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Side-by-side financial comparison of CARRIAGE SERVICES INC (CSV) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $70.6M, roughly 1.5× MEDALLION FINANCIAL CORP). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs 11.6%, a 5.7% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs 8.0%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 1.0%).
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.
CSV vs MFIN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $105.5M | $70.6M |
| Net Profit | $12.3M | $12.2M |
| Gross Margin | 34.8% | — |
| Operating Margin | 23.3% | 29.3% |
| Net Margin | 11.6% | 17.3% |
| Revenue YoY | 8.0% | 25.4% |
| Net Profit YoY | 24.5% | 20.3% |
| EPS (diluted) | $0.76 | $0.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $105.5M | $70.6M | ||
| Q3 25 | $102.7M | $58.7M | ||
| Q2 25 | $102.1M | $62.6M | ||
| Q1 25 | $107.1M | $63.0M | ||
| Q4 24 | $97.7M | $56.3M | ||
| Q3 24 | $100.7M | $53.3M | ||
| Q2 24 | $102.3M | $51.0M | ||
| Q1 24 | $103.5M | $53.3M |
| Q4 25 | $12.3M | $12.2M | ||
| Q3 25 | $6.6M | $7.8M | ||
| Q2 25 | $11.7M | $11.1M | ||
| Q1 25 | $20.9M | $12.0M | ||
| Q4 24 | $9.9M | $10.1M | ||
| Q3 24 | $9.9M | $8.6M | ||
| Q2 24 | $6.3M | $7.1M | ||
| Q1 24 | $7.0M | $10.0M |
| Q4 25 | 34.8% | — | ||
| Q3 25 | 35.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 34.4% | — | ||
| Q3 24 | 35.2% | — | ||
| Q2 24 | 36.2% | — | ||
| Q1 24 | 36.0% | — |
| Q4 25 | 23.3% | 29.3% | ||
| Q3 25 | 17.0% | 33.2% | ||
| Q2 25 | 23.5% | 31.1% | ||
| Q1 25 | 29.5% | 32.1% | ||
| Q4 24 | 21.6% | 32.8% | ||
| Q3 24 | 22.7% | 26.6% | ||
| Q2 24 | 18.0% | 24.3% | ||
| Q1 24 | 18.8% | 33.6% |
| Q4 25 | 11.6% | 17.3% | ||
| Q3 25 | 6.4% | 13.2% | ||
| Q2 25 | 11.5% | 17.7% | ||
| Q1 25 | 19.5% | 19.1% | ||
| Q4 24 | 10.1% | 18.0% | ||
| Q3 24 | 9.8% | 16.1% | ||
| Q2 24 | 6.1% | 13.9% | ||
| Q1 24 | 6.7% | 18.8% |
| Q4 25 | $0.76 | $0.50 | ||
| Q3 25 | $0.41 | $0.32 | ||
| Q2 25 | $0.74 | $0.46 | ||
| Q1 25 | $1.34 | $0.50 | ||
| Q4 24 | $0.62 | $0.43 | ||
| Q3 24 | $0.63 | $0.37 | ||
| Q2 24 | $0.40 | $0.30 | ||
| Q1 24 | $0.45 | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.7M | $136.3M |
| Total DebtLower is stronger | — | $216.0M |
| Stockholders' EquityBook value | $254.8M | $408.6M |
| Total Assets | $1.3B | $3.0B |
| Debt / EquityLower = less leverage | — | 0.53× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.7M | $136.3M | ||
| Q3 25 | $1.2M | $72.5M | ||
| Q2 25 | $1.4M | $110.4M | ||
