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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $56.4M, roughly 1.9× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs 11.6%, a 14.5% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs 8.0%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $6.2M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...
CSV vs KINS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $56.4M |
| Net Profit | $12.3M | $14.8M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | 32.7% |
| Net Margin | 11.6% | 26.2% |
| Revenue YoY | 8.0% | 34.0% |
| Net Profit YoY | 24.5% | 171.4% |
| EPS (diluted) | $0.76 | $1.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $105.5M | $56.4M | ||
| Q3 25 | $102.7M | $55.7M | ||
| Q2 25 | $102.1M | $52.3M | ||
| Q1 25 | $107.1M | $50.5M | ||
| Q4 24 | $97.7M | $42.1M | ||
| Q3 24 | $100.7M | $40.8M | ||
| Q2 24 | $102.3M | $36.5M | ||
| Q1 24 | $103.5M | $35.8M |
| Q4 25 | $12.3M | $14.8M | ||
| Q3 25 | $6.6M | $10.9M | ||
| Q2 25 | $11.7M | $11.3M | ||
| Q1 25 | $20.9M | $3.9M | ||
| Q4 24 | $9.9M | $5.4M | ||
| Q3 24 | $9.9M | $7.0M | ||
| Q2 24 | $6.3M | $4.5M | ||
| Q1 24 | $7.0M | $1.4M |
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
| Q4 25 | 23.3% | 32.7% | ||
| Q3 25 | 17.0% | 24.6% | ||
| Q2 25 | 23.5% | 27.1% | ||
| Q1 25 | 29.5% | 9.3% | ||
| Q4 24 | 21.6% | 15.9% | ||
| Q3 24 | 22.7% | 22.3% | ||
| Q2 24 | 18.0% | 15.7% | ||
| Q1 24 | 18.8% | 5.0% |
| Q4 25 | 11.6% | 26.2% | ||
| Q3 25 | 6.4% | 19.5% | ||
| Q2 25 | 11.5% | 21.5% | ||
| Q1 25 | 19.5% | 7.7% | ||
| Q4 24 | 10.1% | 12.9% | ||
| Q3 24 | 9.8% | 17.1% | ||
| Q2 24 | 6.1% | 12.4% | ||
| Q1 24 | 6.7% | 4.0% |
| Q4 25 | $0.76 | $1.09 | ||
| Q3 25 | $0.41 | $0.74 | ||
| Q2 25 | $0.74 | $0.78 | ||
| Q1 25 | $1.34 | $0.27 | ||
| Q4 24 | $0.62 | $0.44 | ||
| Q3 24 | $0.63 | $0.55 | ||
| Q2 24 | $0.40 | $0.37 | ||
| Q1 24 | $0.45 | $0.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | — |
| Total DebtLower is stronger | — | $4.4M |
| Stockholders' EquityBook value | $254.8M | $122.7M |
| Total Assets | $1.3B | $453.4M |
| Debt / EquityLower = less leverage | — | 0.04× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.4M | — | ||
| Q1 25 | $4.6M | — | ||
| Q4 24 | $1.2M | — | ||
| Q3 24 | $1.3M | — | ||
| Q2 24 | $1.5M | — | ||
| Q1 24 | $1.7M | — |
| Q4 25 | — | $4.4M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $5.1M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | — | $17.3M | ||
| Q2 24 | — | $25.3M | ||
| Q1 24 | — | $25.3M |
| Q4 25 | $254.8M | $122.7M | ||
| Q3 25 | $242.1M | $107.7M | ||
| Q2 25 | $235.4M | $94.9M | ||
| Q1 25 | $223.1M | $82.2M | ||
| Q4 24 | $208.6M | $66.7M | ||
| Q3 24 | $198.1M | $59.7M | ||
| Q2 24 | $187.9M | $40.8M | ||
| Q1 24 | $179.6M | $35.7M |
| Q4 25 | $1.3B | $453.4M | ||
| Q3 25 | $1.3B | $428.6M | ||
| Q2 25 | $1.3B | $393.4M | ||
| Q1 25 | $1.3B | $385.4M | ||
| Q4 24 | $1.3B | $374.9M | ||
| Q3 24 | $1.3B | $347.0M | ||
| Q2 24 | $1.3B | $319.8M | ||
| Q1 24 | $1.3B | $318.3M |
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.62× | ||
| Q1 24 | — | 0.71× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | $75.9M |
| Free Cash FlowOCF − Capex | $6.2M | $73.1M |
| FCF MarginFCF / Revenue | 5.9% | 129.5% |
| Capex IntensityCapex / Revenue | 7.5% | 5.0% |
| Cash ConversionOCF / Net Profit | 1.15× | 5.14× |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | $124.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $14.1M | $75.9M | ||
| Q3 25 | $24.7M | $25.9M | ||
| Q2 25 | $8.1M | $9.3M | ||
| Q1 25 | $13.8M | $17.9M | ||
| Q4 24 | $9.3M | $57.9M | ||
| Q3 24 | $20.9M | $21.7M | ||
| Q2 24 | $2.2M | $7.1M | ||
| Q1 24 | $19.7M | $6.1M |
| Q4 25 | $6.2M | $73.1M | ||
| Q3 25 | $18.0M | $25.3M | ||
| Q2 25 | $5.2M | $8.7M | ||
| Q1 25 | $10.6M | $17.0M | ||
| Q4 24 | $4.9M | $55.6M | ||
| Q3 24 | $16.2M | $21.0M | ||
| Q2 24 | $-1.4M | $6.6M | ||
| Q1 24 | $16.2M | $5.6M |
| Q4 25 | 5.9% | 129.5% | ||
| Q3 25 | 17.5% | 45.4% | ||
| Q2 25 | 5.1% | 16.6% | ||
| Q1 25 | 9.9% | 33.7% | ||
| Q4 24 | 5.0% | 132.1% | ||
| Q3 24 | 16.1% | 51.6% | ||
| Q2 24 | -1.4% | 18.1% | ||
| Q1 24 | 15.6% | 15.5% |
| Q4 25 | 7.5% | 5.0% | ||
| Q3 25 | 6.5% | 1.2% | ||
| Q2 25 | 2.8% | 1.1% | ||
| Q1 25 | 3.0% | 1.7% | ||
| Q4 24 | 4.5% | 5.6% | ||
| Q3 24 | 4.6% | 1.7% | ||
| Q2 24 | 3.5% | 1.4% | ||
| Q1 24 | 3.4% | 1.5% |
| Q4 25 | 1.15× | 5.14× | ||
| Q3 25 | 3.76× | 2.38× | ||
| Q2 25 | 0.69× | 0.82× | ||
| Q1 25 | 0.66× | 4.60× | ||
| Q4 24 | 0.94× | 10.65× | ||
| Q3 24 | 2.11× | 3.12× | ||
| Q2 24 | 0.34× | 1.58× | ||
| Q1 24 | 2.83× | 4.27× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
KINS
Segment breakdown not available.
