted) | $1.99 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $197.0M | $247.7M | ||
| Q3 25 | $185.9M | $238.7M | ||
| Q2 25 | $186.9M | $234.3M | ||
| Q1 25 | $181.9M | $235.9M | ||
| Q4 24 | $176.4M | $250.9M | ||
| Q3 24 | $167.7M | $250.0M | ||
| Q2 24 | $171.4M | $250.4M | ||
| Q1 24 | $171.8M | $250.5M |
| Q4 25 | $13.2M | $3.4M | ||
| Q3 25 | $11.5M | $5.2M | ||
| Q2 25 | $12.1M | $6.9M | ||
| Q1 25 | $18.0M | $9.8M | ||
| Q4 24 | $15.0M | $8.7M | ||
| Q3 24 | $11.4M | $-30.0M | ||
| Q2 24 | $6.5M | $-31.0M | ||
| Q1 24 | $13.7M | $-26.4M |
| Q4 25 | 10.5% | 2.6% | ||
| Q3 25 | 9.3% | 6.0% | ||
| Q2 25 | 10.6% | 4.3% | ||
| Q1 25 | 14.0% | 5.6% | ||
| Q4 24 | 12.2% | 89.6% | ||
| Q3 24 | 11.0% | -15.8% | ||
| Q2 24 | 6.6% | -19.6% | ||
| Q1 24 | 11.4% | -12.2% |
| Q4 25 | 6.7% | 1.4% | ||
| Q3 25 | 6.2% | 2.2% | ||
| Q2 25 | 6.5% | 2.9% | ||
| Q1 25 | 9.9% | 4.1% | ||
| Q4 24 | 8.5% | 200.1% | ||
| Q3 24 | 6.8% | -12.0% | ||
| Q2 24 | 3.8% | -12.4% | ||
| Q1 24 | 8.0% | -10.6% |
| Q4 25 | $1.99 | $0.07 | ||
| Q3 25 | — | $0.11 | ||
| Q2 25 | — | $0.14 | ||
| Q1 25 | — | $0.21 | ||
| Q4 24 | — | $0.26 | ||
| Q3 24 | — | $-0.75 | ||
| Q2 24 | — | $-0.78 | ||
| Q1 24 | — | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $18.2M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $213.6M | $390.1M |
| Total Assets | $628.9M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $18.2M | $105.5M | ||
| Q3 25 | $22.5M | $104.6M | ||
| Q2 25 | $19.4M | $96.8M | ||
| Q1 25 | $25.6M | $78.5M | ||
| Q4 24 | $26.7M | $60.0M | ||
| Q3 24 | $24.5M | $71.8M | ||
| Q2 24 | $24.6M | $72.9M | ||
| Q1 24 | $37.1M | $69.2M |
| Q4 25 | $213.6M | $390.1M | ||
| Q3 25 | $201.7M | $383.9M | ||
| Q2 25 | $197.0M | $376.0M | ||
| Q1 25 | $227.3M | $366.1M | ||
| Q4 24 | $212.1M | $353.8M | ||
| Q3 24 | $204.5M | $327.6M | ||
| Q2 24 | $191.7M | $354.1M | ||
| Q1 24 | $211.8M | $382.0M |
| Q4 25 | $628.9M | $3.3B | ||
| Q3 25 | $629.0M | $3.2B | ||
| Q2 25 | $606.8M | $3.2B | ||
| Q1 25 | $590.4M | $3.2B | ||
| Q4 24 | $571.4M | $3.2B | ||
| Q3 24 | $582.3M | $3.3B | ||
| Q2 24 | $546.0M | $3.3B | ||
| Q1 24 | $552.5M | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $22.4M | $413.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.70× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $22.4M | $413.4M | ||
| Q3 25 | $36.5M | $99.0M | ||
| Q2 25 | $5.9M | $104.5M | ||
| Q1 25 | $-80.0M | $101.0M | ||
| Q4 24 | $79.4M | $393.5M | ||
| Q3 24 | $31.6M | $108.5M | ||
| Q2 24 | $1.8M | $107.7M | ||
| Q1 24 | $-63.1M | $85.9M |
| Q4 25 | — | — | ||
| Q3 25 | $35.9M | — | ||
| Q2 25 | $4.7M | — | ||
| Q1 25 | $-81.0M | — | ||
| Q4 24 | $68.8M | — | ||
| Q3 24 | $28.6M | — | ||
| Q2 24 | $-509.0K | — | ||
| Q1 24 | $-63.8M | — |
| Q4 25 | — | — | ||
| Q3 25 | 19.3% | — | ||
| Q2 25 | 2.5% | — | ||
| Q1 25 | -44.5% | — | ||
| Q4 24 | 39.0% | — | ||
| Q3 24 | 17.0% | — | ||
| Q2 24 | -0.3% | — | ||
| Q1 24 | -37.1% | — |
| Q4 25 | — | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | 6.0% | — | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 1.4% | — | ||
| Q1 24 | 0.4% | — |
| Q4 25 | 1.70× | 121.45× | ||
| Q3 25 | 3.19× | 19.05× | ||
| Q2 25 | 0.48× | 15.20× | ||
| Q1 25 | -4.44× | 10.34× | ||
| Q4 24 | 5.30× | 45.04× | ||
| Q3 24 | 2.76× | — | ||
| Q2 24 | 0.28× | — | ||
| Q1 24 | -4.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