| Q1 25 | $4.6M | $131.5M | ||
| Q4 24 | $1.2M | $98.2M | ||
| Q3 24 | $1.3M | $120.6M | ||
| Q2 24 | $1.5M | $87.7M | ||
| Q1 24 | $1.7M | $54.8M |
| Q4 25 | — | $216.0M | ||
| Q3 25 | — | $215.7M | ||
| Q2 25 | — | $199.9M | ||
| Q1 25 | — | $199.7M | ||
| Q4 24 | — | $232.2M | ||
| Q3 24 | — | $232.0M | ||
| Q2 24 | — | $230.8M | ||
| Q1 24 | — | $225.6M |
| Q4 25 | $254.8M | $408.6M | ||
| Q3 25 | $242.1M | $397.4M | ||
| Q2 25 | $235.4M | $389.9M | ||
| Q1 25 | $223.1M | $380.2M | ||
| Q4 24 | $208.6M | $370.2M | ||
| Q3 24 | $198.1M | $362.4M | ||
| Q2 24 | $187.9M | $354.0M | ||
| Q1 24 | $179.6M | $349.0M |
| Q4 25 | $1.3B | $3.0B | ||
| Q3 25 | $1.3B | $2.9B | ||
| Q2 25 | $1.3B | $2.9B | ||
| Q1 25 | $1.3B | $2.8B | ||
| Q4 24 | $1.3B | $2.9B | ||
| Q3 24 | $1.3B | $2.9B | ||
| Q2 24 | $1.3B | $2.8B | ||
| Q1 24 | $1.3B | $2.6B |
| Q4 25 | — | 0.53× | ||
| Q3 25 | — | 0.54× | ||
| Q2 25 | — | 0.51× | ||
| Q1 25 | — | 0.53× | ||
| Q4 24 | — | 0.63× | ||
| Q3 24 | — | 0.64× | ||
| Q2 24 | — | 0.65× | ||
| Q1 24 | — | 0.65× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $14.1M | $126.3M |
| Free Cash FlowOCF − Capex | $6.2M | — |
| FCF MarginFCF / Revenue | 5.9% | — |
| Capex IntensityCapex / Revenue | 7.5% | — |
| Cash ConversionOCF / Net Profit | 1.15× | 10.35× |
| TTM Free Cash FlowTrailing 4 quarters | $40.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $14.1M | $126.3M | ||
| Q3 25 | $24.7M | $67.0M | ||
| Q2 25 | $8.1M | $-10.7M | ||
| Q1 25 | $13.8M | $36.3M | ||
| Q4 24 | $9.3M | $108.7M | ||
| Q3 24 | $20.9M | $24.6M | ||
| Q2 24 | $2.2M | $27.6M | ||
| Q1 24 | $19.7M | $32.3M |
| Q4 25 | $6.2M | — | ||
| Q3 25 | $18.0M | — | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $10.6M | — | ||
| Q4 24 | $4.9M | — | ||
| Q3 24 | $16.2M | — | ||
| Q2 24 | $-1.4M | — | ||
| Q1 24 | $16.2M | — |
| Q4 25 | 5.9% | — | ||
| Q3 25 | 17.5% | — | ||
| Q2 25 | 5.1% | — | ||
| Q1 25 | 9.9% | — | ||
| Q4 24 | 5.0% | — | ||
| Q3 24 | 16.1% | — | ||
| Q2 24 | -1.4% | — | ||
| Q1 24 | 15.6% | — |
| Q4 25 | 7.5% | — | ||
| Q3 25 | 6.5% | — | ||
| Q2 25 | 2.8% | — | ||
| Q1 25 | 3.0% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 4.6% | — | ||
| Q2 24 | 3.5% | — | ||
| Q1 24 | 3.4% | — |
| Q4 25 | 1.15× | 10.35× | ||
| Q3 25 | 3.76× | 8.63× | ||
| Q2 25 | 0.69× | -0.97× | ||
| Q1 25 | 0.66× | 3.02× | ||
| Q4 24 | 0.94× | 10.72× | ||
| Q3 24 | 2.11× | 2.86× | ||
| Q2 24 | 0.34× | 3.89× | ||
| Q1 24 | 2.83× | 3.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
MFIN
Segment breakdown not available.
